IT Consultants Insurance

Get the protection your IT consulting business needs with Insurance Canopy’s specialized IT consultant insurance, starting for only $229/year.
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$229

Yearly Policy
4.8/5
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Affordable, Fast, and Comprehensive

Our IT Consultant Insurance Coverage Is Designed To Meet Your Unique Needs

What is IT Consultant Insurance?

IT consultant insurance is a specialized coverage designed to protect your IT consulting business from potential risks and liabilities. There are risks in this type of business, including data breaches, system failures, errors or omissions, and lawsuits from clients. IT consultant insurance helps cover the costs of legal fees, damages, and other financial losses that may arise from these risks.

Who Needs IT Consultant Insurance?

IT consultant insurance is crucial for a diverse range of professionals in the IT consulting industry, including:

  • IT Analysts
  • IT Trainers
  • IT Consultants
  • Custom Programmers
  • Computer Programmers
  • Custom Software Developers
  • Software Consultants
  • Database Manager


Protect My Consulting Business Today

How Much is IT Consultant Insurance?

IT consulting insurance starts at only $21.08 per month or $229 per year. The cost is determined by factors such as:

  • Gross income of your business.
  • Selected coverages.
  • Coverage limits.

For a thorough understanding of how to customize your insurance coverage to meet your specific needs as a business consultant, check here.

Don't Just Take Our Word For It

Here's what other people have to say about their experience.

  • TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.

    Tenisha J. Avatar Tenisha J.
    February 4, 2025

    Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.

    Ed Levitt Avatar Ed Levitt
    February 3, 2025

    As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More

    Kristie Williams Avatar Kristie Williams
    January 30, 2025
  • This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.

    Tony Felix Avatar Tony Felix
    January 23, 2025

    Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.

    John B Avatar John B
    January 16, 2025

    I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More

    jay gedeon Avatar jay gedeon
    January 6, 2025
  • Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More

    Ana Zavala Avatar Ana Zavala
    January 6, 2025

    I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More

    Susan Tedesco Avatar Susan Tedesco
    January 6, 2025

    Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More

    Steve Bryant Avatar Steve Bryant
    January 6, 2025
  • Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More

    Chad Laibly Avatar Chad Laibly
    January 6, 2025

    Great and affordable insurance

    Peter DAntoni Avatar Peter DAntoni
    December 6, 2024

    Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More

    Paul McNeilly Avatar Paul McNeilly
    November 12, 2024
  • I’m just saying that is easy to get the vendors insurance with this company

    Silvia Delgado Avatar Silvia Delgado
    November 6, 2024

    Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More

    Robert Avila Avatar Robert Avila
    November 6, 2024

    Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More

    Rebecca Ruby Avatar Rebecca Ruby
    November 6, 2024
  • Quick easy sign-up convince is great

    Vincent Davanzo Avatar Vincent Davanzo
    November 6, 2024

    Great to work with. Always available for assistance.

    Two Pour Girls Bartending Avatar Two Pour Girls Bartending
    November 6, 2024

    Best customer service I have ever had in regards to insurance.

    Edward Findley Avatar Edward Findley
    November 5, 2024
  • Super easy and convenient. Just renewed, thanks.

    Wendy Berg Avatar Wendy Berg
    November 3, 2024

    Great to work with. Always available for assistance.

    Courtney Araneo Avatar Courtney Araneo
    November 3, 2024

    This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too

    Vickie Sundgren Avatar Vickie Sundgren
    November 3, 2024
  • Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

    Fernando Ferreira Avatar Fernando Ferreira
    October 12, 2024

    Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

    Jacob Smith Jr Avatar Jacob Smith Jr
    October 7, 2024

    Rey was amazing. So easy! So fast!

    Herman Koch Avatar Herman Koch
    September 30, 2024
  • Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

    Mark Paquin Avatar Mark Paquin
    September 14, 2024

    Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

    Alana Wyld Avatar Alana Wyld
    September 14, 2024

    She is positive and friendly !

    Alan Dynin Avatar Alan Dynin
    September 14, 2024
  • Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More

    Paul Tolle Avatar Paul Tolle
    September 6, 2024

    I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More

    Don Kirby Avatar Don Kirby
    September 6, 2024

    Best price I have found! Excited to be a customer

    Dustin Price Avatar Dustin Price
    September 6, 2024
  • TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.

    Tenisha J. Avatar Tenisha J.
    February 4, 2025
  • Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.

    Ed Levitt Avatar Ed Levitt
    February 3, 2025
  • As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More

    Kristie Williams Avatar Kristie Williams
    January 30, 2025
  • This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.

    Tony Felix Avatar Tony Felix
    January 23, 2025
  • Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.

    John B Avatar John B
    January 16, 2025
  • I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More

    jay gedeon Avatar jay gedeon
    January 6, 2025
  • Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More

    Ana Zavala Avatar Ana Zavala
    January 6, 2025
  • I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More

    Susan Tedesco Avatar Susan Tedesco
    January 6, 2025
  • Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More

    Chad Laibly Avatar Chad Laibly
    January 6, 2025
  • Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More

    Steve Bryant Avatar Steve Bryant
    January 6, 2025

What’s Covered in IT Consultant Insurance?

IT consultants need various essential coverage types for complete insurance protection.

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General Liability

General Liability coverage provides vital protection against claims for bodily injury, property damage, or personal and advertising injury made by third parties. This coverage includes legal fees, settlement costs, and damages awarded in a lawsuit, ensuring that IT consultants have financial protection in a field where unforeseen situations can arise.
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 Professional Liability Coverage

Professional liability coverage is essential in protecting consultants against claims of negligence, errors, or omissions in their services. When offering advice and recommendations, there is always a risk of clients being unhappy or experiencing financial loss. This coverage takes care of defense costs, settlements, or judgments, allowing consultants to focus on their work without worrying about professional risks.
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Errors and Omission Coverage

Errors and omissions (E&O) coverage provides protection against mistakes, negligence, or failure to provide accurate advice or services to clients. This insurance covers legal fees, settlements, and damages resulting from claims arising from consulting work. IT consultants can confidently deliver high-quality services to clients, knowing they are protected from financial risks with E&O coverage.
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Cyber Liability Coverage

Cyber liability coverage safeguards against financial losses and damages caused by cyber-attacks. This includes data breaches, hacking incidents, and identity theft. IT consultants require this coverage to handle client information online while managing risks and liabilities effectively. It provides preparedness and financial security in case of cyber-attack incidents.
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Tools and Equipment Coverage

IT consultants are protected from financial losses caused by damaged, lost, or stolen tools. This is crucial for consultants who heavily rely on specialized tools. Consultants can have peace of mind knowing that unexpected incidents will not disrupt their business, as tools can be promptly replaced or repaired.

Coverage Limits for IT Consultant Insurance

IT consultant insurance offers a variety of policy options and specific limits to consider, including:

General & Professional Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.

$1,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$1,000,000

The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.

$300,000

Medical Expense (Any one person)

$5,000

Additional Limits

Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.

$4,000

Still doing your research?
Have Questions?
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Benefits Of Insurance

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Increased Customer Bookings

When you protect your business with IT consulting insurance you can advertise that your business is licensed and insured, giving you that competitive edge over other consultant firms. 

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Cyber Liability Insurance

As a consulting business, you may store sensitive client information online or on a tablet. With cyber security crimes on the rise, run your business without worry when you protect it with Cyber Liability insurance. 

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Personalized Coverage

Insurance Canopy provides IT consultants with personalized and affordable coverages. Increase your coverage limits, add coverages, and create a policy that is perfect for your business. 

FAQs About IT Consultant Insurance

Answers to Some Commonly Questions about IT Consultant Insurance

IT consultant insurance provides coverage for general, professional, and cyber liability. Additionally, Insurance Canopy offers errors and omission coverage and tools and equipment coverage to ensure comprehensive protection for IT businesses in unforeseen situations. These coverages are crucial for all consulting businesses, including those in the IT industry.
IT consultant insurance protects you from liability claims like negligence, breach of contract, or defamation. It also builds trust with clients, demonstrating that you have taken necessary precautions. This insurance offers peace of mind and financial security in unforeseen circumstances.

As a one-stop shop for insurance, Insurance Canopy is dedicated to creating the best insurance experience for its customers. Insurance canopy offers:

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In 49 States (excludes MO)
  • Additional Insureds
  • General Liability
  • Professional Liability Insurance
  • Cyber Liability Insurance
  • Damage to Premises Rented Coverage
  • Tools & Equipment Insurance
Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
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Need additional information before making a decision?

Give our team a call today at 844.520.6993

Get Protected with Insurance Canopy Today

As an IT consultant, your role to provide clients with professional guidance and services is invaluable. Despite your skill, it’s crucial to understand that accidents, mistakes, or legal claims might still happen while you are at work. Insurance Canopy offers comprehensive coverage options designed specifically for IT consultants like you, including professional, general, and cyber liability coverages.

Insure Your IT Consulting Practice Now

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