Yoga Teacher Insurance
Empower Your In-Person and Online Yoga Classes
The Best Yoga Teacher Insurance
We’re here to support your practice. Insurance Canopy provides low-cost, top-rated insurance for yoga teachers and fitness instructors for as little as $0.44/day. Our policies meet or exceed most insurance requirements to help you land new teaching opportunities and stay centered when common claims arise.
Plus, you get automatic access to exclusive benefits curated to help your yoga business grow — at no additional cost to you!
Affordable
The cheapest yoga insurance that doesn’t compromise on coverage. Save an average of 19% a year on premiums compared to other popular policies.
Quick
Flow into peace of mind in 10 minutes or less. Get a free quote, buy online, and receive instant proof of insurance to meet studio requirements.
Customizable
Your base policy starts with a strong core: general and professional liability. Choose optional add-ons, pay monthly or yearly, and manage everything online 24/7.
What Is Yoga Teacher Insurance?
Yoga teacher insurance is a safety net that helps cover the risks of yoga instruction, like student injuries during classes, property damage to rented studios, and other legal claims. When accidents happen, our insurance coverages work together to keep your practice strong and protected from every angle.
How Much Does Yoga Teacher Insurance Cost?
Our yoga insurance costs start at $159/year or $15/month. For as low as 44 cents a day, get general and professional liability coverage that lets you breathe easy.
We keep the cost of your insurance clear and simple so you always know what to expect. Here are some of the highlights:
- Unlimited number of students
- The same price wherever you live, for every yoga style
- Covers you anywhere you teach — online, home, studio, and events
- Customizable with extra coverage, payment plans, and other add-ons
Our policy gives you the most for the lowest price.
Do Yoga Teachers Need Insurance?
Yes, yoga liability insurance is a much-needed investment in your business’ future. Getting insured is like using good form — it protects your movements for a safe and sustainable practice.
What Insurance Does a Yoga Teacher Need?
General Liability Insurance
Protection against payouts for bodily injuries and property damage.
Example: A student drops their heavy water bottle and dents the studio floor.
Professional Liability Insurance
Coverage for bodily injuries that result from advice you give during class.
Example: A student overstretches a muscle during a pose.
Medical Expense Coverage
Payment for medical bills if someone gets hurt while you teach them, no matter who is at fault.
Example: A student becomes overheated during a hot yoga class.
Gear & Equipment Coverage
Help with the cost of replacing lost, broken, or stolen gear. (This optional coverage is here if you need it.)
Example: A student accidentally steps on and crushes your streaming camera.
What Is Covered By Yoga Teacher Liability Insurance?
- Property Damage: Repair costs for accidental damage to property you rent
- Malpractice (also called “errors and omissions”): Payment for injuries and damage caused by your teaching
- Bodily Injury: Medical bills for accidental injuries
- Equipment Loss: Reimbursement if your gear is stolen or damaged
- Illnesses: Coverage to treat illnesses that result from your classes
- Lifetime Protection: Ability to file a claim related to a client injury that occurred during a policy term after the term expires — even years later (occurrence-form policy)
See some examples of real claims yoga instructors have faced and learn strategies for minimizing your risk.
Coverage Details
General & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-Ons
Price
$1.33–$5.55/month
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$8.25/month
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
FAQs About Liability Insurance for Yoga Teachers
How Do I Get a Quote for Yoga Insurance?
- Choose Yoga on the first page
- Opt-in to any additional coverages
- Input the requested business and location info
- Select the date you want your policy to take effect — including same-day if needed!
- Click continue and review your coverage details and cost quote
At checkout, you can compare premium quotes based on monthly or annual payments before submitting your final information.
How Can I Customize My Yoga Teacher Insurance?
We have your back with flexible yoga liability insurance payment options — choose monthly or yearly! Need extra protection? Add optional coverages based on your practice and your budget:
- Gear & Equipment Coverage (Inland Marine Insurance)
- Cyber Liability Insurance
- Diet & Nutrition Coverage
What Teaching Styles Will Yoga Insurance Cover?
Your Insurance Canopy yoga instructor insurance will cover most styles currently practiced, including Bikram, Buti, Hatha, Vinyasa yoga and more.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Find the Best Yoga Insurance With Insurance Canopy
Hear why yoga teachers and fitness professionals love their experience with us.
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Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
October 7, 2024Rey was amazing. So easy! So fast!
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
September 14, 2024She is positive and friendly !
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
September 14, 2024 -
Affordable plan and very easy to access when I need it
July 13, 2024Always easy to use! Thank you!
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
July 12, 2024 -
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More so now they are organized, eager to please, and polite. They merit 5 stars now! Thank you.
July 12, 2024Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
July 5, 2024Always done very well for us. Highly recommended.
July 5, 2024 -
Nothing but positive things to say. Great company, have used them for years.
July 5, 2024I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More me when my policy is gong to expire. In addition, their costs are fair and reasonable.
July 5, 2024quick and easy to sign up and did not break the bank!!
April 8, 2024 -
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More the request came in on our first purchase of many.
April 7, 2024Easy to apply online, it take 5 mins and get your provf of Insurance.
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More processing fees. That was not the case with Insurance Canopy and prompted me to buy all the protection I need at a great price. Thank you for the easily navigated website as well.
April 4, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
April 2, 2024Just the insurance I needed. I wish the website would allow me to share pages!
April 2, 2024It was fast and easy.
March 31, 2024 -
Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More good and you can bind a policy in minutes. My band is called Collective Vibes Duo and you can find us on all the social channels under that name
March 27, 2024Process was easy. Relevant information accessible. Platform is very user friendly.
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
March 26, 2024 -
I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
March 26, 2024great experience so far, always able to reach a human representative on the phone!
March 25, 2024Insurance Canopy gives me peace of mind for my practice.
March 25, 2024 -
Very easy process to get peace of mind
March 25, 2024Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.
March 25, 2024Super friendly service..
March 25, 2024
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Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
October 7, 2024 -
Rey was amazing. So easy! So fast!
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
September 14, 2024 -
She is positive and friendly !
September 14, 2024 -
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
September 14, 2024 -
Affordable plan and very easy to access when I need it
July 13, 2024 -
Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
July 12, 2024 -
Always easy to use! Thank you!
July 12, 2024 -
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More so now they are organized, eager to please, and polite. They merit 5 stars now! Thank you.
July 12, 2024
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*Not currently available in Missouri.
**All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.