Yoga Teacher Insurance

Empower Your In-Person and Online Yoga Classes

As Low As
$15
Monthly
MOST POPULAR
$159
Yearly

Save 13%

The Best Yoga Teacher Insurance

We’re here to support your practice. Insurance Canopy provides low-cost, top-rated insurance for yoga teachers and fitness instructors for as little as $0.44/day. Our policies meet or exceed most insurance requirements to help you land new teaching opportunities and stay centered when common claims arise.

Plus, you get automatic access to exclusive benefits curated to help your yoga business grow — at no additional cost to you!

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Affordable​

The cheapest yoga insurance that doesn’t compromise on coverage. Save an average of 19% a year on premiums compared to other popular policies.

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Quick

Flow into peace of mind in 10 minutes or less. Get a free quote, buy online, and receive instant proof of insurance to meet studio requirements.

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Customizable​

Your base policy starts with a strong core: general and professional liability. Choose optional add-ons, pay monthly or yearly, and manage everything online 24/7.

What Is Yoga Teacher Insurance?

Yoga teacher insurance is a safety net that helps cover the risks of yoga instruction, like student injuries during classes, property damage to rented studios, and other legal claims. When accidents happen, our insurance coverages work together to keep your practice strong and protected from every angle.

How Much Does Yoga Teacher Insurance Cost?

Our yoga insurance costs start at $159/year or $15/month. For as low as 44 cents a day, get general and professional liability coverage that lets you breathe easy.

We keep the cost of your insurance clear and simple so you always know what to expect. Here are some of the highlights:

  • Unlimited number of students
  • The same price wherever you live, for every yoga style
  • Covers you anywhere you teach — online, home, studio, and events
  • Customizable with extra coverage, payment plans, and other add-ons


Our policy gives you the most for the lowest price.

Do Yoga Teachers Need Insurance?

Yes, yoga liability insurance is a much-needed investment in your business’ future. Getting insured is like using good form it protects your movements for a safe and sustainable practice. 

What Insurance Does a Yoga Teacher Need?

General Liability Insurance

Protection against payouts for bodily injuries and property damage. 
Example: A student drops their heavy water bottle and dents the studio floor.

Professional Liability Insurance

Coverage for bodily injuries that result from advice you give during class. 
Example: A student overstretches a muscle during a pose. 

Medical Expense Coverage

Payment for medical bills if someone gets hurt while you teach them, no matter who is at fault.
Example: A student becomes overheated during a hot yoga class.

Gear & Equipment Coverage

Help with the cost of replacing lost, broken, or stolen gear. (This optional coverage is here if you need it.) 
Example: A student accidentally steps on and crushes your streaming camera. 

What Is Covered By Yoga Teacher Liability Insurance?

  • Property Damage: Repair costs for accidental damage to property you rent
  • Malpractice (also called “errors and omissions”): Payment for injuries and damage caused by your teaching
  • Bodily Injury: Medical bills for accidental injuries
  • Equipment Loss: Reimbursement if your gear is stolen or damaged
  • Illnesses: Coverage to treat illnesses that result from your classes
  • Lifetime Protection: Ability to file a claim related to a client injury that occurred during a policy term after the term expires — even years later (occurrence-form policy)

See some examples of real claims yoga instructors have faced and learn strategies for minimizing your risk.

Coverage Details

General & Professional Liability Limits

The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.

$3,000,000

The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.

$3,000,000

The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.

$5,000

The amount we deduct from a claim before paying up to your policy limits.

$100

Optional Add-Ons

Price

Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure. There are multiple tiers of coverage to choose from, starting at $1.33/month with a $100 deductible per claim.

$1.33–$5.55/month

The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.

$8.25/month

Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.

$6.83/month

Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.

$15–$30/year

Ready for a Free Quote?
Easy Quote!

FAQs About Liability Insurance for Yoga Teachers

  1. Choose Yoga on the first page
  2. Opt-in to any additional coverages
  3. Input the requested business and location info
  4. Select the date you want your policy to take effect — including same-day if needed!
  5. Click continue and review your coverage details and cost quote


At checkout, you can compare premium quotes based on monthly or annual payments before submitting your final information.

Get Insurance Now

We have your back with flexible yoga liability insurance payment options — choose monthly or yearly! Need extra protection? Add optional coverages based on your practice and your budget:

Get Insurance Now

Your Insurance Canopy yoga instructor insurance will cover most styles currently practiced, including Bikram, Buti, Hatha, Vinyasa yoga and more.

Get Protected Today

Watch: Yoga Teacher Coverage Explained
Flow through the basics of insurance for yoga teachers with us.
Play Video about Play Video about liability insurance for yoga instructors.

Need additional information before making a decision?

Give our team a call today at 844.520.6993

Find the Best Yoga Insurance With Insurance Canopy

Hear why yoga teachers and fitness professionals love their experience with us.

  • Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

    Fernando Ferreira Avatar Fernando Ferreira
    October 12, 2024

    Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

    Jacob Smith Jr Avatar Jacob Smith
    October 7, 2024

    Rey was amazing. So easy! So fast!

    Herman Koch Avatar Herman Koch
    September 30, 2024
  • Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

    Mark Paquin Avatar Mark Paquin
    September 14, 2024

    She is positive and friendly !

    Alan Dynin Avatar Alan Dynin
    September 14, 2024

    Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

    Alana Wyld Avatar Alana Wyld
    September 14, 2024
  • Affordable plan and very easy to access when I need it

    Angela Lobianco Avatar Angela Lobianco
    July 13, 2024

    Always easy to use! Thank you!

    CahillandDelene Avatar CahillandDelene
    July 12, 2024

    Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well

    Rich Bonifazio Avatar Rich Bonifazio
    July 12, 2024
  • I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More

    Angela Fischetti Avatar Angela Fischetti
    July 12, 2024

    Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!

    Jamilyn Boze Avatar Jamilyn Boze
    July 5, 2024

    Always done very well for us. Highly recommended.

    Kenny Casanova Avatar Kenny Casanova
    July 5, 2024
  • Nothing but positive things to say. Great company, have used them for years.

    Brandon Kennedy Avatar Brandon Kennedy
    July 5, 2024

    I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More

    susanf Avatar susanf
    July 5, 2024

    quick and easy to sign up and did not break the bank!!

    Michael “Michael” Jobe Avatar Michael “Michael”
    April 8, 2024
  • Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More

    Robert Caudle Avatar Robert Caudle
    April 7, 2024

    Easy to apply online, it take 5 mins and get your provf of Insurance.

    Francesca Wine Avatar Francesca Wine
    April 6, 2024

    I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More

    Lucia Boroczk Avatar Lucia Boroczk
    April 4, 2024
  • This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.

    Hillary Blackton Avatar Hillary Blackton
    April 2, 2024

    Just the insurance I needed. I wish the website would allow me to share pages!

    Ellen Brodsky Avatar Ellen Brodsky
    April 2, 2024

    It was fast and easy.

    Vincent Cabello Avatar Vincent Cabello
    March 31, 2024
  • Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More

    Patrick McElhaney Avatar Patrick McElhaney
    March 27, 2024

    Process was easy. Relevant information accessible. Platform is very user friendly.

    Carolina Santos Avatar Carolina Santos
    March 26, 2024

    The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel

    Lionel Harrison Avatar Lionel Harrison
    March 26, 2024
  • I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!

    Aaron Copenhaguen Avatar Aaron Copenhaguen
    March 26, 2024

    great experience so far, always able to reach a human representative on the phone!

    New Groove Avatar New Groove
    March 25, 2024

    Insurance Canopy gives me peace of mind for my practice.

    Adriana Chacon Avatar Adriana Chacon
    March 25, 2024
  • Very easy process to get peace of mind

    Kristen Talusan Avatar Kristen Talusan
    March 25, 2024

    Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.

    Kate Whelan Avatar Kate Whelan
    March 25, 2024

    Super friendly service..

    Kristina Strong Avatar Kristina Strong
    March 25, 2024
  • Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

    Fernando Ferreira Avatar Fernando Ferreira
    October 12, 2024
  • Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

    Jacob Smith Jr Avatar Jacob Smith
    October 7, 2024
  • Rey was amazing. So easy! So fast!

    Herman Koch Avatar Herman Koch
    September 30, 2024
  • Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

    Mark Paquin Avatar Mark Paquin
    September 14, 2024
  • She is positive and friendly !

    Alan Dynin Avatar Alan Dynin
    September 14, 2024
  • Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

    Alana Wyld Avatar Alana Wyld
    September 14, 2024
  • Affordable plan and very easy to access when I need it

    Angela Lobianco Avatar Angela Lobianco
    July 13, 2024
  • Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well

    Rich Bonifazio Avatar Rich Bonifazio
    July 12, 2024
  • Always easy to use! Thank you!

    CahillandDelene Avatar CahillandDelene
    July 12, 2024
  • I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More

    Angela Fischetti Avatar Angela Fischetti
    July 12, 2024

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*Not currently available in Missouri.

**All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.