Meditation Teacher Insurance
Get a cost-effective, comprehensive meditation instructor insurance policy that safeguards your finances against common claims
- Customize Your Policy With the Coverage You Need
- Choose Between Paying Monthly or Annually
- Instant Certificate of Insurance (COI)
- Covered Wherever You Teach
- Manage Your Policy Online 24/7
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Affordable Meditation Teacher Insurance
Get the coverage you need for your mindfulness teaching with mediation instructor insurance from Insurance Canopy. Combining both general and professional liability coverage, our policy takes the stress of claims off your shoulders so you never lose focus on your practice.
Meditation Instructor Insurance Coverage
Coverage types and limits included in liability insurance for meditation teachers:
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum amount paid per incident during the term of the policy.
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Included
Optional Add-Ons
What Is Meditation Teacher Insurance?
A meditation instructor insurance policy includes coverages designed to protect you from the financial burden of common claims like third-party bodily injury and property damage. It can also shield you from the cost of other liability claims, such as breach of contract, negligence, and defamation.
Do You Need Insurance to Teach Meditation?
Yes! While you may not be legally required to carry insurance as a meditation instructor, you need coverage to protect you from costly accidents that may occur during the course of doing business.
Plus, if you lease space to teach, your contract will likely require that you have liability insurance and add the studio to your policy as an additional insured.
Insurance can act as a barrier if you’re hit with a lawsuit – so you don’t have to pay defense costs and/or settlement fees out of pocket. Instead, you can continue teaching clients how to achieve mindfulness and clarity without having to pause your services to deal with a claim.
How Much Is Meditation Instructor Insurance?
The cost of meditation teacher insurance starts at just $21.08 per month (or $229 if you choose to pay upfront for a 12-month policy). Your premium can vary depending on a few factors, including:
- The gross annual income of your business
- Coverages you decide to add
- Your policy’s coverage limits
Learn more about meditation teacher insurance cost.
What Are the Risks of Being a Meditation Teacher?
Working with clients or students is extremely rewarding, but with that comes liability risks that could lead to expensive claims. Here are just a few examples of risks meditation practitioners face:
- During a breathing exercise, a student faints and sues you for causing them health issues.
- A student takes you to court over emotional distress they experienced after a meditation session where you discussed past traumas.
- You forgot to put out a candle you lit during a session in your rented studio space and it caused a fire, damaging the property.
As stressful and scary as these incidents are, carrying liability insurance can provide you with peace of mind knowing that if a covered incident occurs, you won’t be left having to pay for it all on your own.
What’s Covered in Meditation Teacher Insurance?
Meditation teachers need the following coverages to sufficiently shield their finances from the impact of claims.
General Liability Coverage
Also known as slip-and-fall insurance, general liability coverage responds to third-party bodily injury and property damage claims.
For example, if your student trips up the stairs to your front door when they come over for a guided meditation session, they could sue you for injuries sustained as a result. General liability insurance could cover this claim.
Professional Liability Coverage (aka Errors and Omissions)
This coverage is designed to protect you from claims related to mistakes or omissions made as part of your professional services.
If a student or client claims that you gave them faulty or bad instructions in a meditation session and sues you, professional liability can cover the cost of that claim.
Products-Completed Operations Coverage
Products-completed operations coverage is there to safeguard your business against property damage or bodily injury claims stemming from the products you use to complete your services.
Do you ever use essential oils as part of your guided meditations? If a customer has an allergic reaction to an oil you used during a session, this coverage could protect you from that claim.
Cyber Liability Coverage
If you keep sensitive client information on a computer, point-of-sale system, smartphone, or other internet-connected device, it could be hacked or illegally accessed by cybercriminals.
Cyber liability coverage is there to cover the cost of data breaches, phishing schemes, and more, allowing you to compensate clients whose information was stolen or to recover that data without paying for it all on your own.
Damage to Premises Rented to You
Studios or classrooms that you rent to hold meditation lessons, workshops, and other classes may hold you financially responsible for damage you cause to the space while you’re there.
Otherwise known as fire legal liability, can respond to claims involving damages to third-party property, furnishings, equipment, and more.
Personal and Advertising Injury
Picture this: a local gym hires you to teach some guided meditation classes. You have a bad experience there and post a negative review online, but then the gym sues you for slander.
Personal and advertising injury insurance can step in and cover the cost of defense and settlement fees if this happens, providing you with a financial safety net.
Equipment and Materials (Inland Marine)
If you incorporate equipment into your meditation lessons, such as benches, incense, yoga mats, and more, this insurance can cover the cost of repairing or replacing it if it’s damaged or stolen.
Additional Insureds
If you work for an institution like a gym, community center, or yoga studio, the institution may require you to add them to your policy as an additional insured before they allow you to teach classes there. Additionally, if you rent a studio space to hold your sessions, the landlord may ask to be added to your policy as well.
An additional insured is a person or organization not automatically insured by your policy, but who you might add by request. Insurance Canopy makes it easy for you to add an unlimited number of additional insureds to your policy at no extra charge. You can add them during the checkout process or at any time during your policy period via the user dashboard.
Insurance Can Save You Thousands
You guide your students to a place of peace, but what happens when your peace of mind gets disrupted by an unexpected accident? Having meditation teacher insurance from Insurance Canopy can take the stress off your shoulders so you get to keep doing what you love. Stay focused on mindfulness teaching — we’ll handle the rest.
Teacher sued for making false claims on their website – $749
Client tripped and injured themselves leaving a lesson – $1,496
Client tripped and injured themselves leaving a lesson – $1,496
Don’t let claims stack against you.
Teacher accused of crossing professional boundaries with a client – $214
Client was unhappy with the services they received – $375
Claim amounts are estimated based on internal knowledge and research. All policies have conditions, limitations, and exclusions. Please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
Why Choose Insurance Canopy?
Insurance Canopy offers A+ rated insurance for meditation teachers that doesn’t break the bank. We offer policies you can customize to fit the exact needs of your business, which is why our licensed insurance agents don’t make commission. Pay for the coverage you actually need and nothing you don’t.
- Quick online checkout process
- Instant Certificate of Insurance (COI)
- Customizable policies to suit your unique needs
- 24/7 access to your policy documents
- Free and unlimited additional insureds
You're In Good Company With Insurance Canopy
Over 36,000 professionals, including meditation practitioners, trust Insurance Canopy for their liability insurance. See what our customers have to say about us!
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Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
She is positive and friendly !
Alan Dynin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024 -
Always easy to use! Thank you!
CahillandDelene
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich Bonifazio
July 12, 2024I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024 -
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn Boze
July 5, 2024Always done very well for us. Highly recommended.
Kenny Casanova
July 5, 2024Nothing but positive things to say. Great company, have used them for years.
Brandon Kennedy
July 5, 2024 -
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf
July 5, 2024quick and easy to sign up and did not break the bank!!
Michael “Michael”
April 8, 2024Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle
April 7, 2024 -
Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia Boroczk
April 4, 2024Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
April 2, 2024It was fast and easy.
Vincent Cabello
March 31, 2024Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaney
March 27, 2024 -
Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguen
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison
March 26, 2024
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Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024 -
Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024
Have Questions About Meditation Teacher Insurance? We’re On It.
Will My Insurance Policy Be Effective Immediately?
Yes! You can select your policy’s effective date during checkout. If you select today’s date, you’ll have access to your Certificate of Insurance (COI) via the user dashboard immediately after your payment is processed.
Does My Policy Cover My Equipment and Materials?
If you add equipment and materials coverage (aka Inland Marine) to your policy during checkout, you can receive coverage for stolen or damaged business equipment. This includes yoga mats, meditation benches, singing bowls, and more.
Can I Cancel My Policy at Any Time?
Yes, you can cancel your policy whenever you need to. Please note that refunds are not available for months you already paid for in advance. For example, if you purchase an annual policy and cancel after 9 months, your refund will only reflect the 3 months of coverage you didn’t use.
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