Food Services Insurance

Insurance Canopy provides high-quality insurance specifically designed for small food service businesses like yours. Without insurance, if your business were to face an insurance claim as a result of your business operations—or if a customer became sick or injured as a result of your product—you could be held liable to pay expenses that could cripple your small business.

Food services insurance protects small food service businesses like yours from paying for third-party general and product liability claims out of pocket, so you can rest easy knowing that you can have the financial protection your business needs when you need it the most.

As a small food service business, your operation has risks. At any time, your business could face an insurance claim the cost of which could put serious financial stress on your shoulders. With insurance, if an accident ever occurs, you could receive help in paying expenses that you otherwise would have had to cover out of pocket.

At the most basic level, food services insurance includes general and product liability—which can protect your business from third party insurance claims–as well as business personal property—which can cover the expenses should your business gear be broken or stolen.

For an additional price, you may choose to include more coverage, like professional liability or cyber liability coverage, according to your business needs.

Food services insurance starts at $299 a year for up to $2 million coverage in general liability and product liability coverage as well as business personal property insurance. You can also include as many additional insureds as your business requires at NO ADDITIONAL COST.

We want you to only pay for what you need, so other options are available to add to our base policy. At an additional cost, you can add more coverage, professional liability coverage, cyber liability coverage, and more.