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Insurance Canopy’s vitamin and dietary supplement insurance combines general and product liability insurance to help protect your business from otherwise devastating claims. Whether you manufacture, import, wholesale, distribute, or retail nutraceutical products, we’ve got you covered.
Our policies can help you get your products into the supply chain, e-commerce marketplace, and onto the shelves of stores across the nation. Start-ups and new ventures are welcomed.
Calculating the costs of your policy varies on many factors, such as:
If a product your business sells, designs, or produces leads to bodily injury or property damage, you could be named in a lawsuit and face costly claims. Having the right insurance plan can help you mitigate these costs and keep your business operations running smoothly.
If you plan on selling or producing a dietary or vitamin product, most stores and manufacturers require or recommend you have insurance. At Insurance Canopy, we protect most ingestible supplement, herbal, or vitamin-related products, such as:
Nutraceuticals
Vitamins
Topical Creams
Energy & Protien Supplements
Body Cleansers
Compounded & Non-Compounded Herbs
Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeillyBest customer service I have ever had in regards to insurance.
Edward FindleyThis is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie SundgrenGreat to work with. Always available for assistance.
Courtney AraneoSuper easy and convenient. Just renewed, thanks.
Wendy BergCanopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando FerreiraVery easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob SmithRey was amazing. So easy! So fast!
Herman KochAlways treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark PaquinShe is positive and friendly !
Alan DyninExcellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana WyldAffordable plan and very easy to access when I need it
Angela LobiancoAlways easy to use! Thank you!
CahillandDelene Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich BonifazioI have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela FischettiThank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn BozeAlways done very well for us. Highly recommended.
Kenny CasanovaNothing but positive things to say. Great company, have used them for years.
Brandon KennedyI think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf quick and easy to sign up and did not break the bank!!
Michael “Michael”Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert CaudleEasy to apply online, it take 5 mins and get your provf of Insurance.
Francesca WineI had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia BoroczkJust the insurance I needed. I wish the website would allow me to share pages!
Ellen BrodskyThis insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary BlacktonIt was fast and easy.
Vincent CabelloChat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaneyProcess was easy. Relevant information accessible. Platform is very user friendly.
Carolina SantosI've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron CopenhaguenThe agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel HarrisonBeing a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeillyBest customer service I have ever had in regards to insurance.
Edward FindleyThis is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie SundgrenGreat to work with. Always available for assistance.
Courtney AraneoSuper easy and convenient. Just renewed, thanks.
Wendy BergCanopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando FerreiraVery easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob SmithRey was amazing. So easy! So fast!
Herman KochAlways treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark PaquinExcellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld1 Additional Insured: $15, Unlimited Additional Insureds: $30
The most your policy will pay for bodily injury and property damage claims occurring within the policy term that you become legally obligated to pay due to your business services.
$2,000,000*
The maximum amount your policy will pay for bodily injury and property damage claims occurring within the policy term that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$2,000,000*
$1,000,000
The maximum amount paid per incident during the term of the policy.
$1,000,000*
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
An additional cost will be added for this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$100,000
$2,500
*Other limits available on underwriting approval.
According to the Oxford dictionary, nutraceuticals are vitamin, food, and supplement products that contain health-giving additives and have medicinal benefits. Nutraceuticals can be used to increase body function, slow the aging process, supplement daily diet and nutrition, prevent chronic diseases, and improve overall health.
Types of nutraceuticals can range anywhere from a multivitamin to a genetically engineered “designer” food. For example:
While nutraceuticals are typically a blend of natural and pharmaceutical products, they are usually bought over the counter, don’t require a prescription, or contain any pharmaceutical drugs. Generally, they help
supplement a healthy diet, workout performance, and overall lifestyle and wellness.
When selling supplements and vitamins, the best protection comes from having general liability and product liability insurance. This can help cover the cost of third-party claims for bodily injuries or property damage as a result of your business operations or use of your product. It also meets most dietary supplement insurance requirements many retailers and manufacturers require you to have.
For example, if someone slips in your store or a fire destroys part of a building you rent, general liability insurance can cover the medical bills and repair costs. If someone chokes on your supplement, or the packaging leaks and damages a table in their home, dietary supplement product liability insurance can cover legal fees and claim costs.
Need additional information before making a decision?
Give our team a call today at 888.600.0894
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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage.
Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
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Dietary supplement liability insurance can help protect you from claims due to defects, design malfunctions, failure to warn about proper product use, and more.
Whether you manufacture components or assemble completed products, our manufacturer insurance can help protect you from claims due to defects, design malfunctions, failure to warn about proper product use, and more.
Having vitamin product liability insurance product liability insurance for distributors helps protect you from costly legal fees, product recalls, and a damaged reputation.
Often the first person named liable in a claim, having product liability insurance for distributors helps protect you from costly legal fees, product recalls, and a damaged reputation.
Because you work directly with consumers, we help protect you from claims related to your vitamin and supplement products—such as bodily injury or property damage.
Working directly with consumers puts you at high risk of a product liability claim. Retail product insurance can help protect you from product liability claims, general liability claims, and professional liability claims.
From dock to door, our inland marine coverage helps to protect your supplement products, tools, equipment, and other types of moveable property.
From loading dock to loading dock and loading dock to door, we offer inland marine coverage with our product liability insurance for your products, tools, equipment, and other types of moveable property.
Our wholesaler product liability insurance helps to protect your nutraceutical products and business property in the case of theft or damage.
Keeping a large inventory of products means you need more than just coverage for product liability claims. Our wholesaler product liability insurance also helps protect your products and property in the case of theft or damage.