Performers & Entertainers Insurance

Top-rated Insurance for Performers, Entertainers, and more.

Annual and Event Policies available

STARTING AT

$199

Yearly
AS LOW AS

$59

1-3 Day Show Policy

4.8/5

Why Choose Insurance Canopy for Performers Insurance?

You’re a performer, and we respect that! Whether you’re a magician, clown, balloon artist, actor, Santa Claus, or other performer, Insurance Canopy has your back. Our top-rated performers insurance covers you for 1-3 day or year-round events so you can focus on wowing the audience with your spectacular, mind-blowing talents!

Backed by
Great American Insurance Group logo

What is Performers and Entertainers Insurance?

Performers and entertainers insurance covers claims of third-party damages or injuries that arise from your operations during a performance or accidents that occur while you’re entertaining.

For example, you may accidentally scuff up the flooring of the venue you’re performing in with your big clown shoes. You could also drive a hole in the wall with one of your instruments while setting up for your gig.

General liability can protect you from bodily injury and property damage claims from your audience, customers, and venues.

Plus, most venues or events will require proof of liability insurance and that you add them as additional insureds to your policy in case something goes awry during your set.

Purchase Policy

Who is Performers and Entertainers Insurance For?

Pick a letter to see if you’re covered under our policy

actor holding script on stage doing a performance or rehersal
close up of balloon artist
band performing in recording room or stage
side view of caricature artists finished products
close up of hands doing chalk art on street
two clown performers
contortionist performing
comedian laughing mid-joke on stage
ballet or free form dancer performing
drag queen looking surprised
emcee or host with microphone
woman dressed as a fairy in the forrest
professional Elvis impersonator in front of Las Vegas sign
close up of hands on drums
man balancing juggling balls
magician flipping cards with sunglasses on and a hat
female mime with hands up
professional piano player at the piano surrounded by fog
close up of WW1 reenactor uniforms
poet or storyteller with notebook in front of crowd
group of 4 brightly dressed people on stilts
ventriloquist dummy on stage looking creepy
woman in german clothes yodeling in a field

Performers Liability Insurance - Annual and Event Policies

If you only perform at one or two events a year, a 1-3 day policy can meet most venue requirements and protect you as you dazzle the crowd.

For performers with three or more shows a year, the annual policy is more cost-efficient and also offers additional coverages to protect your career year-round. After all, longevity is a performer’s best friend, and providing you with yearly coverage is our unique talent.

Coverage Details Limits

Included

General Liability Aggregate Limit

$2,000,000

Products – Completed Operations Aggregate Limit

$2,000,000

Personal and Advertising Injury Limit

$1,000,000

General Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You Limit (Any One Premises)

$300,000

Medical Expense Limit

$5,000

Unlimited Additional Insureds

$10 for Annual and Event

Additional Limits (Annual Only)

Equipment and Gear Coverage

$2,000 policy year

+$7.50/month

$5,000 policy year

+$15/month

Deductible

$250

Excess Liability Coverage ($1,000,000)

+$29.17/month

Cyber Liability Coverage ($100,000)

+$8.25/month

Policy Pricing

Annual Policy – 365 Days Covered

From $18.50/month

Event Policy – 1-3 Days Covered

From $59 per event

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Common Risks Performers and Entertainers Face

Performers may think: ”Why do I need insurance? I’m just performing for a small open mic crowd or event fundraiser.” While this may be true, risks can appear at any event, big or small.

Here are just a few examples of risks you could face that could financially disrupt your act:

  • Someone spills their drink on your speakers or laptop during your set.
  • A person trips over your electrical cord, falls, and sues you to cover their medical bills.
  • You accidentally cause damage to a venue where you’re performing.
  • A person steals your equipment out of your car while at a gig.
  • A tree falls and crushes your equipment during an outdoor performance.

What Types of Coverage Comes In Performer and Entertainer Insurance?

General liability, personal and advertising injury, damage to premises rented to you, and medical expenses are just some of the coverages you’ll receive in a performer and entertainer insurance policy.

  • General Liability: Defends against third-party injury or damages claims.
  • Personal and Advertising Injury: Protects you from defamation, libel, and slander claims.
  • Damage to Premises Rented to You: Safeguards against damages to rented properties (i.e., venues, recording studios, event spaces, and so on).
  • Medical Expense Limit: Protects you against medical injury claims.

We also provide optional add-ons for annual policies, such as equipment and gear coverage, cyber liability insurance, and the ability to add additional insureds for a nominal fee.

Additional Limits (Annual Policies Only):

  • Equipment and Gear Coverage: Defends against theft or damaged equipment during or traveling to a gig.
  • Cyber Liability Coverage: Protects against damages from cybercrimes and data breaches if you store client information on computers or mobile devices.
  • Additional Insureds (AIs): Add venue owners or event coordinators upon request for extra protection for a small fee ($5 for one or $10 for unlimited).

Annual Performers and Entertainers Cost and Coverage

Obtain year-long coverage with our annual plan starting at $18.50 a month. This plan allows you to receive general liability insurance and optional add-on coverages for equipment and gear, excess liability (+$29.17/month), and cyber liability (+$8.25/month).

Gear and equipment coverage (also known as Inland Marine) protects you from being financially liable for stolen or damaged gear. With an annual policy, you can choose either:

  • $2,000 of coverage per policy year (+$7.50/month) OR
  • $5,000 of coverage per policy year (+$15/month)

Get a Quote

Cost of Event Coverage for Performers and Entertainers

Event performer insurance policies start at $59 for a 1-3 day event. Your coverage includes general liability, personal and advertising injury, products/completed operations, damage to premises rented to you, and a medical expense limit.

Buy a Policy

Performer Liability Insurance

Event Policy: Starting at $59 – Choosing the right performers insurance is critical. You can’t afford mishaps that could put you out of business or put your financial future at risk.

Questions About Performers and Entertainers Insurance

Why Choose Insurance Canopy?

We want you to have a long and successful career! Insurance Canopy has reliable performer liability insurance you can apply for in 10 minutes or less online.

If you have questions or need additional assistance, our customer service team can help. All agents are licensed, non-commissioned agents who are ready to help you find the right coverage for your business. Contact us online or call our U.S.-based English and Spanish-speaking customer service line at (844) 520-6993 Mondays-Fridays 8 am to 8 pm EST (except on holidays).

You're In Good Company With Insurance Canopy

Here's what some of our over 14,700 customers have to say about their experience.

  • Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More

    Paul McNeilly Avatar Paul McNeilly
    November 12, 2024

    Best customer service I have ever had in regards to insurance.

    Edward Findley Avatar Edward Findley
    November 5, 2024

    This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too

    Vickie Sundgren Avatar Vickie Sundgren
    November 3, 2024
  • Great to work with. Always available for assistance.

    Courtney Araneo Avatar Courtney Araneo
    November 3, 2024

    Super easy and convenient. Just renewed, thanks.

    Wendy Berg Avatar Wendy Berg
    November 3, 2024

    Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

    Fernando Ferreira Avatar Fernando Ferreira
    October 12, 2024
  • Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

    Jacob Smith Jr Avatar Jacob Smith
    October 7, 2024

    Rey was amazing. So easy! So fast!

    Herman Koch Avatar Herman Koch
    September 30, 2024

    Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

    Mark Paquin Avatar Mark Paquin
    September 14, 2024
  • She is positive and friendly !

    Alan Dynin Avatar Alan Dynin
    September 14, 2024

    Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

    Alana Wyld Avatar Alana Wyld
    September 14, 2024

    Affordable plan and very easy to access when I need it

    Angela Lobianco Avatar Angela Lobianco
    July 13, 2024
  • Always easy to use! Thank you!

    CahillandDelene Avatar CahillandDelene
    July 12, 2024

    Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well

    Rich Bonifazio Avatar Rich Bonifazio
    July 12, 2024

    I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More

    Angela Fischetti Avatar Angela Fischetti
    July 12, 2024
  • Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!

    Jamilyn Boze Avatar Jamilyn Boze
    July 5, 2024

    Always done very well for us. Highly recommended.

    Kenny Casanova Avatar Kenny Casanova
    July 5, 2024

    Nothing but positive things to say. Great company, have used them for years.

    Brandon Kennedy Avatar Brandon Kennedy
    July 5, 2024
  • I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More

    susanf Avatar susanf
    July 5, 2024

    quick and easy to sign up and did not break the bank!!

    Michael “Michael” Jobe Avatar Michael “Michael”
    April 8, 2024

    Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More

    Robert Caudle Avatar Robert Caudle
    April 7, 2024
  • Easy to apply online, it take 5 mins and get your provf of Insurance.

    Francesca Wine Avatar Francesca Wine
    April 6, 2024

    I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More

    Lucia Boroczk Avatar Lucia Boroczk
    April 4, 2024

    Just the insurance I needed. I wish the website would allow me to share pages!

    Ellen Brodsky Avatar Ellen Brodsky
    April 2, 2024
  • This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.

    Hillary Blackton Avatar Hillary Blackton
    April 2, 2024

    It was fast and easy.

    Vincent Cabello Avatar Vincent Cabello
    March 31, 2024

    Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More

    Patrick McElhaney Avatar Patrick McElhaney
    March 27, 2024
  • Process was easy. Relevant information accessible. Platform is very user friendly.

    Carolina Santos Avatar Carolina Santos
    March 26, 2024

    I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!

    Aaron Copenhaguen Avatar Aaron Copenhaguen
    March 26, 2024

    The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel

    Lionel Harrison Avatar Lionel Harrison
    March 26, 2024
  • Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More

    Paul McNeilly Avatar Paul McNeilly
    November 12, 2024
  • Best customer service I have ever had in regards to insurance.

    Edward Findley Avatar Edward Findley
    November 5, 2024
  • This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too

    Vickie Sundgren Avatar Vickie Sundgren
    November 3, 2024
  • Great to work with. Always available for assistance.

    Courtney Araneo Avatar Courtney Araneo
    November 3, 2024
  • Super easy and convenient. Just renewed, thanks.

    Wendy Berg Avatar Wendy Berg
    November 3, 2024
  • Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

    Fernando Ferreira Avatar Fernando Ferreira
    October 12, 2024
  • Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

    Jacob Smith Jr Avatar Jacob Smith
    October 7, 2024
  • Rey was amazing. So easy! So fast!

    Herman Koch Avatar Herman Koch
    September 30, 2024
  • Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

    Mark Paquin Avatar Mark Paquin
    September 14, 2024
  • Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

    Alana Wyld Avatar Alana Wyld
    September 14, 2024

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