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Pitch-Perfect Liability Insurance Coverage for Performers and Harp Teachers
Log into your AHS member portal to claim your membership discount and keep tuning your risk-management knowledge.
Performer Insurance
as low as
$18.50/month
or $59 per event
Or get event coverage for only $59 per event
Why Harpists Choose Insurance Canopy
In partnership with the American Harp Society, Insurance Canopy is offering Music Teacher Insurance and Performer Insurance at a discount to AHS Members.
Trusted by over 140,000 professionals, Insurance Canopy provides general and professional liability insurance that hits all the right notes for harp teachers and performing musicians.
- Instant Certificate of Insurance (COI)
- 24/7 Online Policy Management
- Flexible Event or Annual Musician Coverage
- Affordable Monthly Payment Options
- Covered Wherever You Teach or Play
- U.S.-Based, Licensed Support Agents Ready to Help
AHS Members Save with Insurance Canopy
Get a $10 discount when you purchase or renew your Performer or Music Teacher Liability Insurance, and $5 off of every Performer event policy—just for being an AHS member! Log into your AHS member portal to claim your membership discount and keep tuning your risk-management knowledge.
Performer Insurance
as low as
$18.50/month
or $59 per event
Or get event coverage for only $59 per event
What Does Performer Liability Insurance Cover?
Performer insurance is liability coverage for claims due to your performance, rehearsal, recording, or promotion. Whether you’re a full-time, part-time, or gig musician, you can be covered for accidents at venues from weddings to corporate events.
Coverage Details
Included
The most your policy pays when your business is legally responsible for harm to others or their property. Your limit amount refreshes every policy period (every year or every event).
$2,000,000
The most your policy pays when the products you use to perform cause harm to others or their property. It doesn’t cover products you sell or distribute.
$2,000,000
The amount your policy will pay for one or more of these claims:
– False arrest, detention, or imprisonment
– Malicious prosecution
– Wrongful eviction or wrongful entry
– Slander or libel
– Violation of privacy
– Advertising mistakes
$1,000,000
The maximum amount paid per incident during the policy period.
$1,000,000
Coverage for fire damage to spaces you rent. If you occupied the premises for seven (7) days or less, coverage for the space and its contents applies regardless of what caused the damage.
$300,000
Medical bill coverage for others’ injuries due to your business, no matter who is at fault.
$5,000
Additional Limits
Increases the amount of the general liability limit.
$1,000,000
Payment for liability due to data breaches or cyberattacks on your business.
$100,000
What Does Music Teacher Liability Insurance Cover?
Music teacher insurance is essential coverage for claims such as third-party property damage, student injury, and more. It’s a must for you if you instruct harp students in-person, online, give private lessons, or teach publicly for a school or organization. It can also cover your personal liability for gigs if you’re a teacher who also performs.
These included coverages protect against your biggest teaching and performance risks:
Coverage Details
Coverage types and limits included in liability insurance for music teachers:
$2,000,000
$1,000,000
Included
$1,000,000
$300,000
Included
Optional Add-Ons
Payment for liability due to data breaches or cyberattacks on your business
$4,000
Why Liability Insurance Is Instrumental for Harpists
Whether you teach harp lessons, book gigs, or both, mistakes happen – and not just a dropped note. Liability Insurance is made to protect you from paying out of pocket for expensive claims.
Students accidentally damage the venue where you’re holding your recital. You’re legally responsible for the property damage.
A phishing attack steals the credit card info you collected for student and gig payments. You are served with a data breach lawsuit.
You bump a wall while transporting your harp and leave a large dent. The venue holds you responsible for repairs.
Get covered instantly.
An audience member at your show hurts themselves and names you in the lawsuit, citing too many people in the venue.
Heavy audio equipment falls on a student in your studio, injuring them.
All policies have conditions, limitations, and exclusions. Please read the policy for exact verbiage. Claim circumstances vary and similar claims do not guarantee coverage.
Trusted by Over 140,000 Small Businesses Like Yours
Listen to the symphony of happy customers from Insurance Canopy’s over 420 Google reviews.
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Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
She is positive and friendly !
Alan Dynin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024 -
Always easy to use! Thank you!
CahillandDelene
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Rich Bonifazio
July 12, 2024I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024 -
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
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Brandon Kennedy
July 5, 2024 -
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf
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Michael “Michael”
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Robert Caudle
April 7, 2024 -
Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
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April 4, 2024Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
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Vincent Cabello
March 31, 2024Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
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March 27, 2024 -
Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguen
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Lionel Harrison
March 26, 2024
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Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024 -
Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024
