Why Does My Vendor Require Product Liability Insurance?
As you grow your business, new partners and vendors may require you to
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Protect Your Business WIth Ecommerce Insurance Today
With a custom ecommerce business insurance policy from Insurance Canopy, you can confidently shield your online business from financial disasters, keep your reputation sparkling, and manage supply chain risks with ease. Wherever you choose to sell, focus on what you do best, and let us handle the rest!
Apply for a free quote online in minutes and work with an agent to customize your coverage.
Our marketplace-approved policies help you easily meet or exceed insurance requirements.
Lower or eliminate the cost of a claim, like medical bills, legal fees, lost wages, repairs, and more.
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Ecommerce liability insurance helps online sellers safeguard their business and pay for claims caused by the products they sell and their day-to-day operations. It protects those who wholesale, resell, or private label products on e-commerce websites such as eBay, Etsy, and Amazon.
Our occurrence-based policies include product liability insurance, general liability insurance, personal and advertising injury, damage to rented premises coverage, and a medical expense limit — plus the option to add additional coverages like errors and omissions, product recall insurance, and excess liability limits.
Yes! If a product sold online causes bodily injuries or property damage, the seller, importer, distributor, and manufacturer could all be named in a claim.
Accidents commonly happen due to manufacturing defects, mislabeling, or failure to provide warnings. Without the right insurance, you could be footing the bill for a lawsuit or a product recall.
Many online marketplaces now require sellers to carry their own online retail business insurance. Some sites even exclude themselves from being held responsible for liability claims leaving you to pay for costly claims on your own.
Insurance Canopy closes the coverage gap left by others, so you can confidently meet insurance requirements, pay for claims, and operate your online business with the protection you deserve.
Currently, over 50% of Insurance Canopy customers pay $1,400 or less in annual premiums. But each ecommerce product insurance policy is tailored specifically to your product and business — meaning no two policies are the same, so you only pay for the coverages you need.
The cost of your ecommerce liability insurance is based on:
Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeillyBest customer service I have ever had in regards to insurance.
Edward FindleyThis is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie SundgrenGreat to work with. Always available for assistance.
Courtney AraneoSuper easy and convenient. Just renewed, thanks.
Wendy BergCanopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando FerreiraVery easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob SmithRey was amazing. So easy! So fast!
Herman KochAlways treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark PaquinShe is positive and friendly !
Alan DyninExcellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana WyldAffordable plan and very easy to access when I need it
Angela LobiancoAlways easy to use! Thank you!
CahillandDelene Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich BonifazioI have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela FischettiThank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn BozeAlways done very well for us. Highly recommended.
Kenny CasanovaNothing but positive things to say. Great company, have used them for years.
Brandon KennedyI think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf quick and easy to sign up and did not break the bank!!
Michael “Michael”Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert CaudleEasy to apply online, it take 5 mins and get your provf of Insurance.
Francesca WineI had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia BoroczkJust the insurance I needed. I wish the website would allow me to share pages!
Ellen BrodskyThis insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary BlacktonIt was fast and easy.
Vincent CabelloChat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaneyProcess was easy. Relevant information accessible. Platform is very user friendly.
Carolina SantosI've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron CopenhaguenThe agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel HarrisonBeing a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeillyBest customer service I have ever had in regards to insurance.
Edward FindleyThis is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie SundgrenGreat to work with. Always available for assistance.
Courtney AraneoSuper easy and convenient. Just renewed, thanks.
Wendy BergCanopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando FerreiraVery easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob SmithRey was amazing. So easy! So fast!
Herman KochAlways treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark PaquinExcellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld$2,000,000*
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False arrest, detention, or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
$1,000,000
$1,000,000*
$300,000
$5,000
$2,500
You need the following insurance for an ecommerce store or online shop:
These liability insurances cover your business for risks like customer injuries, property damage, claims related to the products you sell, data breaches, online threats, errors and omissions, and failure to meet contractual obligations.
Yes, ecommerce businesses need cyber liability insurance to cover financial losses due to data breaches, cyberattacks, and other online threats. It can also cover costs related to legal fees, customer notifications, and recovery efforts.
With the increasing risks of cybercrime, having cyber liability insurance is essential to protecting your business and maintaining customer trust.
Online retailer insurance covers costs for first and third-party claims related to your business operations, services, and products. Your insurance policy helps cover you for:
Yes, it’s wise to have insurance for a dropshipping business to protect you from potential product liability claims.
Since you don’t physically maintain your inventory, you may not be aware of hazards or defects. Online store insurance would help lower or eliminate the cost of a claim for accidental product injuries or damages.
Even though you don’t produce the products you sell, you’re still liable for accidents because you are the seller. Insurance helps mitigate liability claims, allowing you to grow your business online confidently.
Ecommerce business insurance is a financial safety net for your business if your products or business operations cause harm or damage to customers. It ensures your business can recover and continue operating smoothly by helping you pay for claims.
When an incident like a customer injury occurs, you can file a claim with us online. Our team will review your claim and send it to an insurance adjuster. If approved, you will have help paying for related costs, like legal fees, settlements, and damages.
Grow your online business – Get into the online markets you need to sell products and grow your business with product liability insurance.
As you grow your business, new partners and vendors may require you to
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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage.
Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
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