Dietitian Liability Insurance
Balanced Coverage So You Can Work Confidently
What Is Dietitian Insurance?
Dietitian insurance is a protection package tailored specifically to fit your needs as a registered dietitian.
It’s designed to protect you from risks that can take a costly toll on your business. For example, it can cover claims from a client alleging your professional advice harmed them, or a client slipping off of a scale and breaking their wrist.
At Insurance Canopy, we make it easy for you to protect the hard work you’ve put into your career with comprehensive dietitian insurance.
By insuring your dietitian business, you can confidently do what you do best — promoting wellness through education and helping individuals achieve their nutrition goals — without worrying about everyday risks.
How Much Does Dietitian Insurance Cost?
At Insurance Canopy, the cost of dietitian insurance coverage starts at $241 a year, or $21.83 a month. For as little as 66 cents a day, you can protect your business with General Liability and Professional Liability Insurance.
The peace of mind you get from knowing you’re covered from costly claims arising from accidents, malpractice, or property damage is well worth the investment.
To safeguard your dietitian business further, you can add optional coverages like Gear and Equipment Coverage, Cyber Liability Coverage, or Additional Insureds. Insurance Canopy enables you to create the perfect dietitian insurance policy to suit your business needs.
With our fair pricing and customizable coverage, you pay for what you want — and nothing more!
What Liability Insurance Coverage Do Dietitians Need?
As a practicing registered dietitian, you should carry both general and professional liability to protect your business from risks. Both are included in our dietician insurance policy.
General liability insurance covers you for things like damage to rented property or third-party slip-and-fall injuries. Think of general liability as accidents that happen due to your business operations.
Dietitian professional liability insurance (aka “errors and omissions”) covers you if a client is harmed by your advice or if you fail to deliver your professional services. Think of this as claims arising due to what you’ve done (or haven’t done) in the scope of a client service.
Other Coverages to Consider
- Diet and nutrition endorsement for additional services you might offer clients, like giving them diet guidelines, meal plans, or selling or recommending supplements
- Gear and equipment (aka inland marine) protection against theft or damage to your transportable business gear, supplies, and inventory
- Cyber liability coverage in case your website is hacked or customer data is stolen
If you rent office space or perform services at another venue, like a fitness or medical center, you’ll also likely need the ability to add this third party to your policy as an additional insured. With dietician insurance from Insurance Canopy, you can do this right from your dashboard, 24/7.
Insurance Canopy’s dietitian insurance gives you the coverage you need, so you can have peace of mind while helping your clients achieve their nutrition goals.
Why Choose Insurance Canopy’s Liability Insurance for Dietitians
At Insurance Canopy, our liability insurance offers precisely the coverage you need to work with confidence. Our policy combines general and professional liability insurance for dietitians with occurrence form coverage and the option of additional coverages — think of it as the ultimate wellness plan for your dietitian business.
- Affordable, customizable coverage that goes where you go
- Flexible payment options that fit your business needs
- Customer support that’s ready to help every step of the way
- Top-rated carrier for peace of mind when claims arise
- 24/7 access to your policy via an online dashboard
- Option to add unlimited additional insureds
- Exclusive benefits to help you grow your dietitian business — at no extra costt!
Note: Our dietitian insurance policy is an add-on to our fitness instructor policy that provides coverage to dietitians and nutritionists offering diet guidelines, meal plans, or the sale/recommendation of supplements. It is offered as a policy package starting at $241/year.
Lifetime Claims Coverage
Our dietitian liability insurance uses occurrence form coverage to give you lifetime protection for accidents occurring during your policy period.*
Affordable Policies
Each client’s path to a balanced diet looks different. We take the same flexible approach by letting you choose a payment plan, with policies starting at $241/year or $21.83/month.
Customized for Dietitians
Our coverage is designed to cover you for bodily injury, property damage, and malpractice claims. Focus on your clients — we’ve got you covered!
Coverage Details
General & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-Ons
Price
$1.33–$5.55/month
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$8.25/month
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
Questions About Dietitian Insurance
Do I Need Dietitian Liability Insurance?
Yes! Carrying dietitian liability insurance is an important component of your business. It’s designed to protect your financial assets if you were to be sued due to your business operations.
For example, you could be held liable for claims that include giving advice that causes harm, recommending products that make a client sick, damaging any rented property you may do business in, and even having a client slip and fall in your office.
By carrying insurance, you also demonstrate that you care about both your clients’ well-being and your business’ safety.
What Are Some Common Risks Dietitians Face?
- Negligence claims: If a client becomes ill after following a meal plan you created for them, they may decide to sue you, claiming your advice was negligent. Dietitian malpractice insurance*, aka “errors and omissions” or professional liability insurance, could help cover the cost of this claim.
- Slip-and-fall incidents: Imagine a client slipping on water in your office and breaking an ankle—accidents happen! General liability insurance can help cover the cost of your client’s medical expenses and more if they decide to pursue legal action.
- Property damage claims: Say you’re testing a recipe that requires a food processor in your office kitchen. The wiring overheats and causes a small fire that damages the property you rent. Damage to premises rented (included in our base dietician insurance policy) may help with all the repair costs for this.
- Stolen gear claims: You may be traveling between your office and a client’s home and happen to have your work laptop, scales, and other gear stolen from your car. If you’ve purchased the optional Gear and Equipment Coverage, you could be covered for this loss.
What Does Dietitian Insurance Cover?
Our dietitian insurance combines general and professional liability (also known as dietitian malpractice insurance) coverage to help defend you against risks like:
- Client injury
- Third-party property damage
- Damage to the space you rent
- Personal and advertising injury (e.g., false advertising, slander, or libel)
- Medical expenses arising from accidents or your professional advice
- Stolen gear or equipment (optional add-on)
- Cyber attacks on virtual payment processing or telehealth data (optional add-on)
How Do I File a Claim Related to My Dietitian Services?
- Log in to your online user account
- Navigate to the “Manage policies” section
- Click on “File a claim”
- Add your information and supporting documentation
Submit your claim
Once you submit your claim, you will be contacted by a claims adjuster in about 24–48 hours. They’ll provide you with your claim number and will answer any questions you may have.
With occurrence form coverage, you can file a claim anytime for accidents that occur during your policy period (even after your policy has ended). Make sure you still have your policy information, documentation of the accident, and the date it happened.*
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Get Your Dietitian Insurance Policy Today
Dietitian insurance from Insurance Canopy offers you top-rated professional and general liability coverage to give you peace of mind and help you focus on your clients.
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