Concession Insurance

Protect your business today with concession insurance from Insurance Canopy!

1-90 Days of Coverage

Starting at

^$49/event

Where You're Covered

Exhibitor Insurance Coverage

Exhibitor insurance has you covered for any business-to-business (B2B) or consumer-facing event, whether you operate from a booth, kiosk, stall, or stand.

General Vendors & Exhibitors

Artists & Crafters

DJs & Entertainers

Food & Concessions

Liquor Vendors

Photographers & Videographers

What is Concession Insurance?

Concessionaire insurance is general liability coverage designed for vendors who operate at fairs, festivals, stadiums, and other events. It can protect you against common claims like third-party bodily injury and property damage, which can absorb some or all of your financial responsibility.

A single accident can result in huge expenses for concessionaires, cutting into profits and sometimes even forcing businesses to close. Concession liability insurance mitigates this risk, safeguarding your assets so you can operate with confidence.

Concessionaire Coverage Options

Insurance Canopy also offers optional add-ons for annual policyholders who want to expand their coverage options. With an annual policy, you can opt into any or all of these for an added layer of protection:

Tools and Equipment: helps pay to replace or repair your business-essential gear if it’s broken or stolen
Cyber Liability: covers cybercrime-related claims resulting from ransomware or data breaches
Excess Liability: increases your policy limits to cover higher claim amounts

Liquor Liability Coverage

Does your concession business sell alcohol? We have you covered there, too!

If cocktails or beer are always on your menu, we offer annual liquor liability insurance to protect you if an intoxicated customer stirs up some trouble.

Only serving up spirits for a single event? No problem! We offer short-term liquor liability insurance that covers you for one to three days.

Who Needs Concession Insurance?

All mobile businesses need to carry concession stand insurance. This includes concession carts, trucks, trailers, and pop-up vendors.

If a customer trips into your craft booth or a gust of wind knocks your display into a nearby car, you could be financially responsible for medical bills, repair costs, and legal fees. Concessionaire insurance covers some or all of those expenses so you don’t have to pay out of pocket.

How Much Does Concessionaire Insurance Cost?

Concession insurance starts as low as $49 per event*. Vendors who need year-round coverage can opt for an annual policy for as low as $18.50 per month**.

Depending on the types of coverage you select, your business’s gross income, and the state you operate in, your premium cost could be higher.

* The lowest pricing is based on Arts and Crafts policies.
** The $18.50 per month pricing is based on DJ and Entertainers policies.

Protect Your Business With Concession Insurance

Before you head to the next festival, convention, or expo, safeguard your business with concession insurance from Insurance Canopy. We’re here to watch your back so you can focus on doing what you do best.

FAQs About Concession Insurance

Can I Get 1-Day Concession Insurance?

Yes! You can select a short-term or long-term policy based on your business needs. Options range from 1 to 90 days or coverage.

Do I Need Insurance to Sell at a Concession Stand?

Yes! Many venues and event coordinators require vendors to show proof of insurance before they can participate. Even if your event doesn’t require it, concession stand insurance offers essential protection that can save you big bucks in the long run.

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

What People Are Saying

Insurance Canopy is your one-stop shop for reliable, affordable liability insurance.

Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More

Paul McNeilly
November 12, 2024

Best customer service I have ever had in regards to insurance.

Edward Findley
November 5, 2024

This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too

Vickie Sundgren
November 3, 2024
Great to work with. Always available for assistance.

Courtney Araneo
November 3, 2024

Super easy and convenient. Just renewed, thanks.

Wendy Berg
November 3, 2024

Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

Fernando Ferreira
October 12, 2024
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

Jacob Smith
October 7, 2024

Rey was amazing. So easy! So fast!

Herman Koch
September 30, 2024

Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

Mark Paquin
September 14, 2024
She is positive and friendly !

Alan Dynin
September 14, 2024

Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

Alana Wyld
September 14, 2024

Affordable plan and very easy to access when I need it

Angela Lobianco
July 13, 2024
Always easy to use! Thank you!

CahillandDelene
July 12, 2024

Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well

Rich Bonifazio
July 12, 2024

I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More

Angela Fischetti
July 12, 2024
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!

Jamilyn Boze
July 5, 2024

Always done very well for us. Highly recommended.

Kenny Casanova
July 5, 2024

Nothing but positive things to say. Great company, have used them for years.

Brandon Kennedy
July 5, 2024
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More

susanf
July 5, 2024

quick and easy to sign up and did not break the bank!!

Michael “Michael”
April 8, 2024

Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More

Robert Caudle
April 7, 2024
Easy to apply online, it take 5 mins and get your provf of Insurance.

Francesca Wine
April 6, 2024

I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More

Lucia Boroczk
April 4, 2024

Just the insurance I needed. I wish the website would allow me to share pages!

Ellen Brodsky
April 2, 2024
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.

Hillary Blackton
April 2, 2024

It was fast and easy.

Vincent Cabello
March 31, 2024

Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More

Patrick McElhaney
March 27, 2024
Process was easy. Relevant information accessible. Platform is very user friendly.

Carolina Santos
March 26, 2024

I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!

Aaron Copenhaguen
March 26, 2024

The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel

Lionel Harrison
March 26, 2024

Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More

Paul McNeilly
November 12, 2024
Best customer service I have ever had in regards to insurance.

Edward Findley
November 5, 2024
This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too

Vickie Sundgren
November 3, 2024
Great to work with. Always available for assistance.

Courtney Araneo
November 3, 2024
Super easy and convenient. Just renewed, thanks.

Wendy Berg
November 3, 2024
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

Fernando Ferreira
October 12, 2024
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

Jacob Smith
October 7, 2024
Rey was amazing. So easy! So fast!

Herman Koch
September 30, 2024
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

Mark Paquin
September 14, 2024
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

Alana Wyld
September 14, 2024