Music Teacher Insurance
Liability insurance for music teachers and instructors
Insurance Canopy and Music Teacher Insurance
Insurance Canopy provides music teachers with high-quality, customizable liability insurance perfectly tuned to their needs. With general and professional liability, our policy covers the common risks faced by music instructors, allowing you to run your business with peace of mind and without missing a note!
Tuned To Your Needs
Music teachers face a unique set of risks. As such, you need a unique combination of insurance policies. At Insurance Canopy you can create a customized insurance plan, including general liability, professional liability, and more.
Don’t Miss A Beat
A single liability claim could cost you thousands of dollars in out-of-pocket expenses, as well as damage your reputation as a music teacher. Music teacher insurance can reduce and even eliminate the cost of claims so you don’t have to miss a single day of business.
Cover Your Venues
If you rent studio space, or run your business at several different venues—like a music store—you may be required to have liability insurance and include the locations as an additional insured.
Coverage Details
General & Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$1,000,000
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
$300,000
Medical Expense (Any one person)
$5,000
Additional Limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.
$4,000
See What People Are Saying
Insurance Canopy is your one-stop shop for reliable, affordable liability insurance.
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quick and easy to sign up and did not break the bank!!
April 8, 2024Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More the request came in on our first purchase of many.
April 7, 2024Easy to apply online, it take 5 mins and get your provf of Insurance.
April 6, 2024 -
I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More processing fees. That was not the case with Insurance Canopy and prompted me to buy all the protection I need at a great price. Thank you for the easily navigated website as well.
April 4, 2024Just the insurance I needed. I wish the website would allow me to share pages!
April 2, 2024This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
April 2, 2024 -
It was fast and easy.
March 31, 2024Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More good and you can bind a policy in minutes. My band is called Collective Vibes Duo and you can find us on all the social channels under that name
March 27, 2024Process was easy. Relevant information accessible. Platform is very user friendly.
March 26, 2024 -
The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
March 26, 2024I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
March 26, 2024Getting insurance is the best thing a fitness professional can do to protect themselves. I feel better knowing Canopy has got my back. Simple and easy to sign up.
March 25, 2024 -
I Am tremendously grateful for the help I received in getting the right understanding of what policy was best to fit my needs! Thank U Canopy and Staff
March 25, 2024Super friendly service..
March 25, 2024I was concerned that I wouldn't find a company that could check all the boxes on our coverage wishlist. It only took one quick call and my questions were answered.... Read More The process ended up being very easy and the competitive pricing was the whip cream on top.
March 25, 2024 -
Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.
March 25, 2024Very easy process to get peace of mind
March 25, 2024great experience so far, always able to reach a human representative on the phone!
March 25, 2024 -
Insurance Canopy gives me peace of mind for my practice.
March 25, 2024Great service, affordable insurance, easy to work with.
March 18, 2024The wait was way too long, however it was worth it. The representative that helped me was knowledgeable, patient, and reassuring.
March 11, 2024 -
Fast procedure with clear price options. Did everything in less than 5 minutes
March 11, 2024If you are in the entertainment business this is the best and most easiest insurance to use.
March 1, 2024Very easy set up for a policy and friendly conversation with on line and customer support
March 1, 2024 -
Site easy to navigate, good price, good customer service.
March 1, 2024Process went very well. Best price and able to add a secondary insured.
March 1, 2024Renewal of policy was smooth and didn't have to do a thing! Excellent customer support! Will refer family and friends. Thank you Insurance Canopy!
March 1, 2024 -
Insurance Canopy has some issues when navigating the website. However, they have reasonable rates and seemingly good coverage. I’ve never had to file a claim. So I will make a... Read More new review of I ever go through that process. Auto renew hasn’t ever worked for me. And changing my policy manually or having an agent do it by email hasn’t worked. So I recommended picking policy options that you will keep forever.
March 1, 2024We have worked extensively with Faith Ortiz and each time it has been a pleasure! Faith is efficient, incredibly knowledgeable, and a joy to work with. Even in situations with... Read More tight turnaround times, she has been able to work with us to meet our goals. We simply could not ask for better. Thank you Faith and the team!
February 1, 2024Faith has been working with us for a while now and consistently goes out of her way to help us find a solution. We greatly appreciate all her and her... Read More team's continuous support.
February 1, 2024
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quick and easy to sign up and did not break the bank!!
April 8, 2024 -
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More the request came in on our first purchase of many.
April 7, 2024 -
Easy to apply online, it take 5 mins and get your provf of Insurance.
April 6, 2024 -
I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More processing fees. That was not the case with Insurance Canopy and prompted me to buy all the protection I need at a great price. Thank you for the easily navigated website as well.
April 4, 2024 -
Just the insurance I needed. I wish the website would allow me to share pages!
April 2, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
April 2, 2024 -
It was fast and easy.
March 31, 2024 -
Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More good and you can bind a policy in minutes. My band is called Collective Vibes Duo and you can find us on all the social channels under that name
March 27, 2024 -
Process was easy. Relevant information accessible. Platform is very user friendly.
March 26, 2024 -
The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
March 26, 2024
The Ideal Coverage For Music Teachers
Insurance Canopy offers a comprehensive combination of general and professional liability, creating the ideal protection against the risks faced by music teachers. Additional policy options are also available according to individual business needs.
General Liability – Protects against third-party bodily injury and property damage claims arising from accidents involving your business. Common claims include students getting injured during a lesson or accidentally breaking something at your place of business.
Professional Liability – Protects against third-party negligence claims arising from your business operation. Common examples of claims include errors and omissions made during the teaching process or failure to help students achieve certain goals.
Music Teacher Additional Insureds
It is common practice for music studios, music schools or rented spaces to require you to carry liability insurance. Some of them even want your insurance coverage to extend to them which you can do by listing them as an additional insured.
Insurance Canopy offers free, unlimited additional insureds meaning you can add the place where you teach to your insurance policy for free! You can also add an additional insured anytime after purchase through your user login.
With our private music teacher liability insurance, you will reassure studios and schools who need coverage and quickly become their favorite music teacher.
Why Do I Need Music Teacher Insurance?
Accidents happen. Meet with your students and grow your business without having to worry about losing everything to a costly claim.
With our music teacher liability insurance policy, you can be protected from common risks faced by music teachers. This protection allows you to focus on teaching with total peace of mind.
Most music studios and music schools will require you to have liability insurance. Being covered by our insurance for private music teachers will help you find a place to teach.
Protect Your Clients And Your Payment Process
Cyber Liability ($99) – Protects from first- and third-party claims arising from a cyber security breach within your business. Common claims include repairing or replacing compromised equipment, recovering lost data, and compensation for lost customer data.
Questions About Music Teacher Insurance
What is Music Teacher Insurance?
Music teacher insurance offers a financial safety net for your business. The policy has two main business insurance coverages: general liability and professional liability. General liability is designed to respond to claims arising from a lawsuit you are legally responsible to pay for. Professional liability may cover your business if you are sued for negligence over your service.
How Much Does Music Teacher Insurance Cost?
Musician teacher insurance starts at $229 per year or $21.08 per month and provides instructors with professional and general liability coverage.
Who Needs Music Teacher Insurance
Music instructors who teach any instrument should carry music teacher insurance. Insuring your business is a proactive thing to do and can protect you from accidents that are often outside of your control.
Insurance Canopy offers protection for:
- Piano Teachers
- Guitar Teachers
- Violin Teachers
- Cello Teachers
- And More!
We cover more music teachers than those listed above. If you have questions, contact one of our agents!
What Are Additional Insured’s for Music Teacher Insurance?
Extends your coverage to rented spaces and other businesses where you might teach from the cost of accidents caused by your business. It is common practice for you to include these locations as an additional insured on your insurance policy.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Music Instructor Insurance
Annual Policy: Starting at $21.08 per month – Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your business thrive.