Consultant Insurance

Secure your consulting career with peace of mind! Safeguard your consultant practice with flexible and affordable insurance coverage, starting at only $229/year.

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$229

Yearly Policy
4.8/5

Affordable Small business Insurance Coverage for Consultants

Consultant insurance safeguards your consultancy business from lawsuits, accident claims, and third-party property damage claims. As a consultant, you can rely on Insurance Canopy to assist you in evaluating the risks associated with your consultancy business and locating the liability insurance policy that suits your requirements. Explore the types of consultants covered by our consultancy insurance policy below:

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Business Consultants

Protect your consultancy practice with tailored coverage that shields you from legal challenges and accidents, ensuring your focus remains on guiding clients to success.

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Education Consultants

Safeguard your educational consultancy work from liability risks and unexpected accidents, empowering you to continue shaping the future of students and institutions.

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Management Consultants

Optimize businesses confidently with coverage that protects against legal disputes and property damage claims, so you can concentrate on enhancing client organizations.

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IT Consultants

Navigate the tech landscape securely with insurance designed for IT consultants, ensuring you're covered in unexpected events while delivering top-notch IT guidance.

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Marketing Consultants

Drive brand success without worries. Our coverage safeguards your expertise, allowing you to stay focused on creating winning marketing strategies for clients.

Affordable, Fast, and Comprehensive

Our Business Consultant Insurance Coverage Is Designed To Meet Your Unique Needs

Who Needs Consultant Insurance?

We cover a wide variety of consulting businesses, including:

  • Business Consulting
  • Education Consulting
  • Human Resources Consulting
  • IT Consulting 
  • Management Consulting
  • Marketing Consulting
  • Public Relations Consulting

What Is Consultants Insurance?

Consultant insurance is designed to protect you from potential claims. Providing professional advice and services could result in financial losses for clients. Insurance for consultants helps cover potential lawsuits, errors, negligence claims, and other liabilities.

How Much is Consultant Insurance?

Consultant insurance starts at $229 per year or $21 per month. The cost can vary depending on your business’s gross income, selected coverages, and coverage limits.

We keep our polices affordable through:

  • US-based, licensed agents who don’t make a commission on helping you. 
  • Free unlimited additional insureds.
  • A 100% online purchasing process.

To learn more about customizing your insurance as a business consultant, you can review the information provided here

Is Professional Liability Insurance for Consultants Necessary?

If you answer yes to any of these questions then you need professional liability insurance.

  • Do you charge a fee to provide specialized expertise, services, or opinions?
  • Do you provide technology services?
  • Do you have any clients that require you to be insured?
  • Do you support clients administratively?

As a consultant, you are vulnerable to several different types of claims and it is important to protect your business from the financial strain of expensive claims. While some claims may not be too expensive, it is more common to experience claims that cost several thousand dollars. You don’t need to worry about that! That is what insurance for consultants is for.

What’s Covered in Consultant Insurance?

We recommend consultants include several different coverages on their professional liability insurance for consultants’ policy. Our recommended coverages include: 

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General Liability Coverage

General Liability coverage can provide financial protection from third-party bodily injury and property damage claims. This coverage covers settlement costs, legal expenses, and damages awarded in lawsuits that ensure consultants have financial protection in a field where unexpected accidents can happen.
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Professional Liability Coverage

Professional liability coverage protects from the cost of claims that stem from your business operations. A common claim could include a client suing you over misinformation or faulty professional advice.

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Errors and Omission Coverage

Errors and omission (E&O) coverage protects from the financial stress of claims that stem from misinformation or faulty business practices. Errors and omissions insurance can also protect you from claims that  stem from  your business practices.

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Cyber Liability Coverage

Cyber liability coverage protects your consulting business in the event of a cyber security attack. If you store client information online, you are susceptible to cybersecurity breaches. We highly recommend adding this coverage to your policy.

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Tools and Equipment Coverage

Tools and equipment coverage provides a financial buffer in case your business equipment is stolen or damaged. Tools and equipment coverage can help repair or replace damaged or stolen equipment.

Coverage Limits for Consultant Insurance

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.

$1,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$1,000,000

The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.

$300,000

Medical Expense (Any one person)

$5,000

Additional Limits

Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.

$4,000

Still doing your research?

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Don't Just Take Our Word For It

Hear From Some of Our 75,000+ Clients

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    October 12, 2024

    Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

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    October 7, 2024

    Rey was amazing. So easy! So fast!

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    September 30, 2024
  • Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

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    September 14, 2024

    She is positive and friendly !

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    September 14, 2024

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    September 14, 2024
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    July 13, 2024

    Always easy to use! Thank you!

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    July 12, 2024

    Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well

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    July 12, 2024
  • I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More

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    Insurance Canopy gives me peace of mind for my practice.

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    Super friendly service..

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  • Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

    Fernando Ferreira Avatar Fernando Ferreira
    October 12, 2024
  • Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

    Jacob Smith Jr Avatar Jacob Smith
    October 7, 2024
  • Rey was amazing. So easy! So fast!

    Herman Koch Avatar Herman Koch
    September 30, 2024
  • Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

    Mark Paquin Avatar Mark Paquin
    September 14, 2024
  • She is positive and friendly !

    Alan Dynin Avatar Alan Dynin
    September 14, 2024
  • Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

    Alana Wyld Avatar Alana Wyld
    September 14, 2024
  • Affordable plan and very easy to access when I need it

    Angela Lobianco Avatar Angela Lobianco
    July 13, 2024
  • Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well

    Rich Bonifazio Avatar Rich Bonifazio
    July 12, 2024
  • Always easy to use! Thank you!

    CahillandDelene Avatar CahillandDelene
    July 12, 2024
  • I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More

    Angela Fischetti Avatar Angela Fischetti
    July 12, 2024

Insurance For Consultants

Insurance Canopy provides A+ Rated, efficient, and protective professional liability insurance for consulting businesses.

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Online Purchase Process

Our consultant insurance can be purchased 100% online with or without help from one of our US-based agents. The entire process takes 10 minutes or less.  

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Personalized Policies

Not all consultants have the same needs for insurance so we provide increased limits and additional coverages through our personalized policies. 

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Affordable Prices

Enjoy a consulting business insurance cost that fits your budget. Our licensed agents don’t make commissions, making your policy payments cheaper. 

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Frequently Asked Questions About Consultant Insurance

Answers to Common Questions about Consultant Insurance

Consulting insurance covers negligence claims, copyright infringement, third-party bodily injury, and equipment damage or theft. It is important to protect yourself from the cost of these claims as they could cost thousands of dollars in out-of-pocket costs. General liability insurance for consultants can provide a financial buffer and save you from financial ruin. 

Yes. Liability insurance for IT consultants protect from the costly financial effects of claims. IT consultant insurance coverages can include general liability and professional liability. 

All kinds of consultant niches need professional liability insurance. While it may be a requirement, it is also a good idea. No one wants to pay out-of-pocket for claims. If you offer services/professional information for a fee then you need consultants’ insurance. Whether you are consulting on IT, marketing, finances, etc. 

We provide consultants with affordable, personal, and robust insurance that consultants can be confident in. With 24/7 access to policy documents and certificates of insurance, you can rest easy knowing exactly what is on your policy and if you need to change anything. Our agents are US-based, licensed, and do not make a commission off helping you. They are a great resource for all your insurance needs. You can expect a personalized experience with Insurance Canopy.

With any business there is risk involved, and that risk can be lowered when you insure your business with consultant insurance. Insurance for consultants provides a series of coverages designed to mitigate or in some cases, eliminate the out-of-pocket expenses that claims can often bring.

Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
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Need additional information before making a decision?

Give our team a call today at 844.520.6993

Get a Quote for Your Consultant Insurance with Insurance Canopy

Annual Policy: Starting at $21.08 per month – Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your business thrive.

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