IT Consultants Insurance

Get the protection your IT consulting business needs with Insurance Canopy’s specialized IT consultant insurance, starting for only $229/year.
Most Popular

$229

Yearly Policy
4.8/5
Our Partners
Canopius company logo
Fortegra company logo

Affordable, Fast, and Comprehensive

Our IT Consultant Insurance Coverage Is Designed To Meet Your Unique Needs

What is IT Consultant Insurance?

IT consultant insurance is a specialized coverage designed to protect your IT consulting business from potential risks and liabilities. There are risks in this type of business, including data breaches, system failures, errors or omissions, and lawsuits from clients. IT consultant insurance helps cover the costs of legal fees, damages, and other financial losses that may arise from these risks.

Who Needs IT Consultant Insurance?

IT consultant insurance is crucial for a diverse range of professionals in the IT consulting industry, including:

  • IT Analysts
  • IT Trainers
  • IT Consultants
  • Custom Programmers
  • Computer Programmers
  • Custom Software Developers
  • Software Consultants
  • Database Manager


Protect My Consulting Business Today

How Much is IT Consultant Insurance?

IT consulting insurance starts at only $21.08 per month or $229 per year. The cost is determined by factors such as:

  • Gross income of your business.
  • Selected coverages.
  • Coverage limits.

For a thorough understanding of how to customize your insurance coverage to meet your specific needs as a business consultant, check here.

Don't Just Take Our Word For It

Here's what other people have to say about their experience.

  • Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

    Fernando Ferreira Avatar Fernando Ferreira
    October 12, 2024

    Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

    Jacob Smith Jr Avatar Jacob Smith
    October 7, 2024

    Rey was amazing. So easy! So fast!

    Herman Koch Avatar Herman Koch
    September 30, 2024
  • Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

    Mark Paquin Avatar Mark Paquin
    September 14, 2024

    She is positive and friendly !

    Alan Dynin Avatar Alan Dynin
    September 14, 2024

    Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

    Alana Wyld Avatar Alana Wyld
    September 14, 2024
  • Affordable plan and very easy to access when I need it

    Angela Lobianco Avatar Angela Lobianco
    July 13, 2024

    Always easy to use! Thank you!

    CahillandDelene Avatar CahillandDelene
    July 12, 2024

    Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well

    Rich Bonifazio Avatar Rich Bonifazio
    July 12, 2024
  • I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More

    Angela Fischetti Avatar Angela Fischetti
    July 12, 2024

    Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!

    Jamilyn Boze Avatar Jamilyn Boze
    July 5, 2024

    Always done very well for us. Highly recommended.

    Kenny Casanova Avatar Kenny Casanova
    July 5, 2024
  • Nothing but positive things to say. Great company, have used them for years.

    Brandon Kennedy Avatar Brandon Kennedy
    July 5, 2024

    I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More

    susanf Avatar susanf
    July 5, 2024

    quick and easy to sign up and did not break the bank!!

    Michael “Michael” Jobe Avatar Michael “Michael”
    April 8, 2024
  • Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More

    Robert Caudle Avatar Robert Caudle
    April 7, 2024

    Easy to apply online, it take 5 mins and get your provf of Insurance.

    Francesca Wine Avatar Francesca Wine
    April 6, 2024

    I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More

    Lucia Boroczk Avatar Lucia Boroczk
    April 4, 2024
  • This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.

    Hillary Blackton Avatar Hillary Blackton
    April 2, 2024

    Just the insurance I needed. I wish the website would allow me to share pages!

    Ellen Brodsky Avatar Ellen Brodsky
    April 2, 2024

    It was fast and easy.

    Vincent Cabello Avatar Vincent Cabello
    March 31, 2024
  • Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More

    Patrick McElhaney Avatar Patrick McElhaney
    March 27, 2024

    Process was easy. Relevant information accessible. Platform is very user friendly.

    Carolina Santos Avatar Carolina Santos
    March 26, 2024

    The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel

    Lionel Harrison Avatar Lionel Harrison
    March 26, 2024
  • I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!

    Aaron Copenhaguen Avatar Aaron Copenhaguen
    March 26, 2024

    great experience so far, always able to reach a human representative on the phone!

    New Groove Avatar New Groove
    March 25, 2024

    Insurance Canopy gives me peace of mind for my practice.

    Adriana Chacon Avatar Adriana Chacon
    March 25, 2024
  • Very easy process to get peace of mind

    Kristen Talusan Avatar Kristen Talusan
    March 25, 2024

    Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.

    Kate Whelan Avatar Kate Whelan
    March 25, 2024

    Super friendly service..

    Kristina Strong Avatar Kristina Strong
    March 25, 2024
  • Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

    Fernando Ferreira Avatar Fernando Ferreira
    October 12, 2024
  • Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

    Jacob Smith Jr Avatar Jacob Smith
    October 7, 2024
  • Rey was amazing. So easy! So fast!

    Herman Koch Avatar Herman Koch
    September 30, 2024
  • Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

    Mark Paquin Avatar Mark Paquin
    September 14, 2024
  • She is positive and friendly !

    Alan Dynin Avatar Alan Dynin
    September 14, 2024
  • Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

    Alana Wyld Avatar Alana Wyld
    September 14, 2024
  • Affordable plan and very easy to access when I need it

    Angela Lobianco Avatar Angela Lobianco
    July 13, 2024
  • Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well

    Rich Bonifazio Avatar Rich Bonifazio
    July 12, 2024
  • Always easy to use! Thank you!

    CahillandDelene Avatar CahillandDelene
    July 12, 2024
  • I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More

    Angela Fischetti Avatar Angela Fischetti
    July 12, 2024

What’s Covered in IT Consultant Insurance?

IT consultants need various essential coverage types for complete insurance protection.

Privacy Policy icon represented by a document with a shield on it.

General Liability

General Liability coverage provides vital protection against claims for bodily injury, property damage, or personal and advertising injury made by third parties. This coverage includes legal fees, settlement costs, and damages awarded in a lawsuit, ensuring that IT consultants have financial protection in a field where unforeseen situations can arise.
Personalized Policies icon represented by a person next to a check mark.

 Professional Liability Coverage

Professional liability coverage is essential in protecting consultants against claims of negligence, errors, or omissions in their services. When offering advice and recommendations, there is always a risk of clients being unhappy or experiencing financial loss. This coverage takes care of defense costs, settlements, or judgments, allowing consultants to focus on their work without worrying about professional risks.
A black and white triangular warning sign with a bold exclamation mark in the center

Errors and Omission Coverage

Errors and omissions (E&O) coverage provides protection against mistakes, negligence, or failure to provide accurate advice or services to clients. This insurance covers legal fees, settlements, and damages resulting from claims arising from consulting work. IT consultants can confidently deliver high-quality services to clients, knowing they are protected from financial risks with E&O coverage.
Computer laptop icon to represent online insurance coverage.

Cyber Liability Coverage

Cyber liability coverage safeguards against financial losses and damages caused by cyber-attacks. This includes data breaches, hacking incidents, and identity theft. IT consultants require this coverage to handle client information online while managing risks and liabilities effectively. It provides preparedness and financial security in case of cyber-attack incidents.
A ruler and triangle ruler icons are representing customizable insurance coverage tailored to you.

Tools and Equipment Coverage

IT consultants are protected from financial losses caused by damaged, lost, or stolen tools. This is crucial for consultants who heavily rely on specialized tools. Consultants can have peace of mind knowing that unexpected incidents will not disrupt their business, as tools can be promptly replaced or repaired.

Coverage Limits for IT Consultant Insurance

IT consultant insurance offers a variety of policy options and specific limits to consider, including:

General & Professional Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.

$1,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$1,000,000

The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.

$300,000

Medical Expense (Any one person)

$5,000

Additional Limits

Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.

$4,000

Still doing your research?
Have Questions?
Our licensed agents are available to answer any questions you may have (se habla español)

Benefits Of Insurance

icon of laptop with stopwatch on the screen.

Increased Customer Bookings

When you protect your business with IT consulting insurance you can advertise that your business is licensed and insured, giving you that competitive edge over other consultant firms. 

certificate icon

Cyber Liability Insurance

As a consulting business, you may store sensitive client information online or on a tablet. With cyber security crimes on the rise, run your business without worry when you protect it with Cyber Liability insurance. 

user with checkmark icon

Personalized Coverage

Insurance Canopy provides IT consultants with personalized and affordable coverages. Increase your coverage limits, add coverages, and create a policy that is perfect for your business. 

FAQs About IT Consultant Insurance

Answers to Some Commonly Questions about IT Consultant Insurance

IT consultant insurance provides coverage for general, professional, and cyber liability. Additionally, Insurance Canopy offers errors and omission coverage and tools and equipment coverage to ensure comprehensive protection for IT businesses in unforeseen situations. These coverages are crucial for all consulting businesses, including those in the IT industry.
IT consultant insurance protects you from liability claims like negligence, breach of contract, or defamation. It also builds trust with clients, demonstrating that you have taken necessary precautions. This insurance offers peace of mind and financial security in unforeseen circumstances.

As a one-stop shop for insurance, Insurance Canopy is dedicated to creating the best insurance experience for its customers. Insurance canopy offers:

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In 49 States (excludes MO)
  • Additional Insureds
  • General Liability
  • Professional Liability Insurance
  • Cyber Liability Insurance
  • Damage to Premises Rented Coverage
  • Tools & Equipment Insurance
Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
Man smiling at the camera while working on a laptop

Need additional information before making a decision?

Give our team a call today at 844.520.6993

Get Protected with Insurance Canopy Today

As an IT consultant, your role to provide clients with professional guidance and services is invaluable. Despite your skill, it’s crucial to understand that accidents, mistakes, or legal claims might still happen while you are at work. Insurance Canopy offers comprehensive coverage options designed specifically for IT consultants like you, including professional, general, and cyber liability coverages.

Insure Your IT Consulting Practice Now

Related Articles