High-Quality Zumba Insurance for Instructors
Zumba instructor insurance is designed to protect you while teaching Zumba classes, coaching students, and working as an independent contractor.
If an accident occurs, insurance can pay for liability claims of bodily injury or property damage, including coverage for medical bills and legal fees — and more.
Zumba liability insurance from Insurance Canopy starts at just $15 a month, or you can save 13% with an annual policy for $159 a year.
Our base policy includes both general and professional liability insurance. You can also add optional coverages:
Full-time, part-time, and student instructors can all be covered by our policy for the same low price. No matter how often you teach or how many locations you teach at, we won’t raise the cost of your insurance.
Yes, all Zumba instructors need insurance. Many health and fitness centers require proof of insurance, and some studios include it in rental contracts.
Our policy is designed to meet or exceed most Zumba insurance requirements to open the door to new teaching opportunities for you.
Insurance Canopy offers all-in-one liability insurance for Zumba instructors for as low as 44 cents a day! All of our fitness instructor insurance policies can also be customized with add-ons to protect your equipment, add additional insureds, or increase your limits, right from your dashboard.
Purchase a policy online in minutes and get your Certificate of Insurance (COI) instantly.
File a claim time anytime for accidents occurring during your policy period.*
Online, on-site, or on the go, you’re covered in most locations from coast to coast.
Plus, your Zumba instructor insurance policy comes with valuable benefits to help power up your business. No extra costs — just real perks tailored for your success!
*All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.
**Not currently available for sale in Missouri.
Zumba instructor insurance from Insurance Canopy offers you much-needed protection at a price your wallet will love.
We Have A (Nearly) 5 Star Rating
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando FerreiraVery easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob SmithRey was amazing. So easy! So fast!
Herman KochAlways treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark PaquinShe is positive and friendly !
Alan DyninExcellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana WyldAffordable plan and very easy to access when I need it
Angela LobiancoAlways easy to use! Thank you!
CahillandDelene Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich BonifazioI have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela FischettiThank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn BozeAlways done very well for us. Highly recommended.
Kenny CasanovaNothing but positive things to say. Great company, have used them for years.
Brandon KennedyI think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf quick and easy to sign up and did not break the bank!!
Michael “Michael”Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert CaudleEasy to apply online, it take 5 mins and get your provf of Insurance.
Francesca WineI had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia BoroczkThis insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary BlacktonJust the insurance I needed. I wish the website would allow me to share pages!
Ellen BrodskyIt was fast and easy.
Vincent CabelloChat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaneyProcess was easy. Relevant information accessible. Platform is very user friendly.
Carolina SantosThe agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel HarrisonI've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguengreat experience so far, always able to reach a human representative on the phone!
New GrooveInsurance Canopy gives me peace of mind for my practice.
Adriana ChaconVery easy process to get peace of mind
Kristen TalusanReasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.
Kate WhelanSuper friendly service..
Kristina StrongCanopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando FerreiraVery easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob SmithRey was amazing. So easy! So fast!
Herman KochAlways treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark PaquinShe is positive and friendly !
Alan DyninExcellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana WyldAffordable plan and very easy to access when I need it
Angela LobiancoGreat company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich BonifazioAlways easy to use! Thank you!
CahillandDelene I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela FischettiGeneral & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-Ons
Price
$1.33–$5.55/month
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$8.25/month
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
Get the insurance you need to protect your Zumba fitness business online in minutes:
At minimum, you need both general liability and professional liability insurance for things like injuries to students, perceived or real injuries to students as a result of your instruction, damage to facilities, and more.
Additional coverages that are helpful but not usually required by employers:
While many companies will adjust your rate based on these factors, Insurance Canopy does not adjust your rate based on your location, the number of places you teach, or the size of your business!
To find the best Zumba insurance, look for plans that fit your needs, read reviews, compare prices, and know your budget.
Insurance Canopy offers both general and professional liability insurance in one, with pick-and-choose additional coverages so you can tailor your policy to you.
Still have questions regarding insurance for Zumba instructors? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8 am–8 pm ET. You can also chat with us, send us an email, or give us a call. We are happy to help!
Phone: 844.520.6993
Email: info@insurancecanopy.com
Zumba Insurance + Class Waiver = Stronger Protection
NOTE: A waiver does NOT take the place of an insurance policy or guarantee any legal protection.
*Not currently available in Missouri.
**All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.
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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage.
Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
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