Face Painter Insurance
Beauty & Bodywork Insurance protects your face painter business in 10 minutes or less.
Click the link to be redirected to our partner site, Beauty & Bodywork Insurance. There you can cover your business with all the coverage it would need
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Insurance That Supports Your Businesses Unique Needs
Face painting insurance protects your business from the expensive costs of claims, third-party property damage and bodily injury, and lawsuits. Your business operations pose a unique risk, so why not protect it with unique insurance? Listed below are businesses that can be covered under the Beauty & Bodywork insurance policy.
Face And Body Painters
Your business creates smiles wherever you go through your beautiful face and body painting masterpieces. With insurance for body painting, you can get insurance coverage for festivals, birthday parties, and other celebrations in order to run your business without worry.
Airbrush Face Painter
Airbrush painting requires a steady hand and a large imagination to create the most beautiful works of art. Airbrush face painting insurance can help you book more events and clients, giving you that professional edge over your competitors.
Henna Artist
Henna is a beautiful art that pays homage to a rich culture. Henna artist insurance can help protect you against lawsuits and costly claims.
Glitter Tattoo Artist
Glitter tattoos can take any event to the next level and make memories that last forever. Glitter tattoo business insurance is a great way to protect your equipment and keep doing what you love.
What Is Face Painting Insurance?
Face painting insurance is a combination of coverages designed to protect your business from the costs associated with third-party bodily injury and property damage claims. Coverages from the Beauty & Bodywork policy include General Liability, Professional Liability, Personal & Advertising Injury coverage, and Damage to Premises Rented to You. Together, these coverages work to help mitigate or even eliminate the expensive out-of-pocket costs that often come hand-in-hand with claims.
Whether you’re a face and body painter, airbrush face painter, glitter tattoo artist, or henna artist, we have the coverage you need.
What Does Insurance For Face Painters Cover?
Listed below are a few examples of covered claims and the costs that a face painter could experience.
- Makeup and paint cause an allergic reaction – $1,962
- Paint accidentally sprays into your client’s eyes – $3,468
- A temporary tattoo causes your client severe skin rash and irritation – $1,183
- A client experiences “permanent” skin discoloration – $14,762
- A client has an allergic reaction to face paint – $789
- Paint caused a severe and life-threatening allergic reaction for your client – $49,873
Face painter’s insurance can cover allergic reactions, malpractice, and equipment damage. It is important to note that the claims listed above aren’t guaranteed coverages and claims are worked through on a case-by-case basis.
Whether you’re a face and body painter, airbrush face painter, glitter tattoo artist, or henna artist, we have the coverage you need.
How Much Does Liability Insurance For Face Painters Cost?
Insurance for face painters starts at just $96 per year. This price can vary depending on the coverage limits, coverages, and additional add-ons you include in your policy.
Frequently Asked Questions About Face Painters Insurance
What Are Some Common Risks That Face Painters Need To Be Covered For Under Liability Insurance?
Common risks include allergic reactions to the paint, henna, or glitter that you might use, stained skin or clothing, professional errors, or property damage. These risks can all happen to your business and create a financial strain if you don’t have insurance.
What Kind Of Liability Insurance Do I Need As A Face Painter?
As a face painter, you will need General and Professional Liability insurance. Our policies offer both and include Products & Completed Operations, Personal & Advertising injury, and Damage to Premises Rented to You.
How Do I Prove That I Have Insurance To Clients Or Event Organizers?
Easy! All you have to do is log in to your user dashboard through Beauty & Bodywork Insurance and download your Certificate of Insurance. You can then send it to any party that may need it.
Are There Any Specific Exclusions Or Limitations To Liability Insurance For Face Painters?
While there aren’t any exclusions specific to face painters, there are some excluded activities and operations specific to Beauty & Bodywork businesses. These exclusions include:
- Training or application of micro-pigmentation, body piercing, tattooing, body branding
- Microblading
- Cosmetic surgery
- Cryotherapy or CoolSculpting
- Any service that involves the use of lasers
- Body branding
- Endermologie
- Flower Essence or Herbal Therapy
- Gua Sha
- Psychological and related treatment or therapy
- Failure to diagnose or treat any condition
- Failure to refer a client to a medical professional or healthcare provider for treatment
A full list of exclusions can be found while completing the insurance application.
Choosing the right insurance is critical.
Need additional information before making a decision?
Give our team a call today at 844.520.6993.
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