Lactation Consultant Insurance
Enhance your consulting journey with security and confidence! Embrace tailored lactation consultant insurance that fits your business seamlessly.
Comprehensive Small Business Insurance for Lactation Consultants
Budget-Friendly
Discover affordable lactation consultant insurance plans crafted just for you.
Swift and Simple Coverage
In just 10 minutes, secure insurance for your lactation consulting practice.
Effortless Online Management
Handle and manage your lactation consultant insurance with ease. Access your online policy documents and certificate of insurance 24/7.
Expert Support
Get stress-free guidance via phone, email, or chat. We've got your back!
Do Lactation Consultants Need Insurance?
Lactation consultants offer essential support to new moms and babies, guiding them through breastfeeding and addressing any related issues. Yet, there’s always a chance of things going south during consultations. Lactation consultant insurance steps in to shield you from any blame if something goes wrong, like providing incorrect advice that could harm the mother or baby. It’s not just about protection—insurance for lactation consultants also helps with financial support in case legal issues arise from client claims.
Having insurance is a must for lactation consultants, ensuring that you can keep offering your services while keeping potential risks in check.
How Much Does Lactation Consultants Insurance Cost?
Our lactation consultant insurance policy starts at $229 a year or $21.08 a month. The cost can vary depending on the following factors:
- Your business’s gross income
- Selected coverages
- Coverage limits
To learn more about customizing your lactation consultant insurance, you can review the information provided here.
The Ideal Coverage for Lactation Consultants
Our specialized insurance solutions ensure every aspect of your lactation consulting practice is covered with precision and care.
General Liability Insurance
General liability insurance safeguards you from the financial strain of third-party bodily injury and property damage claims in your lactation consulting practice.
Real-life situations could include a client tripping over your equipment or damage occurring to their property during a consultation. Given the potential costs, it’s crucial to take precautions in your lactation consulting business.
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions, for lactation consultants, protects you from the cost of claims that stem from your business operations. Common scenarios for lactation consultants may involve a client taking legal action due to false advertising, misinformation, or faulty professional advice.
Need More Coverage?
Cyber Liability Insurance
Cyber liability insurance can provide protection from cyber security attacks and cyber security breaches. If you store any client information online on a tablet, mobile phone, or laptop, we highly recommend this insurance.
Tools and equipment insurance is a form of inland marine insurance that covers goods transported on land. This extends essential protection to your lactation consulting equipment. Common claims may involve damage to your equipment during storage flooding, and this insurance ensures coverage for repair or replacement in such instances.
Additional Insureds
Adding additional insureds to your policy extends protection to rented and other locations where you provide lactation consulting services. This safeguards against the costs of accidents caused by you or your clientele. It’s common practice to include property owners and event organizers as additional insureds, and this can be seamlessly accommodated in your policy.
Coverage Details
General & Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$1,000,000
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
$300,000
Medical Expense (Any one person)
$5,000
Additional Limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.
$4,000
You're In Good Company With Insurance Canopy
Here's what other people have to say about their experience.
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Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
She is positive and friendly !
Alan Dynin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024 -
Always easy to use! Thank you!
CahillandDelene
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich Bonifazio
July 12, 2024I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024 -
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn Boze
July 5, 2024Always done very well for us. Highly recommended.
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July 5, 2024Nothing but positive things to say. Great company, have used them for years.
Brandon Kennedy
July 5, 2024 -
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf
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Michael “Michael”
April 8, 2024Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle
April 7, 2024 -
Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia Boroczk
April 4, 2024Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
April 2, 2024It was fast and easy.
Vincent Cabello
March 31, 2024Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaney
March 27, 2024 -
Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguen
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison
March 26, 2024
-
Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024 -
Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024
FAQs About Lactation Consultant Insurance
What Is the Importance of Having Lactation Consultant Insurance?
Lactation consultant insurance offers financial protection for potential risks in your lactation consulting practice, covering third-party claims, property damage, and professional errors.
Is Lactation Consultant Insurance Mandatory?
While not legally mandated, having insurance coverage is highly recommended. Insurance for lactation consultants provides crucial financial protection, ensuring you can navigate challenges without risking your practice.
How Fast Can I Get Insurance for My Lactation Consultancy?
Fill out our online lactation consultant insurance application in 10 minutes or less for quick and efficient coverage! Secure insurance for your lactation consulting business promptly, ensuring immediate protection. For any questions, feel free to contact us. Our licensed insurance agents are always ready to help.
Does Lactation Consultant Insurance Cover Legal Expenses?
Yes, our insurance often includes legal expense coverage. This ensures financial support for legal costs if action is taken against your practice, easing stress during such situations.
What Are the Potential Liabilities of a Lactation Consultant?
The potential liabilities of a lactation consultant vary based on circumstances and practice scope. One potential issue is a malpractice claim, where the consultant may be held accountable for harm resulting from their advice or treatment. Another concern is general liability, like a slip and fall in the consultant’s office or during a home visit. Risks also exist regarding client information confidentiality.
To safeguard against these, lactation consultants typically have professional liability (errors and omissions) and general liability insurance. These cover legal expenses, settlements, or judgments in case of a claim or lawsuit.
What Is an Additional Insured, and Can I Add One to My Lactation Consultant Insurance Policy?
An additional insured in the context of lactation consulting could be a venue owner, property manager, or event organizer requiring you to extend your insurance coverage to them.
This might include an event organizer for a lactation consultant workshop or conference where you’re providing services. Adding them as an additional insured is a free and straightforward process through your user dashboard whenever the need arises.
Can I Update My Coverage as My Business Grows?
Absolutely. Our flexible insurance plans allow you to tailor coverage as your practice evolves, accommodating changes like service expansion or hiring staff.
What are the Exclusions in Lactation Consultant Insurance?
While coverage varies, common exclusions may include intentional wrongdoing, criminal acts, and contractual disputes. Reviewing your policy and consulting with our agents ensures a clear understanding of any exclusions.
How Do I File a Claim Under My Lactation Consultant Insurance?
In the event of a claim, our dedicated claims team is here to assist you. The process is designed to be straightforward and efficient, allowing you to focus on your work while we handle the necessary steps to resolve the claim promptly. For more detailed information, check out this blog on how to file an insurance claim.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Comprehensive Lactation Consultant Insurance
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