Yoga Insurance Massachusetts
Protect your practice in the Bay State with top-rated yoga liability insurance from Insurance Canopy. From in-person classes to online sessions, you can breathe through each movement with peace of mind.
What Does Yoga Teacher Insurance Cover?
Yoga teacher insurance covers third-party claims relating to your business. Our base policy includes coverage for:
- General liability: Can pay for claims like student slip-and-falls or damage to their property
- Professional liability: Can cover claims specifically related to your instruction and advice, such as student injury or unmet expectations
- Products and completed operations: Designed to cover accidents caused by the products you use during class or your instruction once a student leaves your business
- Personal and advertising injury: Can pay for non-physical damages, such as libel, slander, copyright infringement, or invasion of privacy
- Damage to premises rented to you: Coverage for accidental fire damage to the space you rent
- Medical expenses: Can pay for student medical bills if they’re injured — whether or not you’re at fault
Do Yoga Teachers Need Insurance in Massachusetts?
From Boston to Cambridge — no matter where you teach in Massachusetts! — liability insurance is essential.
As you guide students on their wellness journeys, accidents can happen in an instant, leading to costly claims. Yoga teacher liability insurance ensures you’re financially protected to get students the help they need and keep your business thriving.
Yoga Teacher Insurance Requirements in Massachusetts
If you work as a contract yoga instructor in Massachusetts, most studios and fitness centers will require you to carry:
- General Liability Insurance
- Professional Liability Insurance
Insurance Canopy bundles these coverages into one comprehensive policy, with options for add-ons based on your needs.
Even though Massachusetts does not legally mandate yoga instructors to carry insurance, it is strongly recommended for all yoga instructors, including:
- Self-employed yoga instructors
- Yoga instructors who work as W-2 employees at gyms or other facilities
- Online yoga instructors
How Much Does Massachusetts Yoga Instructor Insurance Cost?
Insurance Canopy’s affordable yoga insurance starts at just $15/month or $159/year. For about 44 cents a day, you get $2 million in coverage per claim and $3 million in coverage for the entire policy year!
Your total premium cost is determined by the payment plan (monthly or yearly) you select, plus any optional coverages you add, such as:
- Gear and Equipment Coverage
- Cyber Liability Insurance
- Diet and Nutrition Advice Coverage
- Additional Insureds
The average cost our Massachusetts yoga instructors pay per month is $17.59! In Cape Cod, Pittsfield, and across the U.S., teach confidently with yoga insurance that balances low-cost premiums with strong coverage.
About Insurance Canopy’s Insurance for Yoga Teachers
Insurance Canopy offers the best yoga instructor insurance aligned to your practice’s needs.
- Top-rated carrier
- Instant online purchase and proof of insurance
- 24/7 coverage for wherever* you work
- Comprehensive base policy
- Occurrence-based coverage**
- Customizable with optional coverages
- Transparent pricing at competitive rates
- Licensed support team ready to help
- One policy covers all the yoga styles you teach
- Free resources to grow your business
*Currently not for sale in Missouri.
**All new policies purchased after July 1, 2024 include occurrence-based coverage.
Yoga Teacher Insurance Reviews
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TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025Great and affordable insurance
Peter DAntoni
December 6, 2024Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
I’m just saying that is easy to get the vendors insurance with this company
Silvia Delgado
November 6, 2024Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More
Robert Avila
November 6, 2024Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More
Rebecca Ruby
November 6, 2024 -
Quick easy sign-up convince is great
Vincent Davanzo
November 6, 2024Great to work with. Always available for assistance.
Two Pour Girls Bartending
November 6, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024 -
Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More
Paul Tolle
September 6, 2024I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More
Don Kirby
September 6, 2024Best price I have found! Excited to be a customer
Dustin Price
September 6, 2024
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025 -
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025 -
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025 -
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025 -
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025 -
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025 -
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025
Coverage Details
General & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-Ons
Price
$1.33–$5.55/month
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$8.25/month
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
How to Get a Yoga Teacher Insurance Quote in Massachusetts
- Select “Get a Quote.”
- Customize your policy with add-ons.
- Tell us about your business.
- See your instant quote in the app.
Buy your policy online and get instant proof of insurance — all in under 10 minutes!
FAQs About Massachusetts Yoga Liability Insurance
Yes! Insurance is vital in case of claims related to your yoga instruction. You can get support for scenarios like these:
- You’re leading an Ashtanga yoga class at the Boston Harbor waterfront when a student trips on uneven grass and twists their ankle. They expect you to cover their medical expenses.
- After a few months of power yoga lessons in Springfield, a student claims they have not experienced stress reduction or physical improvement from your instruction. They threaten to sue unless you reimburse their lesson fees.
- During a private session at a rented Worcester studio, a student trips over a yoga block and crashes into a wall mirror, shattering it. The landlord insists you pay for a replacement.
Yes, your insurance policy covers you whether you’re still a student, working part-time, or teaching online! Insurance Canopy’s coverage is designed to flex with your business, no matter where you are in your journey.
You can even choose a monthly payment plan and make changes to your policy through your online dashboard at any time.
Choose a policy that:
- Has an excellent-rated carrier
- Covers your yoga instruction styles
- Covers you at multiple teaching locations
- Fits your budget and offers flexible payment options
- Has an easy-to-file claims system and customer-approved support
Insurance Canopy checks all these boxes so you can feel calm and confident that you’re making the right choice!
General liability insurance covers general damages that occur at your business (think slip-and-falls or damage to a client’s property). Professional liability insurance covers professional mistakes, misinterpreted instructions, or students claiming you didn’t help them meet their fitness goals.
Both of these coverages are essential for yoga instructors and are included in your base policy. Learn more with our Guide to Yoga Liability Insurance.
Yes, your yoga teacher insurance also covers you for other services like meditation, Pilates instruction, reiki, and energy work. Contact us with any questions about covered services!
