Corporate Trainer Insurance
Career Protection for Professional Trainers
- Covered Wherever You Train
- Customize Your Coverage With Cyber Liability
- 24/7 Online Policy Management
- Instant Certificate of Insurance (COI)
- Monthly or Annual Payments
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Affordable Professional Liability Insurance for Corporate Trainers
Train supported with A+ rated insurance from Insurance Canopy. Professional development instructors and corporate trainers nationwide trust us for priced-right general and professional liability insurance designed just for educators. Keep common risks from stealing your focus so you can make career goals a reality!
Corporate Trainer Liability Insurance Coverage
General & Professional Liability Limits
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum amount paid per incident during the term of the policy.
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Included
Optional Add-Ons
What is Corporate Trainer Insurance?
Corporate trainer insurance is coverage designed to protect you from paying for claims related to your advice or business. You teach the skills professionals need to do their jobs well, so responsibility may fall on you when mistakes happen.
Professional development instructor insurance is a financial safety net for your training services and harm or property damage they may cause to others. From insuring your eLearning tech to covering you through tricky contract lawsuits, liability insurance is designed to help you thrive no matter what.
Who Needs Corporate Trainer Insurance?
Corporate trainer insurance is a perfect fit for anyone who teaches job skills. If you educate outside of a traditional classroom (whether in-person or online), you need insurance to cover your sessions as much as any business consultant or K–12 teacher. In fact, your training combines liability risks from both of those jobs.
Whether you’re teaching home inspectors to spot foundation problems, leading a virtual diversity, equity, and inclusion seminar, or conducting a field workshop on safety regulation compliance, you need the protection of insurance to guard your services and reputation.
These are just a few of the educators who can benefit from professional development instructor insurance:
- Continuing education teachers
- CPE Instructors
- eLearning Specialists
- Talent Development Specialists
- Workplace Trainers
- Learning and Development Specialists
- Training and Development Coordinators
- Talent Development Managers
- Employee Development Specialists
- Training Consultants
- Health and Safety Inspection Instructors
- Home Inspection Instructors
- Real Estate Appraisal Instructors
What’s Covered in Corporate Trainer Insurance?
It pays to be covered in these key areas for professional development instructors and workplace trainers of all kinds, including individual trainers and training business or franchise owners.
General Liability Coverage
General liability insurance protects you from paying if someone is physically hurt or their property gets damaged because of your training.
Imagine you accidentally scuff a conference room floor while moving furniture for a seminar or a student falls from a ladder during a home inspection exercise — general liability insurance is designed to cover expenses like hospital bills, repairs, and lawsuit costs.
Professional Liability Coverage (Errors and Omissions)
This coverage is designed to guard your expert advice, protecting you if things you do (errors) or don’t do (omissions) harm someone else.
If you couldn’t deliver all the training modules you promised and it cost the client revenue, or a trainee failed their certification exam and blamed your course, professional liability insurance is your financial safety net.
Products-Completed Operations Coverage
Products-completed operations is protection from claims due to your finished training or products you use to train.
Let’s say a client takes your real estate appraisal class and later makes an appraisal mistake that costs their client thousands. They claim negligent training was the cause and sue you for the losses. Products-completed operations can cover you even after training is over, shielding you from paying legal defense or settlement fees out of pocket.
Cyber Liability Coverage
Small businesses like corporate training services attract hackers because they often have less security than big companies. If cybercriminals want your client’s sensitive data, they might go after you first.
Collecting and storing client records such as credit card numbers, names, and birth dates makes you legally responsible for them. Cyber liability insurance is an add-on coverage that can protect you financially in data breach lawsuits if you click on a phishing email or your cloud storage gets hacked.
Damage to Premises Rented to You
Some trainers rent conference rooms, studios, or training centers. If you or a client cause damage, you’re on the hook to pay for it without insurance.
Imagine that plugging multiple devices into an old electrical outlet overheats the wiring and causes an office fire, or a trainee spills coffee all over the building’s beige carpet. Damage to Premises Rented to You could pay for repair or replacement costs.
Personal and Advertising Injury
It’s easy to make advertising mistakes without meaning to hurt anyone. That’s why corporate trainers need personal and advertising injury insurance designed to cover legal fees in cases involving libel, slander, invasion of privacy, copyright infringement, and more.
During a recorded session, you made a negative comment about your client’s competitor. The seminar gets posted on social media, and the competing firm sues you. Or, imagine you used someone else’s photos in your course marketing without thinking to ask permission. A copyright infringement lawsuit could financially drain your business without insurance.
Equipment and Materials Coverage (Inland Marine)
Damaged or stolen supplies are always a nasty surprise — and usually not one you budgeted for. Equipment and Materials Coverage is an opt-in coverage available to reimburse you for replacements or repairs.
You get into a car accident on the way to a seminar that destroys the projector, laptop, and presentation aids in your back seat. Replacing them out of pocket could cost you hundreds or thousands. If insurance covers them, what could have been a serious problem is handled stress-free.
Additional Insureds
Additional insureds are people or organizations your policy can also cover if you make a mistake. For example, a private school or corporation you contract with might ask you to add them to your policy as an additional insured in case they’re named in a lawsuit against you.
Add as many additional insureds as you want to your Insurance Canopy policy, free of charge. Just add them during checkout or anytime later from your user dashboard.
Insurance Can Save You Thousands
Your expert guidance gives others the tools to succeed — doesn’t that advice deserve to be protected? Corporate trainer insurance offers priceless peace of mind in situations like these.
A cyberattack leaks the personal data of participants in your online course: $100,000
You accidentally break the client’s high-end conference equipment during an onboarding session: $12,000
A former home inspection trainee incorrectly assesses the electrical systems at a property, resulting in a fire. They blame your instruction: $75,000
Get covered instantly.
You incorrectly interpret a new safety regulation, leading to non-compliance fines for your client: $30,000
A family emergency keeps you from delivering all training modules by the deadline. The client sues you for breach of contract: $35,000
Why Choose Insurance Canopy?
Trainers like you deserve easy, affordable insurance that helps level up your career. Our U.S.-based, licensed support agents don’t work on commission, so anytime you talk with us, our only goal is getting you exactly the coverage you need. Plus, Insurance Canopy’s A+ rating from AM Best means you can be confident in our best-in-class coverage.
- Quick online checkout process
- Instant Certificate of Insurance (COI)
- Customizable policies to suit your unique needs
- 24/7 access to your policy documents
- Free and unlimited additional insureds
You're In Good Company With Insurance Canopy
Here’s what some of our 100,000+ customers are saying about Insurance Canopy.
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025Great and affordable insurance
Peter DAntoni
December 6, 2024Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
I’m just saying that is easy to get the vendors insurance with this company
Silvia Delgado
November 6, 2024Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More
Robert Avila
November 6, 2024Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More
Rebecca Ruby
November 6, 2024 -
Quick easy sign-up convince is great
Vincent Davanzo
November 6, 2024Great to work with. Always available for assistance.
Two Pour Girls Bartending
November 6, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024 -
Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More
Paul Tolle
September 6, 2024I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More
Don Kirby
September 6, 2024Best price I have found! Excited to be a customer
Dustin Price
September 6, 2024
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025 -
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025 -
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025 -
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025 -
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025 -
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025 -
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025
Have Questions About Corporate Trainer Insurance? We’re On It.
Why Should I Carry Corporate Trainer Liability Insurance?
Corporate trainers face hundreds of on-the-job risks every day that liability insurance could cover, including these scenarios:
- Client injuries and training accidents, like trips and falls or malfunctioning equipment
- Damage to rented or client-owned property, like audio-visual systems or conference rooms
- Professional mistakes, like accidentally skipping a compliance topic or sharing confidential information
- Contract disputes, like failure to deliver or misunderstandings about training content
- Training negligence claims, like lawsuits that blame you for a trainee’s mistake
- Advertising errors, like defamation, libel, copyright infringement, and more
- Cyberattack costs, like data breach lawsuits and identity restoration expenses
How Much Does Insurance for Corporate Trainers Cost?
Corporate trainer liability insurance from Insurance Canopy starts at just $21.08/month or $229/year. Customize your coverage with opt-ins like cyber liability and equipment and materials coverage for tailored protection that fits your training and budget.
Do Professional Development Instructors Need Insurance?
Professional development instructors can struggle to find clients without liability insurance. Businesses and institutions are hyper-aware of the legalities of contract employees, so they’re careful who they work with. Having insurance means you present yourself confidently as a prepared professional.
Corporate Trainer Insurance
You pour your heart and soul into helping others reach their career goals —- you deserve the same dedicated support. Train confidently and securely with affordable liability insurance from Insurance Canopy to back you up.
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