Mentor Insurance
Safeguard your mentoring career with peace of mind
- Manage Your Policy Online 24/7
- Instant Certificate of Insurance (COI)
- Easily File a Claim
- U.S. Based Licensed Agents Ready to Help
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Affordable Liability Insurance for Mentors
Mentor insurance protects your business from things that can go wrong as a result of your services. Insurance Canopy’s affordable and customizable mentor insurance shows potential clients your credibility — and that you take your business seriously.
Mentor Insurance Coverage
Insurance coverage types and policy limits
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum amount paid per incident during the term of the policy.
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Included
Optional Add-Ons
What Is Mentor Insurance?
How Much Is Mentor Insurance?
The cost of liability insurance for mentors starts at $21.08 per month or $229 per year. Your premium may vary based on:
- The gross income of your business
- The coverages you select
- Whether you increase coverage limits
Who Needs Mentor Insurance?
If you mentor people professionally, you face risks, and you need to insure your business services. Someone could trip and injure themselves during a session at your office and sue you for medical expenses, or claim that you gave them bad advice that hurt their career. This makes protecting your business with liability insurance a must.
What Types of Insurance Do Mentors Need?
To properly shield your business and finances from common claims, you need the following coverages:
- General Liability
- Professional Liability (aka Errors and Omissions)
- Products-Completed Operations
- Damage to Premises Rented to You
- Personal and Advertising Injury
Mentor insurance through Insurance Canopy shields your professional services and finances with the above coverages included in the base policy. But if you need extra coverage, you can customize your policy with add-ons, like:
- Cyber Liability (Data Breach Coverage)
- Inland Marine (Equipment and Materials)
- Additional Insureds
What’s Covered in Mentor Insurance?
Whether working in public schools or colleges, nonprofit organizations, corporations, or as a volunteer, mentor insurance coverages like these are a must.
General Liability Coverage
General liability insurance defends against third-party bodily injury and property damage claims.
For example, say you rent space for sessions or workshops and inadvertently damage the venue or it’s equipment, or one of your attendees trips over your AV cord and sustains an injury. General liability can kick in and cover claims like these.
Your general liability coverage could respond to this claim and cover some, if not all, of the bill.
Professional Liability Coverage (aka Errors and Omissions)
Protect yourself from the cost of claims that result from the mentoring advice you give.
Let’s say you mentor a client with tactics to score a big job promotion. They implement your advice but end up getting fired, then decide to sue you as the reason for their loss of income.
That’s where professional liability coverage comes in. It can protect you from claims like this and others relating to your professional mentoring services.
Products-Completed Operations Coverage
Products-completed operations coverage is designed to protect from claims related to products that you use in the course of your mentoring services.
For example, you recommend that a client read through a 3-book series on advancing through the corporate ladder. When your client places the books on their shelf, the shelf breaks and lands on their foot. They sue you to pay for your medical expenses.
Products-completed operations coverage could respond to a claim like this and shield you from paying medical bills, legal defense, or settlement fees out of pocket.
Cyber Liability Coverage
Cyber attacks and data breaches are unfortunate realities that could happen to any business, including yours.
You need cyber liability coverage if you store client payment methods, full names, dates of birth, session notes, or other personal data on a computer, smartphone, point-of-sale (POS) system, or other device.
This policy can protect you if sensitive customer information falls into the wrong hands.
Damage to Premises Rented to You
If you rent a space for mentoring, you can be held financially responsible for any damage you cause to that space as a result of your business operations.
Also known as fire legal liability, this coverage can help pay to replace or repair damage to third party property, items, furnishings, equipment, and more.
Personal and Advertising Injury
Personal and advertising injury coverage is included in your base policy. It’s designed to respond if you get sued for things like slander or libel, copyright infringement, false advertising, and more.
For example, say you publish a blog comparing your services and rates to competitors but some of your information was old and outdated. A competitor could sue you for defamation or false advertising — even if you just made an honest mistake.
Personal and advertising injury is designed to respond to claims like these.
Equipment and Materials Coverage (Inland Marine)
If supplies or tech you use for business gets damaged or stolen, the cost to replace it can be expensive. Equipment and materials coverage (aka Inland Marine or Business Personal Property coverage) can protect your investment.
For example, a client spills their beverage during a session, damaging your workbooks and putting your laptop out of commission completely.
Equipment and materials coverage can shield you from paying entirely out of pocket for replacement or repair fees.
Additional Insureds
Additional insureds are people or organizations your policy doesn’t automatically insure but who you might add by request.
For example, the landlord of the office you’re renting may ask you to add them to your policy as an additional insured. This protects them should they be named along with you in a suit from mishaps arising from your mentoring business, like a client getting injured at your office.
You can add unlimited additional insureds to your Insurance Canopy policy at no charge. Add them during checkout or any time afterward from the convenience of your user dashboard.
Insurance Can Save You Thousands
Accidents happen. Even to mentors. However, mistakes like liability claims come with hefty fees. Having mentor insurance in your back pocket can prevent you from paying for these claims yourself.
A client made a poor business decision after taking a mentor’s advice and experienced significant financial losses. $10,000
A mentor shared a client’s confidential business plan with a third party.$20,000
A client slipped and fell in a mentor’s office, sustaining several injuries. $5,000
Get covered instantly.
A client spilled coffee on their mentor’s laptop. $2,000
A mentor visited a client’s home for a session and broke an expensive vase. $5,000
You're In Good Company With Insurance Canopy
Over 36,000 professionals, including mentors, trust Insurance Canopy for their liability insurance. See what our customers have to say about us!
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Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
She is positive and friendly !
Alan Dynin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024 -
Always easy to use! Thank you!
CahillandDelene
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich Bonifazio
July 12, 2024I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024 -
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn Boze
July 5, 2024Always done very well for us. Highly recommended.
Kenny Casanova
July 5, 2024Nothing but positive things to say. Great company, have used them for years.
Brandon Kennedy
July 5, 2024 -
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf
July 5, 2024quick and easy to sign up and did not break the bank!!
Michael “Michael”
April 8, 2024Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle
April 7, 2024 -
Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia Boroczk
April 4, 2024Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
April 2, 2024It was fast and easy.
Vincent Cabello
March 31, 2024Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaney
March 27, 2024 -
Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguen
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison
March 26, 2024
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Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024 -
Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024
Why Choose Insurance Canopy?
Insurance Canopy offers high-quality and affordable mentor insurance with a hassle-free online application.
We believe in getting you the perfect policy with the coverage you need, which is why our U.S.-based licensed insurance agents don’t work on commission—they’re not here to sell you any coverage you don’t need. We also rock an A+ rating from AM Best, which is like having the perfect career guru in the insurance world.
- Quick online checkout process
- Instant Certificate of Insurance (COI)
- Customizable policies to suit your unique needs
- 24/7 access to your policy documents
- Free and unlimited additional insureds
Have Questions About Mentor Insurance? We’re On It.
Why Do Mentors Need Insurance?
Any time you work with other people, it comes with risk. Professional mentors need insurance because a client could sue them for faulty advice or false advertising. They could accidentally damage a premises they rent for sessions or someone could trip and fall over their equipment setup at a workshop. Mentors insurance is designed to protect from potentially costly scenarios like these.
Why Do Mentors Need Cyber Liability Insurance?
Cyber Liability Insurance is a must-have coverage for mentors who store any client information or sensitive data on computers, laptops, phones, and other devices. Data breaches, malware, and other cyber crimes are more common now then ever, making data like personal identifiers, payment information, session notes, and client records vulnerable to bad actors. Cyber liability insurance can cover recovery and legal fees, damages, and more.
Does Mentor Insurance Protect Me for Both Virtual and In-Person Work?
Absolutely! Mentor insurance can protect your virtual and in-person work. For example, a client could decide to sue you for faulty advice whether your mentoring sessions occurred online or in person. This could be covered by the professional liability coverage included in your policy.
What Types of Mentors Are Covered With This Policy?
Many types of professional mentors are covered under this policy, including the following:
- Association-based mentors
- Business mentors (entrepreneur, career planning, marketing, and so on)
- Public speaking, writing, leadership, and other skill-based mentors
- Academic and educational mentors who work with students, researchers, or peers
- Executive mentors and coaches
- Academic and business peer mentors
- Spiritual mentors
- Volunteer mentor programs
- Tutors
- Life coaches
- Online or virtual mentors — and more
Is My Insurance Policy Effective Immediately?
Of course! When completing your online application, you can elect for coverage to start immediately or on a different coverage date.
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