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Street Vendor Insurance

Name: Street Vendor Insurance
Brand: Insurance Canopy
Rating: 4.8 (510 reviews)

Street-smart insurance for street-smart sellers. Get fast, flexible coverage built for makers on the move!

1-90 Days of Coverage

Starting at

^$49/event

Where You're Covered

Street Food Vendor Insurance Coverage

From fair stalls to street corners, street food vendor insurance helps keep you safe wherever you set up shop.

General Vendors & Exhibitors

Artists & Crafters

DJs & Entertainers

Food & Concessions

Liquor Vendors

Photographers & Videographers

What is Street Vendor Insurance?

Street vendor insurance is a type of general liability coverage that protects you from third-party claims while vending. It’s often a temporary or short-term policy that offers the basic levels of insurance required by events.

Insurance Canopy’s standard coverage is perfect for vendors on the go. It includes:

$2 million in vendor general liability insurance
1–90 days of protection
Covers everyday claims like slips and falls

How Much Does Street Food Vendor Insurance Cost?

Street food vendor insurance starts at just $49 per event* and is great for vendors who need coverage for one-off gigs. You can also add optional theft and damage coverage for $54 per event, providing extra protection for your gear.

For those attending multiple events or doing business outside of events, annual policies are available at just $25.92 per month** — giving you the protection you need to grow your business all year long!

Your vendor insurance costs may vary depending on your location, the length of coverage, and the type of business you run. Discover the freedom of flexible coverage that moves with you, and get a free custom quote today!

*The lowest price is based on a standard short-term vendor policy.
** The $25.92/month price is based on an annual food and beverage policy.

Who Needs Street Fair Vendor Insurance?

Anyone operating a cart, stand, or booth needs vendor insurance. This commonly includes:

Street fair vendor insurance is designed to keep you safe in the places you love selling, whether it’s a local business park, a food truck lot, a weekend festival, or a pop-up event.

What Does Street Vendor Insurance Cover?

Our standard street vendor insurance policy includes general liability insurance that helps cover:

Medical bills from injuries in or around your set up
Legal fees for accidents caused by your operations
Repairs to customers’ property or rented spaces
Third-party damages caused by weather conditions

Depending on the policy you choose, you may have access to additional coverage, such as:

Damage to Premises Rented to You: This covers accidental damage in a rented space (only covers fire damage after seven days)
Personal and Advertising Injury: This is protection for non-physical damages, such as slander, libel, or advertising mistakes
Product Liability Insurance: This covers the cost of injuries or damages caused by the products you sell
Professional Liability Insurance: This is coverage for damages or errors from your professional services or classes
Inland Marine Insurance: This is coverage for theft or damage to your moveable gear or equipment
Cyber Liability Insurance: This is data breach recovery for you and your customers if your business is targeted in a cyber attack
Excess Liability: This is an increase of limits for your liability coverage

FAQs About Insurance for Street Food Vendors

Do You Need Insurance to Be a Street Food Vendor?

Yes, you need insurance to be a street food vendor to fulfill legal requirements and cover common claims. Most cities and events require vendors to have general liability insuranc e and show a Certificate of Insurance (COI) to protect you, the public, and themselves from potential damages and injuries your vending may cause.

Specific coverages, limits, and requirements vary based on location and event, so please check with officials first to understand what types of insurance you need. This ensures you’re purchasing a policy that keeps you safe and compliant!

What Kind of Insurance Do I Need as a Street Vendor?

At a minimum, you need general liability insurance as a street vendor. It’s designed to provide coverage for injuries or damages your operations (like operating a flower cart) might cause to other people.

Some of the best street food vendor insurance plans for small businesses include more than general liability coverage. To better protect your hustle, you may want to consider:

Damage to Premises Rented to You
Personal and Advertising Injury
Product Liability Insurance
Professional Liability Insurance
Inland Marine Insurance
Cyber Liability Insurance

Be confident you have the right protections in place with our Vendor Liability Insurance Guide! Customize a policy that fits your unique needs so you can start selling with peace of mind.

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.