Massachusetts Silhouette

Yoga Insurance Massachusetts

Protect your practice in the Bay State with top-rated yoga liability insurance from Insurance Canopy. From in-person classes to online sessions, you can breathe through each movement with peace of mind.

What Does Yoga Teacher Insurance Cover?

Yoga teacher insurance covers third-party claims relating to your business. Our base policy includes coverage for:

Do Yoga Teachers Need Insurance in Massachusetts?

From Boston to Cambridge — no matter where you teach in Massachusetts! — liability insurance is essential.

As you guide students on their wellness journeys, accidents can happen in an instant, leading to costly claims. Yoga teacher liability insurance ensures you’re financially protected to get students the help they need and keep your business thriving.

Yoga Teacher Insurance Requirements in Massachusetts

If you work as a contract yoga instructor in Massachusetts, most studios and fitness centers will require you to carry:

  • General Liability Insurance
  • Professional Liability Insurance


Insurance Canopy bundles these coverages into one comprehensive policy, with options for add-ons based on your needs.

Even though Massachusetts does not legally mandate yoga instructors to carry insurance, it is strongly recommended for all yoga instructors, including:

  • Self-employed yoga instructors
  • Yoga instructors who work as W-2 employees at gyms or other facilities
  • Online yoga instructors

How Much Does Massachusetts Yoga Instructor Insurance Cost?

Insurance Canopy’s affordable yoga insurance starts at just $15/month or $159/year. For about 44 cents a day, you get $2 million in coverage per claim and $3 million in coverage for the entire policy year!

Your total premium cost is determined by the payment plan (monthly or yearly) you select, plus any optional coverages you add, such as:


The average cost our Massachusetts yoga instructors pay per month is $17.59! In Cape Cod, Pittsfield, and across the U.S., teach confidently with yoga insurance that balances low-cost premiums with strong coverage.

About Insurance Canopy’s Insurance for Yoga Teachers

Insurance Canopy offers the best yoga instructor insurance aligned to your practice’s needs.

  • Top-rated carrier
  • Instant online purchase and proof of insurance
  • 24/7 coverage for wherever* you work
  • Comprehensive base policy
  • Occurrence-based coverage**
  • Customizable with optional coverages
  • Transparent pricing at competitive rates
  • Licensed support team ready to help
  • One policy covers all the yoga styles you teach
  • Free resources to grow your business

*Currently not for sale in Missouri.

**All new policies purchased after July 1, 2024 include occurrence-based coverage.

Yoga Teacher Insurance Reviews

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Coverage Details

General & Professional Liability Limits

The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.

$3,000,000

The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.

$3,000,000

The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.

$5,000

The amount we deduct from a claim before paying up to your policy limits.

$100

Optional Add-Ons

Price

Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure. There are multiple tiers of coverage to choose from, starting at $1.33/month with a $100 deductible per claim.

$1.33–$5.55/month

The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.

$8.25/month

Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.

$6.83/month

Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.

$15–$30/year

Ready for a Free Quote?
Easy Quote!

How to Get a Yoga Teacher Insurance Quote in Massachusetts

  1. Select “Get a Quote.”
  2. Customize your policy with add-ons.
  3. Tell us about your business.
  4. See your instant quote in the app.


Buy your policy online and get instant proof of insurance — all in under 10 minutes!

Train with Confidence
From

$15/Month

FAQs About Massachusetts Yoga Liability Insurance

Yes! Insurance is vital in case of claims related to your yoga instruction. You can get support for scenarios like these:

  • You’re leading an Ashtanga yoga class at the Boston Harbor waterfront when a student trips on uneven grass and twists their ankle. They expect you to cover their medical expenses.
  • After a few months of power yoga lessons in Springfield, a student claims they have not experienced stress reduction or physical improvement from your instruction. They threaten to sue unless you reimburse their lesson fees.
  • During a private session at a rented Worcester studio, a student trips over a yoga block and crashes into a wall mirror, shattering it. The landlord insists you pay for a replacement.

Yes, your insurance policy covers you whether you’re still a student, working part-time, or teaching online! Insurance Canopy’s coverage is designed to flex with your business, no matter where you are in your journey.

You can even choose a monthly payment plan and make changes to your policy through your online dashboard at any time.

Choose a policy that:

  • Has an excellent-rated carrier
  • Covers your yoga instruction styles
  • Covers you at multiple teaching locations
  • Fits your budget and offers flexible payment options
  • Has an easy-to-file claims system and customer-approved support

Insurance Canopy checks all these boxes so you can feel calm and confident that you’re making the right choice!

General liability insurance covers general damages that occur at your business (think slip-and-falls or damage to a client’s property). Professional liability insurance covers professional mistakes, misinterpreted instructions, or students claiming you didn’t help them meet their fitness goals.

Both of these coverages are essential for yoga instructors and are included in your base policy. Learn more with our Guide to Yoga Liability Insurance.

Yes, your yoga teacher insurance also covers you for other services like meditation, Pilates instruction, reiki, and energy work. Contact us with any questions about covered services!

Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.