CrossFit Insurance
Let High-Quality CrossFit Liability Insurance Do the Heavy Lifting for You
What Is CrossFit Insurance?
CrossFit trainer insurance is a unique protection plan designed to help cover you while you’re training, working with clients, and managing your box.
If a client is injured during a WOD or a kettlebell slips from their hands and damages the wall of a rented facility, CrossFit insurance could help cover the costs of these types of claims. It also can provide coverage for gear and equipment you use in your training space.
Our policy combines general and professional liability insurance into one simple plan, along with additional coverages. It offers you the following types of protection:
- General Liability Insurance helps cover you for bodily injury and property damage caused by your business, like a guest tripping over a loose floor mat.
- Professional Liability Insurance can help cover injuries or damages that occur during WODs or other training sessions.
- Medical Expense Coverage could help you pay for the medical expenses of someone who is hurt by your business or professional services.
- Gear & Equipment Coverage is an optional coverage you can use to insure items like sandbags, medicine balls, or monster bands against theft and accidental damages.
How Much Does CrossFit Insurance Cost?
The cost of CrossFit insurance starts at $15/month or $159/year. That’s just 44 cents a day!
Our policy can cover full-time and part-time CrossFit coaches, as well as online and virtual coaches. Plus, our nationwide coverage* means you don’t have to worry about the cost of insurance increasing due to your zip code. You can train at multiple box locations worry-free.
What Claims Can Be Covered by CrossFit Coach Insurance?
Whether you work at a traditional box gym or run WODs out of your home, accidents can and do happen. It’s important to know you’re covered for those worst-case scenarios that could cause you financial harm, such as:
- Negligence Claims: Say you’re leading a cool-down session and you accidentally over-stretch a client. You could be responsible for medical bills or lawsuits that arise.
- Slip-and-Fall Incidents: If you manage your own box and a potential client slips in spilled water and breaks their ankle, you could be liable for their medical expenses.
- Property Damage Claims: When you work in a rented space, you could be on the hook for any damages that happen as a result of the workouts you coach there.
- Stolen Gear Claims: Traveling from one box to the next? If your gear is stolen out of your vehicle, you could have help paying for replacements.
Our CrossFit insurance includes occurrence form coverage, offering you lifetime claims protection. You can file a claim anytime for injuries or damages that occurred when you had coverage — even after your policy ends!*
Insurance Canopy for Crossfit Trainer Insurance
Insurance Canopy provides high-quality, top-rated insurance for CrossFit trainers, personal trainers, and other fitness professionals.
With our low prices and a nearly 5-star customer rating, you can feel confident you’re getting affordable and dependable coverage from one of the most trusted CrossFit insurance companies.
Plus, enjoy exclusive benefits designed to help you take your CrossFit training business to the next level. No extra cost — these resources are accessible right from your customer dashboard!
Meet CrossFit Insurance Requirements
Choose Your Payment Plan
Enjoy Lifetime Claims Coverage
Occurrence form coverage lets you file a claim anytime for accidents occurring during your policy.*
Coverage Details
General & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-Ons
Price
$1.33–$5.55/month
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$8.25/month
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
Get Covered With CrossFit Insurance Today
CrossFit trainer insurance from Insurance Canopy offers you much-needed professional and general liability coverage so you can break through new barriers.
Questions About CrossFit Trainer Insurance
Do I Need CrossFit Insurance?
Yes! CrossFit trainer insurance is essential to your business and is designed to protect you if something goes wrong, such as injuries, illnesses, or damages.
It also helps you meet CrossFit insurance requirements in rental agreements or employment contracts. It’s common to need to carry your own liability insurance policy in addition to using a waiver to cover you for accidents caused by your professional work. You’ll also likely need a policy that you can add additional insured on to.
At a minimum, you need general and professional liability insurance. Rather than buy two separate policies, we offer both in one plan so you can easily get an instant Certificate of Insurance. We also include additional coverages so you can be better protected against common CrossFit claims.
Why Should I Carry CrossFit Trainer Insurance?
- Liability insurance coverage shows you are a serious professional.
- Clients or gym owners may require you to show proof of insurance before hiring you.
- Insurance gives you a layer of defense against claims such as muscle strains and broken box equipment.
- Enjoy financial peace of mind.
- You have the option to insure your gear against theft or damage or receive protection for diet and nutrition services you may offer clients.
- Easily pay for medical bills, legal fees, repairs, and more if something goes wrong during training.
Does Insurance Canopy Cover CrossFit Gyms?
Insurance Canopy cannot insure the property you own to run a CrossFit gym or box. Our policy could cover claims that occur on a property you rent or lease.
CrossFit gym insurance is a type of property insurance for locations you own. If something happens to that property, that coverage could help you pay for a claim.
CrossFit personal trainer insurance is a type of liability insurance that personally covers you while you train clients. This is the policy we offer, and it protects against injuries and damages to rented property.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
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*All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.
