Career Coach Insurance
Protect your coaching business with affordable insurance tailored for career coaches and counselors
- Get Coverage Online in 10 Minutes or Less
- Instant Certificate of Insurance (COI)
- Manage Your Policy or File a Claim Online 24x7
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Affordable Career Coach Insurance
Career coach liability insurance is designed to protect your business and finances from things that can go wrong. Insurance Canopy’s affordable and customizable coverage shows potential clients your credibility and that you take your business seriously.
Career Coach Insurance Coverage
Insurance Coverage Types and Limits
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum amount paid per incident during the term of the policy.
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Included
Optional Add-Ons
Insurance Can Save You Thousands
Accidents happen and liability claims can cost you thousands. Having career coach insurance can protect you from financially ruining your business when paying for claims out of pocket.
A client claims your career advice led to significant financial loss after accepting a lower-paying job. $50,000
A client claims you didn’t provide the agreed number of sessions and they ended up with unmet career goals. $10,000
A customer sues you because a cyber attack exposed sensitive data and you failed to protect their information. $50,000
Get covered instantly.
A customer sues you for sharing confidential information without consent. $25,000
A client sues because you abruptly ended services and left them without support during a job search period. $20,000
Sources: (AI) Claim amounts are estimated based on additional internal knowledge and research. All policies have conditions, limitations, and exclusions. Please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
What is Career Coach Insurance?
Career coach insurance is tailored coverage designed to protect you from costly claims arising from things like third-party bodily injuries, false advertising, or property damage. With Insurance Canopy, your policy can also protect you if you get sued for giving bad or incorrect instructions to one of your clients — and more.
Career coaching insurance is available for as little as $21.08 monthly or $229 yearly. Get started today for protection and peace of mind.
Who Needs Career Coach Insurance?
All career coaches need insurance, because all career coaches face risks. A client might decide you gave them bad advice, get hurt while at your office, or you could inadvertently cause property damage to a space you rent for coaching. Our policy is ideal for many types of career counselors and coaches, including:
- Professional career coaches
- Freelance career coaches
- Career coaching businesses
- Certified career coaches
- Executive coaches
- Professional development coaches
- Career counselors and counseling centers — and others
How Much Is Career Coach Insurance?
Career coach insurance only costs $21.08 a month or $229 a year for great flexibility and affordability. Prices can vary according to income, business size, additional coverages, and more. Learn more about career coach insurance cost.
What Risks Do Career Coaches Face?
Here are a few examples of the risks career coaching businesses face that could end up hurting your business, reputation, and finances with costly claims:
- While lugging furniture into the office space you’re renting, your chair bangs and scuffs the wall. The landlord holds you financially responsible for repairs.
- A client visits your office for a coaching session, trips over a chair, falls, and sprains their ankle. They sue you to pay for their medical bills.
- You offered sound advice, but your client didn’t get the job or promotion they wanted. They claim that your coaching backfired on them and sue you.
Career coach insurance is designed to protect you from claims like these, including third-party lawsuits, legal fees, medical expenses, settlements, and more.
What Types of Insurance Do Career Coaches Need?
To properly shield your coaching business and finances from common claims, you need the following coverages:
- General Liability
- Professional Liability (aka Errors and Omissions)
- Products-Completed Operations
- Damage to Premises Rented to You
- Personal and Advertising Injury
Career coach insurance from Insurance Canopy shields your livelihood with the above coverages included in the base policy. But, if you need extra coverage, we make it super easy to compose the perfect policy with add-ons, like:
- Cyber Liability (Data Breach Coverage)
- Inland Marine (Equipment and Materials)
- Unlimited, free Additional Insureds
What Does Career Coach Insurance Cover?
Let’s explore the essential coverages career coaches need and what each is designed to cover.
General Liability Coverage
General liability coverage can pay for legal expenses, settlement costs, and damages arising from third-party bodily injury or property damage claims.
For example, during a coaching session, a client trips over an electrical cord in your office and breaks their wrist. They sue you to cover the medical bills. General liability insurance can shield you from paying thousands of dollars out of pocket.
Professional Liability / Errors and Omissions (E&O) Coverage
Career coaches need professional liability coverage to protect themselves from claims of negligence, errors, or omissions in their services. Professional liability is bundled alongside your general liability coverage with Insurance Canopy.
For example, you may give your clients great career advice on how to get a promotion. However, when your client implemented your advice, they got fired. The client sues you for the damages. Professional liability insurance can defend against legal and settlement fees if this happens.
Products-Completed Operations Coverage
This coverage can protect you if someone bought a product you recommended and it caused them injuries or property damage.
For example, you recommend a customer buying a bundle of 10 self-help books for additional resources. After ordering them, the client places them on a table and it collapses. They sue you for property damage.
This coverage can respond, and it’s included in your base policy with Insurance Canopy.
Cyber Liability Coverage
Cyber liability coverage, aka data breach protection, is an add-on coverage that protects you against financial losses from cyber-attacks, like data breaches, or ransomware attacks.
If you store or communicate sensitive client information online or on devices like phones or laptops, you need this coverage for risk management. It ensures preparedness and financial security in case of a data breach or other cybercrime.
Damage to Premises Rented to You
If you’re renting an office space for your career coaching services, you could be held responsible if it’s damaged. This is where damage to premises rented (aka fire legal liability) coverage comes into play.
For example, you light a candle and step out of your leased office space for a quick restroom break. The candle tips over and starts a fire, damaging the carpet. This coverage, which is included in our base policy, can help pay to repair or replace the property damage.
Personal and Advertising Injury
Personal and advertising injury is a coverage that can protect you from claims of defamation, copyright infringement, false advertising, and more. It’s included in our base career coach insurance policy.
Let’s say you create a new logo to promote your services. A competitor sees it, thinks you stole their logo and modified it, and sues you for copyright infringement. This coverage can protect you from expensive lawsuits, legal fees, and damages that could arise from these types of claims.
Equipment and Materials Coverage (Inland Marine)
Equipment and materials coverage, aka Inland Marine insurance, is add-on coverage designed to protect career coaches from financial losses caused by damaged or stolen business gear.
For example, if you’re meeting with a client at a coffee shop and they spill their 20 oz. latte all over your laptop and smartphone, tools and equipment coverage can cover the cost of replacing your devices.
Additional Insureds
Additional insureds are third parties who require you to add them to your policy due to their risk exposure from your business.
For instance, the office building where you lease space for coaching might require you to add them to your policy. This can protect them should someone get hurt in your office and sue them as well as you for their medical expenses.
You can add additional insureds to your career coach insurance policy at no charge either before checking out on your application or any time from your user dashboard.
Protect Your Career Coaching Business with Insurance Canopy
Insurance Canopy offers comprehensive policies tailored to career coaches from $21.08 a month — get an instant quote and coverage online in 10 minutes or less. Once covered, print out a Certificate of Insurance (COI), add additional insureds, or manage your policy anytime by logging in to your dashboard.
Need help or have some lingering questions? Contact our licensed, non-commissioned, English and Spanish-speaking agents Monday through Friday, 8 am to 8 pm EST.
You're In Good Company With Insurance Canopy
Over 36,000 professionals, including music teachers, trust Insurance Canopy for their liability insurance. See what our customers have to say about us!
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Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024 -
Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024Always easy to use! Thank you!
CahillandDelene
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich Bonifazio
July 12, 2024 -
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn Boze
July 5, 2024Always done very well for us. Highly recommended.
Kenny Casanova
July 5, 2024 -
Nothing but positive things to say. Great company, have used them for years.
Brandon Kennedy
July 5, 2024I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf
July 5, 2024quick and easy to sign up and did not break the bank!!
Michael “Michael”
April 8, 2024 -
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle
April 7, 2024Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia Boroczk
April 4, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
April 2, 2024Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024It was fast and easy.
Vincent Cabello
March 31, 2024 -
Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaney
March 27, 2024Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison
March 26, 2024 -
I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguen
March 26, 2024great experience so far, always able to reach a human representative on the phone!
New Groove
March 25, 2024Insurance Canopy gives me peace of mind for my practice.
Adriana Chacon
March 25, 2024 -
Very easy process to get peace of mind
Kristen Talusan
March 25, 2024Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.
Kate Whelan
March 25, 2024Super friendly service..
Kristina Strong
March 25, 2024
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Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024 -
Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
She is positive and friendly !
Alan Dynin
September 14, 2024 -
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024 -
Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024 -
Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich Bonifazio
July 12, 2024 -
Always easy to use! Thank you!
CahillandDelene
July 12, 2024 -
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024
Have Questions About Career Coach Insurance? We’re On It.
Why Should You Carry Career Coach Insurance?
Career coach insurance gives you the freedom to focus on providing clients with the best career advice possible without worrying about your risks. If something goes wrong, you won’t have to worry about paying sky-high prices for legal, medical, or property damage claims.
Does My Insurance Cover Both In-Person and Virtual Coaching Sessions?
Absolutely! Career coach insurance can cover in-person and virtual coaching because risks can happen remotely, too. Career coaching insurance can protect you and your business from financial ruin in the event of cyber liability, slip-and-falls, and other incidents.
Is My Insurance Policy Effective Immediately?
Yes. You can get insurance online in 10 minutes and get immediate coverage or set your effective date for a different day.
Can I Cancel My Policy at Any Time?
Yes, you can cancel your policy at any time. Note: refunds will not be provided for months already paid for.
Music Instructor Insurance
Protect Your Instruments — Don’t skip a beat! Insurance Canopy’s music teacher insurance is in tune with your needs. Fill out our 100% online, 10-minute application. Get top-rated coverage starting at $21.08/month and add equipment and instrument coverage to your policy for an extra $2.17/month.
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