Balloon Artist Insurance

Being the Life of the Party Carries Not So Fun Exposures

STARTING AT

$199

Yearly
As Low As

$59

1-3 Day Coverage
4.8/5

Balloon Artist Liability Insurance

A birthday party can take an unpleasant twist when accidental injuries or damages leave you with unhappy customers, legal troubles, or costly claims. Balloon artist liability insurance is designed to cover claims like these, making sure your next balloon animal won’t be your last. Get instant coverage online today!

Backed by
Great American Insurance Group logo

What is Balloon Artist Insurance?

Balloon artist insurance is liability coverage for claims arising from third-party damages or slip-and-fall accidents. It’s designed to shield you from risks associated with your performance or balloon artistry during an event or party.

For example, you accidentally injure a child while creating a giant balloon animal, and the parents sue you to cover the medical expenses. Another example is your gear knocks over a priceless heirloom in the parents’ living room while setting up for your performance and they want to sue you for property damages. Without balloon artist insurance, you could end up paying hefty legal fees or medical bills out of your pocket.

Do I Need Balloon Artist Insurance?

Yes, it protects you from financial loss if one of your clients sues you for damages or injuries sustained during your balloon-twisting performance. Canopy offers balloon artist insurance designed specifically for professional balloon twisters like yourself!

Plus, most venues and event organizers require it. That’s why comprehensive insurance coverage for all events is so important: It helps protect yourself against claims like

  • A child trips over your props, injures themselves, and the parents sue you for medical bills.
  • Your props damage the venues flooring during a performance.
  • Your client claims your performance didn’t live up to your advertised services and sues you for ruining their event.

Coverage Details Limits

Included

General Liability Aggregate Limit

$2,000,000

Products – Completed Operations Aggregate Limit

$2,000,000

Personal and Advertising Injury Limit

$1,000,000

General Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You Limit (Any One Premises)

$300,000

Medical Expense Limit

$5,000

Unlimited Additional Insureds

$10 for Annual and Event

Additional Limits (Annual Only)

Equipment and Gear Coverage

$2,000 policy year

+$7.50/month

$5,000 policy year

+$15/month

Deductible

$250

Excess Liability Coverage ($1,000,000)

+$29.17/month

Cyber Liability Coverage ($100,000)

+$8.25/month

Policy Pricing

Annual Policy – 365 Days Covered

From $18.50/month

Event Policy – 1-3 Days Covered

From $59 per event

A variety of colorful balloon animals in front of a white background, including an orange monkey and a green snake.

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Here's what other people have to say about their experience.

  • Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More

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    November 3, 2024
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    November 3, 2024

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    November 3, 2024

    Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

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    October 12, 2024
  • Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

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    October 7, 2024

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  • Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More

    Paul McNeilly Avatar Paul McNeilly
    November 12, 2024
  • Best customer service I have ever had in regards to insurance.

    Edward Findley Avatar Edward Findley
    November 5, 2024
  • This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too

    Vickie Sundgren Avatar Vickie Sundgren
    November 3, 2024
  • Great to work with. Always available for assistance.

    Courtney Araneo Avatar Courtney Araneo
    November 3, 2024
  • Super easy and convenient. Just renewed, thanks.

    Wendy Berg Avatar Wendy Berg
    November 3, 2024
  • Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

    Fernando Ferreira Avatar Fernando Ferreira
    October 12, 2024
  • Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

    Jacob Smith Jr Avatar Jacob Smith
    October 7, 2024
  • Rey was amazing. So easy! So fast!

    Herman Koch Avatar Herman Koch
    September 30, 2024
  • Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

    Mark Paquin Avatar Mark Paquin
    September 14, 2024
  • Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

    Alana Wyld Avatar Alana Wyld
    September 14, 2024

Balloon Artist Liability Insurance

1-3 Day Coverage: Starting at $59 – As you prepare for your next event, purchase balloon business insurance so you can focus on wowing your guests with your balloon twisting skills.

Frequently Asked Questions About Balloon Artist Insurance

Why Choose Insurance Canopy?

Buying Balloon Artist Insurance from Insurance Canopy is a “twist” in the right direction. You can purchase an event or annual policy in 10 minutes or less online, for instant coverage.

Do you need additional insureds? Many venues or events require you to add them as additional insureds on your policy so they won’t be held liable if something goes wrong because of your performance. You can add one additional insured for $5 or an unlimited amount for $10.

Most venues and events will ask you for proof of insurance before you perform. No sweat. Log in to your dashboard and print your Certificate of Insurance (COI). You can also add additional coverages to your annual policy, such as gear and equipment, cyber liability, and more.

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