How a CrossFit Waiver Can Help Protect Your Training Business
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Top-Rated Insurance That Stretches to Meet Your Coaching Needs
Gymnastics insurance is essential coverage that includes both general and professional liability to protect gymnastics coaches and instructors financially.
Balance beams, uneven bars, somersaults — your sport requires careful training because of its inherent physical risks. Even under your professional guidance, accidents can still happen. With gymnastics insurance coverage, you won’t have to pay for damages like student injury, property damage, and more on your own.
Gymnastics liability insurance gives you peace of mind so your business can stick the landing on and off the mat.
General liability insurance is coverage for third-party (student or other) bodily injury or property damage. This insurance can pay for general claims that occur from you operating your gymnastics business.
Professional liability insurance is coverage for your professional services, i.e. your gymnastics instruction. This can cover you for claims of negligence and even for students dissatisfied with your coaching.
Personal and advertising injury coverage protects you financially from paying for non-physical damages, such as libel, slander, invasion of privacy, and copyright infringement.
Products and completed operations coverage can pay for injury or property damage caused by the products or equipment you use, as well as your completed services (i.e. a session or class).
Coverage for damage to premises rented to you can pay to repair damage to your rented space caused by your gymnastics coaching business.
Whether or not you’re at fault, the medical expense limit can pay for medical bills if a third party is physically injured as a result of your gymnastics coaching business.
If you coach or teach gymnastics, you need liability insurance to safeguard your business.
Gymnastics insurance is tailored for:
Most facilities require you to carry insurance — and list them as an additional insured on your policy — as a requisite to employment or contract work.
Insurance Canopy’s coverage enables you to check off these requirements easily and focus on what matters. No wobbles, no slips — just reliable protection that makes sense.
Insurance Canopy’s gymnastics insurance starts at just $15/month. Or save nearly 12% with one annual payment of $159. Either way, get one of the most affordable policies on the market compared to the average gymnastics insurance cost!
Our customizable approach to insurance ensures you pay only for what you need. Enhance your policy with any of our optional add-ons:
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General & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-ons
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$100,000
Included when added
+$15
+$30
You need insurance as a gymnastics coach to protect your business, bank account, and reputation when risks turn into reality. Even under the strictest precautions and your watchful eye, students — and others! — can get hurt in an instant.
Having insurance means you won’t have to pay out of pocket to make things right and to keep doing what you love. You may even be required to carry insurance to work at certain schools or facilities. For peace of mind that you won’t have to put your coaching on hold, it’s a smart investment to get covered.
The list of “what-ifs” is endless. Having the right gymnastics insurance coverage is like the ultimate crash mat that softens the financial blow when mishaps occur.
Yes! Insurance Canopy’s coverage includes mobile gymnastics insurance. Your coverage goes wherever you coach.
This means you’re covered for incidents that occur at any of your coaching locations, as well as at competitions and events.
If you work at multiple locations that require you to list them as additional insureds, your best value is to opt for unlimited additional insureds for only $30/year!
Though your policy includes coverage for over 100 fitness styles, please note that there are some exclusions, including aerial, water, and martial arts fitness methods.
This policy is designed to cover individual coaches or instructors, so it does not cover gyms, studios, schools, or recreational centers.
Have questions? We can help! Contact us today.
Your gymnastics insurance coverage bundles the two main types of insurance you need: general and professional liability insurance. Your policy includes industry-preferred coverage of $2 million per claim (occurrence) and $3 million for the whole policy year (aggregate), so you know you’ll be covered when it counts.
If you need help selecting the coverage that’s right for you, our licensed agents would love to walk you through it. Give us a call at 844.520.6993.
Getting your free quote is easy:
The best part? You can get insured in under 10 minutes and get to coaching fast.
Still have questions regarding liability insurance for personal trainers? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.
Phone: 844.520.6993
Email: info@insurancecanopy.com
You’re coaching athletes through another challenging WOD — business as usual. But unexpectedly,
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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage.
Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
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