Performers & Entertainers Insurance
Top-rated Insurance for Performers, Entertainers, and more.
Annual and Event Policies available
4.9/5 on
Why Choose Insurance Canopy for Performers Insurance?
You’re a performer, and we respect that! Whether you’re a magician, clown, balloon artist, actor, Santa Claus, or other performer, Insurance Canopy has your back. Our top-rated performers insurance covers you for 1-3 day or year-round events so you can focus on wowing the audience with your spectacular, mind-blowing talents!
What is Performers and Entertainers Insurance?
Performers and entertainers insurance covers claims of third-party damages or injuries that arise from your operations during a performance or accidents that occur while you’re entertaining.
For example, you may accidentally scuff up the flooring of the venue you’re performing in with your big clown shoes. You could also drive a hole in the wall with one of your instruments while setting up for your gig.
General liability can protect you from bodily injury and property damage claims from your audience, customers, and venues.
Plus, most venues or events will require proof of liability insurance and that you add them as additional insureds to your policy in case something goes awry during your set.
Who is Performers and Entertainers Insurance For?
Pick a letter to see if you’re covered under our policy
Actors (Individual)
As an individual actor (not as part of a theater production or movie set) you're likely performing a show at an event or festival. Did you know most events require you to carry liability insurance to cover accidents and damages? We’ve got you covered.
Balloon Artists
It might never happen to you, but balloon artist insurance can provide you a financial safety net in case that balloon pops and you get hit with a claim. Take your show on the road without all the worry of accidents or lawsuits arising from your art with our best performer and entertainer insurance.
Bands
Book your next gig with insurance protection for your band and instruments! Liability claims can be costly, don’t let finances break up your band. Have the right coverage in place to make entertaining the only thing on your mind.
Caricature Artists
You might not think using your talents to create fun and entertaining drawings for clients could come with liability claims. But, many venues and events require caricature artists to carry liability insurance to work with them. Show them you see the full picture with Insurance Canopy.
Chalk Artists
While chalk is a dangerously good time, it doesn’t seem like the riskiest business. But, if you’re looking to perform at events throughout the year, most events require liability insurance to participate. Get backed by the most affordable insurance around and keep drawing.
Clowns
Every day, you bring audiences laughter, joy, and entertainment. Don't let a liability claim from your big feet get in the way of your clowning around. Get protected with the most affordable clown insurance to keep everyone smiling.
Contortionists
You’re an expert at making your body fit into tight spaces. Contorting your wallet to pay out liability claims isn’t something you’ve trained for. Our top rated insurance lets you keep the contortions to your body.
Comedians
It may seem unnecessary to carry performer and entertainer insurance as a comedian, but did you know some comedy clubs require it? Whether you tour or do local events, potential liabilities can interfere with your business revenue. Let us be your comedian insurance partner.
Dancers (Individual)
Your dances are poetry in motion for your audience. Don’t let accidents ruin your art. Insurance protects you if you damage props or equipment during the performance or accidentally injure a member of the audience.
Disc Jockies
Maybe music is your passion, maybe it’s the art of performing for crowds, but it probably isn’t dealing with insurance claims for your business. Good news for you; we provide entertainers insurance that will keep you protected. Let us take that off your plate, or should we say turntable?
Drag Queens
Being a drag queen is fulfilling but not cheap. Between costumes, make up, and props, you invest a lot into your performance. A key to it all is interacting with your audience. Keep your hard-earned tips the audience gives you, protected from accidents with liability insurance designed for drag queens.
Emcee/Master of Ceremonies
Emcees bring the energy. You set the tone for the rest of the show, engaging your audience every step of the way. What happens if the audience gets too excited and someone gets insured? Our liability insurance protects you from claims stemming from your performance.
Fairytale Characters
Bringing characters to life makes children’s fairy tales feel like reality. Don’t let the villains become a reality. All it takes is one child getting too excited and hurting themselves before a claim has your pockets locked away in a tower. Escape from the risks of claims with our insurance.
Impersonators
You work hard to nail those impersonations so they don’t fall flat for an audience. Let us be your source for performer and entertainer insurance in case you need coverage from a series of unfortunate events. Performing live means you never know what will happen next!
Interactive Drumming
You bring drumming to life with greater audience participation. That also comes with greater risks as your audience has more opportunity to injure themselves during your performance. Get peace of mind with liability insurance coverage.
Jugglers
Anyone who has a special talent for juggling things knows that one wrong slip can throw off a whole show. Without juggler insurance, one insurance claim can do the same thing to your business, so let us juggle the claims while you worry about putting on a good show!
Magicians
While the audience focuses on your illusions, who watches your back in case of accidents in your show? Claims pop up more often than not in our society, so protect your business with entertainer's insurance!
Mimes
Whether you are hired to entertain a crowd or are working freelance, insurance won’t hurt your act! Our mime insurance policy is designed to protects against injuries to you or the audience, damages to locations you are working at, and more. Let our liability insurance be your solution!
Musicians (Individual)
While you might perform solo on stage, it doesn’t mean you need to be solo in your business. We are here to be your insurance support in the event of accidents, damage to venues, or other incidents while you’re on stage! We can even cover your instruments!
Party Princesses
As a party princess, you bring children’s favorite characters to life at parties. Don’t let an accident resulting in a claim be a party pooper. Protect yourself with performers and entertainers insurance.
Pianists
A master of the ivories, you conjure melodies with effortless grace. Accidentally damaging the piano while performing your masterpiece can feel like a sharp note to your pockets. Entertainer and performer insurance gives you the peace of mind to focus on the music.
Puppeteers
Don’t let the strings of lawsuits tie you down or keep you from performing art and entertaining audiences. Accidents can happen during performances including damage to your property or the venue. Carry puppeteer insurance designed for you and protect your business and puppets!
Reenactors
Most reenactors work at venues that require you to carry liability insurance. Remember lines, evoking the right emotions, and engaging the audience brings enough stress. Get peace of mind with liability insurance.
Roller Skaters
Performing tricks and acts while roller skating is no easy feat. That’s why audiences pack venues to watch you glide. While the audience watches you perform, roller skater liability insurance watches your back when accidents happen.
Santas
Spending holidays or special occasions with you in costume should bring out the best in people! But what happens when you get stuck with an insurance claim? Are you prepared to pay or could you use a professional performers and entertainers insurance?
Story Tellers & Poets
Let us tell you a story of live performing arts and the potential risks for liability claims arising, even from the spoken word. In our society, liability claims occur for all types of events. The good news is that your story can have a happy ending, by purchasing storyteller or poet insurance designed for your business, with coverages and experts that know how to handle artist-specific claims.
Stilt Walkers
Walking on stilts might make you the tallest person on earth, but it probably doesn’t make you the most nimble. Performer liability insurance gives you the nimble coverage to keep your business protected and keep you walking tall.
Street Performers/Buskers
As a street performer, you draw a large crowd and bring out ooohs, aaahs, and hopefully some good tips. Many cities require you to carry liability insurance to perform on their streets. Make it easier to keep performing while protecting yourself from accidents with busker liability insurance.
Trick Ropers
Being a trick roper is not only a great workout, but it really captivates an audience. Even the best trick ropers can’t control every audience member. Insurance Canopy protects you if someone gets a little too close and injures themselves during your performance.
Trivia Hosts
Today’s bonus category is liability insurance. Who covers the cost if someone trips over your equipment or your equipment damages the venue? You if you don’t have entertainer and performer liability insurance. Get protected today.
Unicyclists
Staying balanced while performing tricks for your audience requires enough attention. Don’t let liability claims give your show a flat tire. Protect it with the right liability coverage.
Ventriloquists
Of course, we could tell you not to be a dummy and purchase insurance. Live performances come with unique risks, but you can have peace of mind by purchasing ventriloquist insurance for your gigs. We’re designed for this industry and can even cover costs to replace your dummy if stolen or damaged.
Yodelers
Did you know that some venues require you to have entertainer insurance? Additionally, some people ask to be an additional insured on your policy. All of that is possible with our yodeler insurance designed for performers and yodelers alike!
Performers Liability Insurance - Annual and Event Policies
If you only perform at one or two events a year, a 1-3 day policy can meet most venue requirements and protect you as you dazzle the crowd.
For performers with three or more shows a year, the annual policy is more cost-efficient and also offers additional coverages to protect your career year-round. After all, longevity is a performer’s best friend, and providing you with yearly coverage is our unique talent.
Coverage Details Limits
Included
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Medical Expense Limit
$5,000
Unlimited Additional Insureds
$10 for Annual and Event
Additional Limits (Annual Only)
Equipment and Gear Coverage
$2,000 policy year
+$6.00/month
$5,000 policy year
+$12.50/month
Deductible
$250
Excess Liability Coverage ($1,000,000)
+$29.17/month
Cyber Liability Coverage ($100,000)
+$8.25/month
Policy Pricing
Annual Policy – 365 Days Covered
From $18.50/month
Event Policy – 1-3 Days Covered
From $59 per event
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Common Risks Performers and Entertainers Face
Performers may think: ”Why do I need insurance? I’m just performing for a small open mic crowd or event fundraiser.” While this may be true, risks can appear at any event, big or small.
Here are just a few examples of risks you could face that could financially disrupt your act:
- Someone spills their drink on your speakers or laptop during your set.
- A person trips over your electrical cord, falls, and sues you to cover their medical bills.
- You accidentally cause damage to a venue where you’re performing.
- A person steals your equipment out of your car while at a gig.
- A tree falls and crushes your equipment during an outdoor performance.
What Types of Coverage Comes In Performer and Entertainer Insurance?
General liability, personal and advertising injury, damage to premises rented to you, and medical expenses are just some of the coverages you’ll receive in a performer and entertainer insurance policy.
- General Liability: Defends against third-party injury or damages claims.
- Personal and Advertising Injury: Protects you from defamation, libel, and slander claims.
- Damage to Premises Rented to You: Safeguards against damages to rented properties (i.e., venues, recording studios, event spaces, and so on).
- Medical Expense Limit: Protects you against medical injury claims.
We also provide optional add-ons for annual policies, such as equipment and gear coverage, cyber liability insurance, and the ability to add additional insureds for a nominal fee.
Additional Limits (Annual Policies Only):
- Equipment and Gear Coverage: Defends against theft or damaged equipment during or traveling to a gig.
- Cyber Liability Coverage: Protects against damages from cybercrimes and data breaches if you store client information on computers or mobile devices.
- Additional Insureds (AIs): Add venue owners or event coordinators upon request for extra protection for a small fee ($5 for one or $10 for unlimited).
Annual Performers and Entertainers Cost and Coverage
Obtain year-long coverage with our annual plan starting at $18.50 a month. This plan allows you to receive general liability insurance and optional add-on coverages for equipment and gear, excess liability (+$29.17/month), and cyber liability (+$8.25/month).
Gear and equipment coverage (also known as Inland Marine) protects you from being financially liable for stolen or damaged gear. With an annual policy, you can choose either:
- $2,000 of coverage per policy year (+$6/month) OR
- $5,000 of coverage per policy year (+$12.50/month)
Cost of Event Coverage for Performers and Entertainers
Event performer insurance policies start at $59 for a 1-3 day event. Your coverage includes general liability, personal and advertising injury, products/completed operations, damage to premises rented to you, and a medical expense limit.
Performer Liability Insurance
Event Policy: Starting at $59 – Choosing the right performers insurance is critical. You can’t afford mishaps that could put you out of business or put your financial future at risk.
Questions About Performers and Entertainers Insurance
Absolutely! Performers need insurance to show business or event owners proof when setting up gigs. Insurance also proves that you’re protected if unexpected risks arise during your gig.
Additional insureds are venue owners or event coordinators who request that you add them to your policy as protection if something goes wrong during one of your performances.
If someone trips and injures themselves during your show, they could sue you and the venue to pay for their medical bills. Your performing artist insurance policy can mitigate and may even eliminate costs so your additional insureds are not held financially liable.
The cost of entertainers annual insurance starts at $18.50 per month or $59 per event. Your premium may increase depending on whether you add additional insureds or optional coverages to your policy.
Performers insurance covers claims of third party damages or injuries. With an Inland Marine add-on for gear and equipment coverage, it can also help to repair or replace your equipment if it’s damaged or stolen. Some claims performers insurance covers include:
- An audience member trips and injures themselves on your equipment.
- You accidentally scuff a venue’s floor with your stereos, musical instruments, or other props.
- Your props are damaged due to a car accident while en route to a gig.
No. Performers insurance is general liability coverage for third party damage or injury claims. However, you can opt for our optional equipment and gear coverage under our annual policy, so you don’t have to replace stolen or damaged props.
Along with your annual policy, you can purchase coverage for your equipment, tools, and gear. You have the option to add this coverage, along with the right to reimbursement for the costs of your actual gear. Starting at less than $6 per month, you can easily add this coverage at any time to your policy.
If you are purchasing an event policy, you cannot add equipment coverage.
Why Choose Insurance Canopy?
We want you to have a long and successful career! Insurance Canopy has reliable performer liability insurance you can apply for in 10 minutes or less online.
- Get instant access to your policy.
- Access your dashboard online 24x7 and make changes to your policy, download your certificate of insurance, or add additional insureds.
- Add additional insureds during checkout or from your dashboard.
If you have questions or need additional assistance, our customer service team can help. All agents are licensed, non-commissioned agents who are ready to help you find the right coverage for your business. Contact us online or call our U.S.-based English and Spanish-speaking customer service line at (844) 520-6993 Mondays-Fridays 8 am to 8 pm EST (except on holidays).
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October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
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October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024 -
Affordable plan and very easy to access when I need it
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July 12, 2024 -
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
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Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024 -
Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
She is positive and friendly !
Alan Dynin
September 14, 2024 -
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024 -
Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024 -
Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich Bonifazio
July 12, 2024 -
Always easy to use! Thank you!
CahillandDelene
July 12, 2024 -
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024
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