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High-Quality Zumba Insurance for Instructors
Zumba instructor insurance is designed to protect you while teaching Zumba classes, coaching students, and working as an independent contractor.
If an accident occurs, insurance can pay for liability claims of bodily injury or property damage, including coverage for medical bills and legal fees — and more.
Zumba liability insurance from Insurance Canopy starts at just $15 a month, or you can save 13% with an annual policy for $159 a year.
Our base policy includes both general and professional liability insurance. You can also add optional coverages:
Full-time, part-time, and student instructors can all be covered by our policy for the same low price. No matter how often you teach or how many locations you teach at, we won’t raise the cost of your insurance.
Yes, all Zumba instructors need insurance. Many health and fitness centers require proof of insurance, and some studios include it in rental contracts.
Our policy is designed to meet or exceed most Zumba insurance requirements to open the door to new teaching opportunities for you.
Insurance Canopy offers all-in-one liability insurance for Zumba instructors for as low as 44 cents a day! All of our fitness instructor insurance policies can also be customized with add-ons to protect your equipment, add additional insureds, or increase your limits, right from your dashboard.
Purchase a policy online in minutes and get your Certificate of Insurance (COI) instantly.
File a claim time anytime for accidents occurring during your policy period.*
Online, on-site, or on the go, you’re covered in most locations from coast to coast.
Plus, your Zumba instructor insurance policy comes with valuable benefits to help power up your business. No extra costs — just real perks tailored for your success!
*All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.
**Not currently available for sale in Missouri.
Zumba instructor insurance from Insurance Canopy offers you much-needed protection at a price your wallet will love.
We Have A (Nearly) 5 Star Rating
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More am so thankful for Canopy and to not have a shared aggregate limit with thousands of other massage therapists. Individual coverage is EXTREMELY important to Me and this coverage is very affordable!
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More their representative. Everything was painless and reasonably priced.
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More phone step by step to solve it. I definitely will be back n the future. Thank you
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More were really easy to use.
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More a good thing to have!
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More the best company was for getting Energy auditing insurance. I went to insurance canopy and literally within five minutes I had a policy sitting in my inbox. Today I’ve scheduled three Energy Audits, which I desperately needed to pay off some bills. I was able to sign up for a program because now I meet the insurance requirements. This company really paid off for me and at $40 a month, I will keep using them as long as I do Energy Audits. I’m a real person my name is Chad Laibly and my company is Home Energy Assessors. You can verify that by googling it.
Great and affordable insurance
Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More and found that Insurance Canopy fit the bill. They were affordable, and they make it very easy to add venues, print certificates, and send verifications to vendors. So now, if someone loses a limb from a papercut, I'm covered! Thanks Insurance Canopy!
I’m just saying that is easy to get the vendors insurance with this company
Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More the phone. They provide peace of mind, that is priceless! Easy renewal process, easy COI's and painless, I don't have to worry about a thing. Thank you IC! @djrames_miami
Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More with your on site chat room was easy and helpful. Most definitely will use your company again for our next events! Thank you
Quick easy sign-up convince is great
Great to work with. Always available for assistance.
Best customer service I have ever had in regards to insurance.
Super easy and convenient. Just renewed, thanks.
Great to work with. Always available for assistance.
This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Rey was amazing. So easy! So fast!
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
She is positive and friendly !
Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More the website. Very satisfied! I highly recommend Insurance Canopy to all musicians and artists. .
I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More it easy to make changes to my policy if I need to. Lastly, the cost of my insurance is very reasonable!
Best price I have found! Excited to be a customer
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More am so thankful for Canopy and to not have a shared aggregate limit with thousands of other massage therapists. Individual coverage is EXTREMELY important to Me and this coverage is very affordable!
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More their representative. Everything was painless and reasonably priced.
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More phone step by step to solve it. I definitely will be back n the future. Thank you
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More were really easy to use.
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More the best company was for getting Energy auditing insurance. I went to insurance canopy and literally within five minutes I had a policy sitting in my inbox. Today I’ve scheduled three Energy Audits, which I desperately needed to pay off some bills. I was able to sign up for a program because now I meet the insurance requirements. This company really paid off for me and at $40 a month, I will keep using them as long as I do Energy Audits. I’m a real person my name is Chad Laibly and my company is Home Energy Assessors. You can verify that by googling it.
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More a good thing to have!
General & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-Ons
Price
$1.33–$5.55/month
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$8.25/month
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
Get the insurance you need to protect your Zumba fitness business online in minutes:
At minimum, you need both general liability and professional liability insurance for things like injuries to students, perceived or real injuries to students as a result of your instruction, damage to facilities, and more.
Additional coverages that are helpful but not usually required by employers:
While many companies will adjust your rate based on these factors, Insurance Canopy does not adjust your rate based on your location, the number of places you teach, or the size of your business!
To find the best Zumba insurance, look for plans that fit your needs, read reviews, compare prices, and know your budget.
Insurance Canopy offers both general and professional liability insurance in one, with pick-and-choose additional coverages so you can tailor your policy to you.
Still have questions regarding insurance for Zumba instructors? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8 am–8 pm ET. You can also chat with us, send us an email, or give us a call. We are happy to help!
Phone: 844.520.6993
Email: info@insurancecanopy.com
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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage.
Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
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