Entertainment Business Insurance
Purchase top-rated entertainment business insurance policies by choosing your specialty below. General liability coverage available from carriers with “A+” ratings.
Don’t need annual coverage? We offer 1-3 day coverage from $59.
Affordable Small Business Insurance Coverage for Performers and Entertainers
What is Entertainment Insurance?
Entertainment insurance is a type of protection for your professional services as an entertainer or performer. Our insurance is meant to protect your business against claims of recklessness or carelessness and failure to provide professional services while on the job. You can do what you love with peace of mind knowing you have coverage for claims of bodily injury, property damage, or loss of personal property.
How Much Does Entertainment Insurance Cost?
There are two entertainment insurance policies you can choose from—an annual policy or an event policy. Annual payments start at $199 for the year or $16.58 monthly for 12 months. The annual policy is ideal for performers and entertainers who need constant coverage year-round.
The event policy is active for 1–3 days and starts at $59. If you are performing for a single event or a weekend, the event policy is just right for you. You can add additional insurance limits to this policy to meet your venue’s requirements.
Keep in mind that these prices are for the base policies but you can get customized entertainment insurance by adding additional coverages to your policy at an extra cost.
What Does Entertainment Business Insurance Include?
View the coverage details for an entertainment insurance policy:
General Liability
Limit Per Policy: $2 million
Also known as public liability insurance for the entertainment industry, this coverage helps to protect your business from third-party bodily injury or property damage claims that occur while interacting with the public. For example, a fan tripping and falling during your performance, a piece of equipment damaging a venue, or a spectator getting hit and injured by a prop.
Equipment & Gear
(Annual Policy Only)
Limit Per Policy: $1M
Equipment and Gear coverage is designed to save you time and money. You rely on your equipment and gear to bring your show to life. If it’s damaged or stolen during your performance, our entertainment public liability insurance offers coverage to get it quickly replaced.
Damage to Premises Rented to You
Limit Per Policy: $300,000
As an entertainer, you run the risk of scratching, scuffing, or damaging the stages you perform on or the venues you perform in. Protect the premises you rent at no additional cost with your entertainment insurance from Insurance Canopy.
Personal & Advertising Injury
Limit Per Policy: $1 million
Personal and advertising injury insurance can be especially important for someone in the entertainment industry, which often involves creative expression and public image. For example, if an actor or musician is sued for defamation or infringement of copyright, Insurance Canopy can help cover the costs of legal defense and any damages that are awarded against them.
Products Completed Operations Aggregate
Limit Per Policy: $2 million
Selling merch is often a great revenue stream for entertainers. Any defective merchandise that causes a client harm is protected with our entertainment insurance coverage. It also protects you if an audience member suffers an injury from your performance.
Coverage Details Limits
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Additional Limits
Event Policy (1-3 days)
$59
Annual Policy
From $199
Why Entertainment Insurance From Insurance Canopy
Easy
Direct 24/7 access to online, no-hassle applications where you can purchase general liability insurance coverage in 10 minutes or less. Enjoy the option of monthly payments with our annual plan or save with a one-time purchase.
Efficient
Get instant quotes from an “A+ rated” entertainment insurance company, compare policies side by side, and select the one that best fits your needs. We offer general liability insurance with the option to add on endorsements or additional insureds
Reliable
Frequently Asked Questions About Entertainment Insurance
Why Do You Need Entertainment Insurance for Your Business?
As an entertainer, you can be held liable when your business operations cause illnesses, injuries, or damages to the venue or attendees. These incident claims could sweep away your entire business. Having insurance provides a financial safety net, so if an accident occurs, you won’t have to pay hefty out-of-pocket costs. Here are several other reasons why you should have entertainment insurance coverage:
- You may face some liability risks unique to performers and entertainers such as setting up shows, equipment, fog machines, or stages.
- Venues may require you to show proof of insurance before hiring you or allowing you to operate on their property.
- While venues usually carry insurance, your personal property will not be covered in the event of a claim. If there is a claim that lists you or your group, you will also not have coverage from the venue.
- Wedding venues, concert halls, and other places may require you to add them as an additional insured to your entertainment business insurance policy before allowing you to perform.
- If you use your own equipment and transport it to multiple locations, you will want to protect your equipment against theft, damage, or loss with inland marine coverage.
What Are Common Risks That Entertainers Face?
A common claim entertainers and performers face is a party guest tripping on their equipment. If they trip on your speaker cords and sustain an injury, you can be held responsible for any medical bills because of failure to maintain a safe environment.
If your sound equipment or instruments sustain damage during an event – from spilled refreshments or an accident from an attendee – Equipment & Gear Coverage can come in handy to help you replace your tools of the trade! Also known as Inland Marine Insurance, this is an optional coverage you can add to your base policy.
And finally, if your equipment damages the venue’s property, like scratching the hardwood floor, you can be held liable to fix the damage. With insurance, you won’t need to pay for all of these expenses out of your own pocket. You would be able to file a claim and have professional assistance.
Is My Entertainer Equipment Covered?
While you’re filling out an annual online application, you can add Equipment & Gear Coverage to your base annual policy. This coverage ranges from an additional $6.00 to $12.50 per month on top of your annual policy and can cover up to $5,000 per policy year. Equipment Coverage is designed to cover your business’s personal property like equipment, supplies, or inventory. However, it does not cover structural property like a building.
The entertainers’ event policy is not eligible for Equipment & Gear Coverage.
Is Your Policy Active Immediately?
Yes. You set the effective date of your entertainment insurance policy when you are filling out the simple online application. Coverage for your business can begin today, as soon as your purchase is complete. If you would like for the coverage to begin on a specific day, you will have the chance to specify that date on your application. Your policy documents will also be available to download from your online account immediately after purchase.
What Will You Need to Fill Out an Online Application?
Filling out an application is easy and only takes 10 minutes. The best part is you don’t need to request a quote for entertainment insurance. Here is what you’ll need to provide on your application:
- Personal information (name, address, business information)
- Business operation information (gross sales, type of events, number of years in business, etc.)
- Knowledge of previous insurance claim history
- Details for Additional Insureds, tenants, or landlords that will be added.
- Payment information
You're In Good Company With Insurance Canopy
Here's what some of our over 14,700 customers have to say about their experience.
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TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025Great and affordable insurance
Peter DAntoni
December 6, 2024Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
I’m just saying that is easy to get the vendors insurance with this company
Silvia Delgado
November 6, 2024Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More
Robert Avila
November 6, 2024Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More
Rebecca Ruby
November 6, 2024 -
Quick easy sign-up convince is great
Vincent Davanzo
November 6, 2024Great to work with. Always available for assistance.
Two Pour Girls Bartending
November 6, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024 -
Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More
Paul Tolle
September 6, 2024I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More
Don Kirby
September 6, 2024Best price I have found! Excited to be a customer
Dustin Price
September 6, 2024
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025 -
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025 -
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025 -
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025 -
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025 -
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025 -
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025
