E-Cigarette & Vape Insurance

Protect Your E-Cigarette & Vape Business

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Canopy & Vape Insurance

Canopy provides low-cost “A-Rated” e-cigarette and vape insurance. Within the vaping and e-cigarette industry, business owners face a variety of risks, such as a customer sustaining a bodily injury from an e-cigarette explosion. Whether you manufacture, distribute, or sell vape and e-cigarette products, we provide the coverage you need to protect your e-cigarette and vape business from the financial strain of a third-party claim.

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Coverage Details

E-Cigarette & Vape Insurance

General Liability

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

Coverage Available Up to $5 million

Product Liability

Product liability insurance protects against claims of personal injury or property damage caused by products sold or supplied through your business.

Coverage Available Up to $5 million

Excess Liability

This provides additional coverage above your general liability limits. For example, if your general liability provides a $1,000,000 limit and a contract requires you to have $2 million you can get the additional $1 million through an excess liability policy.

Coverage Available Up to $5 million

Business Personal Property

Protects some form of tangible property, including buildings, business personal property, and contractor’s equipment. Coverages can protect your property from perils like fire, theft, vandalism, collapse, explosion, and smoke.

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Pollution Legal Liability

Coverage Up to $1 milllion

Cyber Liability Limit

May provide protection from losses resulting from a data breach or the loss of electronically-stored confidential information.

Coverage Available Up to $100,000

Cyber Liability Deductible

The amount the Insured must pay before their claim covers expenses.

$1,000

Product Withdrawal

This covers expenses associated with recalling a product from the market.

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Our licensed agents are available to answer any questions you may have (se habla español)

Support From Experienced Agents

Succeeding in the ecommerce industry means consulting with professionals who can help you progress and meet industry standards. Our agents are well-versed in the needs of vape product designers, manufacturers, and distributors, and can help you find the necessary coverage for your specific business.

Quick Quote Turnarounds

With an efficient, streamlined process, Insurance Canopy can provide you with a quote within 48-72 hours. Our team has over a decade of experience in the insurance industry and can help you meet needed insurance requirements. They can help you understand the details of your business, answer any questions you may have, and help you focus on what’s important–your business.

Understand Retail Requirements

Navigating retailer contract requirements in relation to insurance can be confusing. We can help you understand what you’ll need to break into the retail space. With years of experience reviewing the insurance portion of retail contracts, our agents can help you understand what your business needs to meet these requirements.

Questions About Vape Insurance

What Is E-Cigarette and Vape Insurance?

Vape insurance protects your business and financial assets if you are sued as a result of your business operations. You can be held liable for claims that include injuries or damages arising from the products manufactured, distributed, or sold to customers.

The legal defense costs alone from claims like these can be financially devastating, even if you aren’t held liable in the end. With the right e-cigarette and vape insurance, you’ll have the protection you need in the event that something goes wrong.

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Why Should I Carry E-Cigarette and Vape Insurance?

E-cigarette and vape insurance is an important component of your business and risk management strategy. You’ve worked too hard to leave your business susceptible to an accident or lawsuit. Let insurance offset the legal costs and have the peace of mind knowing you are insured. The last thing you want to do is to start back at square one. You owe it to yourself to protect your livelihood. With e-cigarette and vape insurance, you’ll have the protection you need in case something wrong happens.

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How Much Does E-Cigarette and Vape Insurance Cost?

What’s Included In E-Cigarette and Vape Insurance?

Our policy offers vape product designers, manufacturers, distributors, and sellers, coverage up to $5 million for general liability, product liability, and excess liability insurance. Be sure to ask your agent about product withdrawal and cyber liability insurance if you think you may require those additions.

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Do I Need Vape Product Insurance?

Yes! You’ve worked hard to build your business and need to ensure you have the proper coverage in place in case anything were to happen. A lawsuit would be costly and could put you out of business. E-Cigarette and Vape Insurance could protect you from the fallout.

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Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

Need additional information before making a decision?

Give our team a call today at 888.600.0894