Clown Insurance

Clown liability insurance covers claims that may arise from your operations. For example, if a party patron injures themselves by tripping over your equipment or you damage a venue, clown liability insurance could help cover the costs of these claims.

Clown insurance provides coverage for your general liability.

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• Having liability insurance pegs you as a serious professional.
• Clients may require you to show proof of insurance before hiring you.
• Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
• You can enjoy financial peace of mind.
• Venue owners may require you to add them as an additional insured.

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A basic 1-3 day general liability insurance policy starts at $59. An annual policy starts at $199. The annual policy has monthly payments available after a 25% down payment.

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Yes. Clown event insurance is an important component of your business and is designed to protect your financial assets if you were to be sued as a result of your business operations. You could be held liable for claims that include injuries, illnesses, or damages arising from your entertainment services. The legal costs alone from claims like these can be financially devastating. With clown event insurance, you’ll have the protection you need just in case something goes wrong.

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It can, with the purchase of “Inland Marine” coverage, which is insurance-speak for “Tools and Equipment” coverage. With this optional insurance, your tools of the trade can be insured and protected against damage and theft.

This coverage can cover equipment such as costumes, speakers, props, and puppets at events, in storage, and even when in transit from one location to another for work.

It is easy to add this Tools & Equipment coverage to your annual policy at the time of purchase by simply selecting the right coverage amount for your business. Consider the per item and annual limits when selecting the right coverage for your business.

Didn’t purchase Tools & Equipment, but want to add it to your insurance policy? Simply log in at insurancecanopy.com and visit the “Manage Policy” section. Click “My Policy” which will load what coverage you currently have selected. If you would like to add or increase your limit, select the button “Change Policy Options” and select the new limit.

Please note that this is not an option for event policies.

Cover My Clown Equipment

Debating between purchasing an event or an annual policy for clown insurance? Let us help you make that choice!

An event policy provides coverage for up to 3 consecutive days, which is great if you don’t have many gigs booked for the year. But if this is your profession, you are likely to attend multiple events each year. Simply working 3 or more events in a year means the more cost-effective solution is an annual policy.

Plus, annual coverage allows you to add coverage for your gear, equipment, and props!

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Only one clown can be covered under each insurance policy. To be properly covered, each clown would require their own general liability policy which can be purchased with monthly payments or a one-time annual payment. You can, however, add unlimited additional insureds to your policy for free.

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An additional insured can be a venue, party planner, homeowner, or company you list on your policy. By naming an Additional Insured, you are extending liability coverage to them in the event they are listed in a lawsuit against you.

This coverage is not a unique policy for them, and will not extend them coverage unless you are named in a suit. Coverage can extend for a single event or throughout your year, as needed.

You can add an Additional Insured to your policy at any time by visiting the customer dashboard.

Purchase Clown Insurance

You can select which start date is best for your business. During the checkout process, you will set the date your policy should start.

Want your policy to start today? That is possible! Just select today’s date and process payment today. You will then be able to immediately access, download, and print your Certificate of Insurance from your online dashboard.

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Purchasing your policy today is very simple. You’ll be asked to provide a mailing address, any additional insured information, and finally a credit card! Your application can be done fully online, but if you have questions or would like additional support, our customer service team is full of licensed agents who can help you purchase today.

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