Dropped weights, racing hearts, pulled muscles, and more. Personal training is risky business.
You need protection — but with overwhelming policy options and some misinformation, who can you really trust and what do you really need?
Insurance Canopy and Insure Fitness Group are two major providers. So we’ve compared them to give you peace of mind that you’re choosing the best.
No one wants to pay more for lower limits. With Insurance Canopy, you get quality personal trainer insurance made for you — fast, easy, and affordable. When compared to Insure Fitness Group, we help you save an average of 18% a year for better coverage.
*Competitor rates and coverage gathered on 7/1/2024. Please read all policy documents for current coverage details.
**Insurance Canopy’s Personal & Advertising Injury limits are included with the General Liability limits. Nutritional Coaching limits are included with the Professional Liability limits.
We DO cover you when you teach in more than one location! Our coverage follows you whether you teach online, in the gym, at multiple studios, in a local community center, at clients’ homes, and more! If needed, you can add one Additional Insured to your plan for $15 a year, or go unlimited for $30 a year.
We CAN cover stolen equipment! It’s part of our optional Gear & Equipment Coverage. You can get up to $10,000 in coverage for stolen gear and equipment. This can include (but is not limited to) weights, a portable sound system, and filming gear for virtual training.
We DO have occurrence policies! It’s automatically included on all fitness plans. It can cover you for accidents that occur during your policy period. This means you can file a claim anytime, even after your coverage ends.**
Accidents happen, but they don’t have to be stressful. We want you to feel confident in your coverage, so we’ve partnered with a top-rated carrier that works hard to cover most claims you may commonly face as a trainer.
Insurance Canopy is proud to have a 4.9/5 star Google review rating.
What about the other guys?
Insure Fitness Google reviews come in at 4.7 / 5 stars. Still good, but not the best — and you deserve the best!
Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeillyBest customer service I have ever had in regards to insurance.
Edward FindleyThis is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie SundgrenGreat to work with. Always available for assistance.
Courtney AraneoSuper easy and convenient. Just renewed, thanks.
Wendy BergCanopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando FerreiraVery easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob SmithRey was amazing. So easy! So fast!
Herman KochAlways treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark PaquinShe is positive and friendly !
Alan DyninExcellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana WyldAffordable plan and very easy to access when I need it
Angela LobiancoAlways easy to use! Thank you!
CahillandDelene Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich BonifazioI have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela FischettiThank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn BozeAlways done very well for us. Highly recommended.
Kenny CasanovaNothing but positive things to say. Great company, have used them for years.
Brandon KennedyI think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf quick and easy to sign up and did not break the bank!!
Michael “Michael”Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert CaudleEasy to apply online, it take 5 mins and get your provf of Insurance.
Francesca WineI had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia BoroczkJust the insurance I needed. I wish the website would allow me to share pages!
Ellen BrodskyThis insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary BlacktonIt was fast and easy.
Vincent CabelloChat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaneyProcess was easy. Relevant information accessible. Platform is very user friendly.
Carolina SantosI've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron CopenhaguenThe agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison*Not currently available in Missouri.
**All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.
Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeillyBest customer service I have ever had in regards to insurance.
Edward FindleyThis is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie SundgrenGreat to work with. Always available for assistance.
Courtney AraneoSuper easy and convenient. Just renewed, thanks.
Wendy BergCanopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando FerreiraVery easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob SmithRey was amazing. So easy! So fast!
Herman KochAlways treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark PaquinExcellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
Our Footers Are Big.
Our Savings Are Bigger.
All policies have conditions, limitations and exclusions, please read the policy for exact verbiage.
Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
Insurance Canopy | © 2024 | Privacy Policy | Terms and Conditions | All rights reserved.
