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Salon and Spa Insurance

Relax knowing Salon and Spa Insurance could protect against liability claims.
Brought to you by Beauty & Bodywork Insurance.

Starting at $31.08/month or $349/year
Cover up to 10 stations — and the technicians who work them — with one smart policy.

Insurance Canopy & Salon and Spa Insurance

As a salon or spa owner, you take on various liabilities while doing business. From the possibility of being sued by a client who is unhappy with an employee’s job to someone being injured in your salon or spa, you need a Salon and Spa Insurance policy that is going to provide you with the coverage to protect you against these liabilities. Insurance Canopy offers beauty professional insurance policies tailored for the liabilities your business faces.

Our Partners
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Protection

Salon and Spa Insurance protects your business from lawsuits, accident claims, and third-party property damage expenses. With Canopy, you can quickly assess the specific risks associated with your type of salon or spa and match your liability insurance coverage to meet your needs. Below are just some of the types of salons and spas you can get coverage for.

  • Nail Salons
  • Hair Salons
  • Days Spas
  • Full-Service Spas
  • Hammam Spas
  • Health Spas
  • Franchises
  • & More!

Designed for Salon and Spa Owners

Salon and Spa Insurance from Insurance Canopy is designed for salon and spa business owners. No matter your salon or spa type, you can benefit from:

  • General Liability Coverage
  • Commercial Property Insurance
  • Optional Cyber Liability Insurance
  • Optional Workers’ Compensation
  • And More!

To start an application Give us a call!

Questions About Salon and Spa Insurance

Salon and Spa Insurance is a combination of coverages designed to protect you against third-party claims that arise from your business operations. As a salon or spa business owner, these coverages are your layer of protection against a variety of liabilities including general liability, product liability, or other policies.

Owning a salon or spa means interacting with employees and customers daily. You deal with so much on a day-to-day basis and you can’t control every aspect. You need Salon and Spa Insurance that will protect you against third-party claims. When owning a salon or spa, you could be sued for injuries resulting from a slip-and-fall incident or from damage sustained during an appointment at your facility. Could you deal with the financial burden of a lawsuit on your own? Your policy could help.

Salon and Spa Insurance is a combination of general liability insurance, professional liability, commercial property insurance, and a variety of other coverages depending on what you require. We also offer other coverages you might need such as Workers’ Compensation Insurance, Cyber Liability, and more.

Yes! If you own a salon or spa you need a comprehensive Salon and Spa Insurance policy that is going to offer you the support and benefits you need. Insurance Canopy can help you with that.

Your Salon and Spa Insurance policy premium will depend on a few things, namely the type of service you offer and its associated risks, your yearly revenue, number of employees, and a few other factors.

Insurance Canopy is dedicated to providing Salon and Spa business owners with the insurance coverage they and their business need to continue doing what they love. We’re here to help answer your questions and address your concerns when it comes to your business insurance.

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.
Salon owner looking at tablet

Need additional information before making a decision?

Give our team a call today at 844.520.6993.

Salon and Spa Insurance

Start Your Application Today! – Get coverage with experienced professionals that can help protect your business.

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.