Entertainment Insurance
Get A+ entertainment business insurance coverage by choosing your specialty below.
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Affordable Entertainment Liability Insurance Coverage
Balloon Artists
Don’t let liability claims get your business twisted. Balloon artist insurance covers your balloon twisting at birthday celebrations, festivals, and more.
Bands
Bring the house down with your music. Our band insurance protects you if the crowd jams along a little too hard.
Clowns
You shouldn’t have to juggle your budget to get quality liability insurance. Insurance Canopy offers A+ rated protection at a low rate.
Year Round DJs
Looking to drop the beat all year long? Our annual DJ insurance is specifically tailored to protect you in 10 minutes or less.
Event DJs
Injuries just don’t mix well with your event. Lean on “DJ Liability Insurance” to protect your finances while you mash up a killer set at your next event.
Face Painters
Liability claims aren’t something to brush over. Get quality coverage at a low rate for your face painting business from Insurance Canopy.
Magicians
Our coverage comes without illusions. Make claims go poof with A+ rated protection from Insurance Canopy.
Musicians
With musician insurance from Insurance Canopy, you can cover your most important asset: your equipment and gear.
Party Planners
Getting hit with a liability claim can be a real party pooper. Luckily, our partners at the Event Helper can protect your plans from going south.
Performers
No mic check needed. Our performer liability insurance is easily managed completely online to protect you until the very last mic drop. We also cover comedians, storytellers, impersonators, yodelers, other holiday and fantasy characters, and poets.
Santa Claus
Nobody is adding liability claims to their Christmas wish list. Keep the coal out of your stocking and get Santa Claus liability insurance in 10 minutes or less.
Can’t find your industry?
Take a look at our Performer Insurance page for more information. If you can’t find your specialty, view more from our Insurance Industry List or call for assistance 844-520-6993.
What is Entertainment Insurance?
Entertainment insurance is general liability protection specifically for entertainers and performers. This insurance safeguards against claims of recklessness or failure to give professional services at specific types of events, such as civic or corporate parties, concerts, fairs, stage performances, and more.
Insurance Canopy’s entertainment insurance offers you peace of mind with all of this and more, bundling general liability, damage to rented premises, and personal and advertising injury coverage into your policy. Equipment and gear coverage can also be added to annual policies, allowing you to protect your financial investment should your gear be stolen or damaged at a performance.
How Much Does Entertainment Insurance Cost?
Entertainment liability insurance costs as little as $59 for a 1-3 day event or $16.58 a month for an annual policy. Costs are determined by the policy type you select as well as any add-ons or additional limits you need.
The annual policy is ideal for those who need constant coverage year-round and want gear and equipment coverage built in. However, if you are performing for a single event or a weekend, and don’t perform more than a few times a year, the event policy could be a better option for you.
You can add additional insurance limits to your policy to meet your venue’s requirements. Plus, you can easily add additional insureds right through your dashboard.
What Does Entertainment Insurance Include?
View the coverage details for an entertainment insurance policy:
General Liability
Limit Per Policy: $2,000,000
Also known as liability insurance for entertainment businesses, this coverage helps protect your business from third-party bodily injury or property damage claims that occur while interacting with the public. For example, a fan tripping and falling during your performance, a piece of equipment damaging a venue, or a spectator getting hit and injured by a prop.
Equipment & Gear
(Annual Policy Only)
Limit Per Policy: $1M
Equipment and gear coverage (also known as “inland marine”) is designed to save you time and money. You rely on your equipment and gear to bring your show to life. If it’s damaged or stolen during your performance, our entertainment liability insurance can cover the cost of repair or replacement.
Damage to Premises Rented to You
Limit Per Policy: $300,000
As an entertainer, you run the risk of scratching, scuffing, or damaging the stages you perform on, the venues you play, and the spaces you rent to record, rehearse, or perform. Protect the premises you rent at no additional cost with your entertainment insurance from Insurance Canopy.
Personal & Advertising Injury
Limit Per Policy: $1,000,000
Personal and advertising injury insurance can be especially important for someone in the entertainment industry, which often involves creative expression and public image. For example, if an actor or musician is sued for defamation or infringement of copyright, Insurance Canopy can help cover the costs of legal defense and any damages that are awarded against them.
Products Completed Operations Aggregate
Limit Per Policy: $2,000,000
Selling merch is often a great revenue stream for entertainers. Any defective merchandise that causes a client harm is protected with our entertainment insurance coverage. It also protects you if an audience member suffers an injury from your performance.
Coverage Details Limits
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Additional Limits
Event Policy (1-3 days)
From $59
Annual Policy
From $199
Why Choose Insurance Canopy for Entertainers Insurance?
Easy
Apply online 24/7 and get entertainment liability insurance coverage in 10 minutes or less, with instant access to proof of insurance. Pay monthly or save by paying on an annual basis—your choice!
Efficient
Get “A+ rated” entertainment insurance company, compare options side by side, and customize your policy to fit your needs. Choose from optional endorsements and add additional insureds right from your dashboard at any time.
Reliable
Insurance Canopy has been insuring entertainment businesses for more than a decade, so our team knows what coverage your business needs. Once you’re covered, access documents 24/7 through your online portal and update your policy as needed.
Frequently Asked Questions About Entertainment Insurance
Why Do I Need Entertainment Insurance for My Business?
As an entertainer, you can be held liable when your business operations cause illnesses, injuries, or damages to the venue or attendees. Having insurance provides a financial safety net, so if an accident occurs, you won’t have to pay hefty out-of-pocket costs.
Here are several other reasons why you should have entertainment insurance coverage:
- Wedding venues, concert halls, and other places may require you not only to have insurance but to also add them as an additional insured to your policy before allowing you to perform.
- Most performers and entertainers face unique liability risks, like setting up shows, equipment, fog machines, lighting, and stages.
- While most venues also carry insurance, your personal property will not be covered in the event of a claim. If there is a claim that lists you or your group, you will also not have coverage from the venue.
- If you use your own equipment and transport it to multiple locations, you will want to protect your equipment against theft, damage, or loss with equipment and gear coverage (aka inland marine).
What Are Common Risks Entertainers Face?
Some common risks entertainers face include:
- Third-party bodily injuries or property damage while interacting with the public
- Damaged or stolen equipment
- Accidentally scratching, scuffing, or damaging stages or venues you perform in
- Claims of slander, libel, false advertising, or infringement of copyright
- Defective merchandise that causes harm
Our entertainment insurance package can save you costs from these and other risks.
What Happens If My Equipment Gets Damaged or Stolen?
If you add equipment and gear coverage to your annual policy application, your business’s personal property, such as equipment, supplies, or inventory, is covered. Additional coverage costs range from $6 to $12.50 per month with your annual policy and can cover from $2,000 to $5,000 per policy year.
Note: This coverage does NOT cover structural property, like buildings, and is only available as an add-on to annual policies.
What Does Entertainment Liability Insurance Cover?
Our entertainment liability insurance can cover lawsuits, accidents, and third-party property damage claims. For example:
- Your speaker accidentally falls over and damages the stage, and the venue wants you to pay for repairs
- One of the guests at an event trips over your mic cord and sues you to cover the cost of their medical expenses
- An event attendee who had you paint their face experiences an allergic reaction and brings a claim against you
Claims like these can easily come into the tens of thousands, and an Insurance Canopy policy can mitigate some or all of these costs, protecting you and your business. Get covered today!
How Do I Apply for Entertainment Business Insurance?
Complete our application in as little as 10 minutes! You don’t need to request a quote. All you need for your application is:
- Personal information (name, address, and business information)
- Business operation information (gross sales, event types, number of years in business, and more)
- Knowledge of previous insurance claim history
- Details for additional insureds, tenants, or landlords that you plan to add
- Payment information
You're In Good Company With Insurance Canopy
Here's what some of our over 14,700 customers have to say about their experience.
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quick and easy to sign up and did not break the bank!!
Michael “Michael” Jobe
April 8, 2024Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle
April 7, 2024Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024 -
I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia Boroczk
April 4, 2024Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
April 2, 2024 -
It was fast and easy.
Vincent Cabello
March 31, 2024Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaney
March 27, 2024Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024 -
The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison
March 26, 2024I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguen
March 26, 2024Getting insurance is the best thing a fitness professional can do to protect themselves. I feel better knowing Canopy has got my back. Simple and easy to sign up.
Herman Hildo
March 25, 2024 -
I Am tremendously grateful for the help I received in getting the right understanding of what policy was best to fit my needs! Thank U Canopy and Staff
Darron Hines
March 25, 2024Super friendly service..
Kristina Strong
March 25, 2024I was concerned that I wouldn't find a company that could check all the boxes on our coverage wishlist. It only took one quick call and my questions were answered.... Read More
Greg Hoover
March 25, 2024 -
Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.
Kate Whelan
March 25, 2024Very easy process to get peace of mind
Kristen Talusan
March 25, 2024great experience so far, always able to reach a human representative on the phone!
New Groove
March 25, 2024 -
Insurance Canopy gives me peace of mind for my practice.
Adriana Chacon
March 25, 2024Great service, affordable insurance, easy to work with.
Roland Cache
March 18, 2024The wait was way too long, however it was worth it. The representative that helped me was knowledgeable, patient, and reassuring.
susan fletcher
March 11, 2024 -
Fast procedure with clear price options. Did everything in less than 5 minutes
Ron Geraci
March 11, 2024If you are in the entertainment business this is the best and most easiest insurance to use.
Dance Smith Productions
March 1, 2024Very easy set up for a policy and friendly conversation with on line and customer support
Vito n/a
March 1, 2024 -
Site easy to navigate, good price, good customer service.
Yosie Coronel
March 1, 2024Process went very well. Best price and able to add a secondary insured.
Jacque
March 1, 2024Renewal of policy was smooth and didn't have to do a thing! Excellent customer support! Will refer family and friends. Thank you Insurance Canopy!
Ram Seetharam
March 1, 2024 -
Insurance Canopy has some issues when navigating the website. However, they have reasonable rates and seemingly good coverage. I’ve never had to file a claim. So I will make a... Read More
Gabriel Sherry
March 1, 2024We have worked extensively with Faith Ortiz and each time it has been a pleasure! Faith is efficient, incredibly knowledgeable, and a joy to work with. Even in situations with... Read More
Andrew Bawdon
February 1, 2024Faith has been working with us for a while now and consistently goes out of her way to help us find a solution. We greatly appreciate all her and her... Read More
Jaimee Gomez
February 1, 2024
-
quick and easy to sign up and did not break the bank!!
Michael “Michael” Jobe
April 8, 2024 -
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle
April 7, 2024 -
Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024 -
I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia Boroczk
April 4, 2024 -
Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
April 2, 2024 -
It was fast and easy.
Vincent Cabello
March 31, 2024 -
Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaney
March 27, 2024 -
Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024 -
The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison
March 26, 2024
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