Why Does My Vendor Require Product Liability Insurance?
As you grow your business, new partners and vendors may require you to
888.600.0894
Protect Your Business WIth Ecommerce Insurance Today
With a custom ecommerce business insurance policy from Insurance Canopy, you can confidently shield your online business from financial disasters, keep your reputation sparkling, and manage supply chain risks with ease. Wherever you choose to sell, focus on what you do best, and let us handle the rest!
Apply for a free quote online in minutes and work with an agent to customize your coverage.
Our marketplace-approved policies help you easily meet or exceed insurance requirements.
Lower or eliminate the cost of a claim, like medical bills, legal fees, lost wages, repairs, and more.
Scroll To Learn More
Ecommerce liability insurance helps online sellers safeguard their business and pay for claims caused by the products they sell and their day-to-day operations. It protects those who wholesale, resell, or private label products on e-commerce websites such as eBay, Etsy, and Amazon.
Our occurrence-based policies include product liability insurance, general liability insurance, personal and advertising injury, damage to rented premises coverage, and a medical expense limit — plus the option to add additional coverages like errors and omissions, product recall insurance, and excess liability limits.
Yes! If a product sold online causes bodily injuries or property damage, the seller, importer, distributor, and manufacturer could all be named in a claim.
Accidents commonly happen due to manufacturing defects, mislabeling, or failure to provide warnings. Without the right insurance, you could be footing the bill for a lawsuit or a product recall.
Many online marketplaces now require sellers to carry their own online retail business insurance. Some sites even exclude themselves from being held responsible for liability claims leaving you to pay for costly claims on your own.
Insurance Canopy closes the coverage gap left by others, so you can confidently meet insurance requirements, pay for claims, and operate your online business with the protection you deserve.
Currently, over 50% of Insurance Canopy customers pay $1,400 or less in annual premiums. But each ecommerce product insurance policy is tailored specifically to your product and business — meaning no two policies are the same, so you only pay for the coverages you need.
The cost of your ecommerce liability insurance is based on:
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed LevittAs a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie WilliamsThis insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony FelixRepresentative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John BI’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeonSuper easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana ZavalaI needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan TedescoGreat coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve BryantWas waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad LaiblyGreat and affordable insurance
Peter DAntoniBeing a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeillyI’m just saying that is easy to get the vendors insurance with this company
Silvia DelgadoDefinitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More
Robert AvilaYour site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More
Rebecca RubyQuick easy sign-up convince is great
Vincent DavanzoGreat to work with. Always available for assistance.
Two Pour Girls BartendingBest customer service I have ever had in regards to insurance.
Edward FindleySuper easy and convenient. Just renewed, thanks.
Wendy BergGreat to work with. Always available for assistance.
Courtney AraneoThis is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie SundgrenCanopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando FerreiraVery easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith JrRey was amazing. So easy! So fast!
Herman KochAlways treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark PaquinExcellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana WyldShe is positive and friendly !
Alan DyninHad a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More
Paul TolleI am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More
Don KirbyBest price I have found! Excited to be a customer
Dustin PriceTLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed LevittAs a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie WilliamsThis insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony FelixRepresentative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John BI’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeonSuper easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana ZavalaI needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan TedescoWas waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad LaiblyGreat coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant$2,000,000*
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False arrest, detention, or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
$1,000,000
$1,000,000*
$300,000
$5,000
$2,500
You need the following insurance for an ecommerce store or online shop:
These liability insurances cover your business for risks like customer injuries, property damage, claims related to the products you sell, data breaches, online threats, errors and omissions, and failure to meet contractual obligations.
Yes, ecommerce businesses need cyber liability insurance to cover financial losses due to data breaches, cyberattacks, and other online threats. It can also cover costs related to legal fees, customer notifications, and recovery efforts.
With the increasing risks of cybercrime, having cyber liability insurance is essential to protecting your business and maintaining customer trust.
Online retailer insurance covers costs for first and third-party claims related to your business operations, services, and products. Your insurance policy helps cover you for:
Yes, it’s wise to have insurance for a dropshipping business to protect you from potential product liability claims.
Since you don’t physically maintain your inventory, you may not be aware of hazards or defects. Online store insurance would help lower or eliminate the cost of a claim for accidental product injuries or damages.
Even though you don’t produce the products you sell, you’re still liable for accidents because you are the seller. Insurance helps mitigate liability claims, allowing you to grow your business online confidently.
Ecommerce business insurance is a financial safety net for your business if your products or business operations cause harm or damage to customers. It ensures your business can recover and continue operating smoothly by helping you pay for claims.
When an incident like a customer injury occurs, you can file a claim with us online. Our team will review your claim and send it to an insurance adjuster. If approved, you will have help paying for related costs, like legal fees, settlements, and damages.
Grow your online business – Get into the online markets you need to sell products and grow your business with product liability insurance.
As you grow your business, new partners and vendors may require you to
Compare Amazon seller insurance and find the right policy for you.
Selling on Amazon is no easy task. You have to know all of
Our Footers Are Big.
Our Savings Are Bigger.
All policies have conditions, limitations and exclusions, please read the policy for exact verbiage.
Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
Insurance Canopy | © 2025 | Privacy Policy | Terms and Conditions | All rights reserved.