Product Liability Insurance For Cleaning Products
Protect Your Cleaning Products Business Today
Canopy & Product Liability Insurance For Cleaning Products
Product liability insurance for cleaning products offers companies who manufacture, import, or distribute cleaning products protection against lawsuits and claims that arise from their cleaning products’ exposure on the market. Everyday, people use cleaning products in their homes, their workplaces, and everywhere in between to ensure clean, safe spaces. Cleaning products come in contact with individuals all the time and ingredients in some products could cause damage or allergic reactions, resulting in a costly lawsuit. Insurance Canopy is a leader in the product liability insurance world and can help you protect your business and get your products into the hands of those who need them.
Quick Quote Turnarounds
With an efficient, streamlined process, Insurance Canopy can provide you with a quote within 48-72 hours. Our team has over a decade of experience in the insurance industry and can help you meet needed insurance requirements. They can help you understand the details of your business, answer any questions you may have, and help you focus on what’s important--your business.
Support From Experienced Agents
Succeeding in the ecommerce industry means consulting with professionals who can help you progress and meet industry standards. Our agents are well-versed in the needs of cleaning products designers, manufacturers, and distributors, and can help you find the necessary coverage for your specific business.
Understand Retail Requirements
Navigating retailer contract requirements in relation to insurance can be confusing. We can help you understand what you’ll need to break into the retail space. With years of experience reviewing the insurance portion of retail contracts, our agents can help you understand what your business needs to meet these requirements.
Coverage Details
General Liability Limits
The most your policy will pay for bodily injury and property damage claims, occurring during your coverage, as a result of your business operations.
$2,000,000
This is the maximum amount your policy will pay in a 12-month period for product liability claims and completed operations claims.
- Product Liability claims are the result of bodily harm or property damage incurred by your products
- Completed Operations claims are the result of bodily harm or property damage incurred by business operations conducted away from your business’s premises—even after business operations have been completed or abandoned
$2,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
The maximum amount paid per incident during the term of the policy.
$1,000,000
Applies to damage by fire to premises rented to you and to damage, regardless of cause, to premises (including contents) occupied by your business for 7 days or more for fire, 7 days or less for other types of covered damage.
$300,000
May provide protection from losses resulting from a data breach or the loss of electronically-stored confidential information.
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A no-fault medical coverage that allows you to cover medical or funeral expenses for an individual up to the issued limit—without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.
$5,000
Insurance Highlights
- Additional Insured Endorsements
- Inland Marine Coverage
- Hired/Non Owned Auto Coverage
- Employee Benefits Liability
- Trade-show Coverage
- Product Withdrawal Coverage
Business Classes
- Sellers, manufacturers, importers, and distributors
- Household products
- Industrial products
- Medical sanitizing product
- Natural cleaning products
Questions About Cleaning Products Insurance
Product liability insurance for cleaning products protects those who produce, manufacture, distribute or sell cleaning products from liability claims that may arise from their products’ exposure to consumers. If your product causes bodily injury or property damage to another person or piece of property, you could be held responsible for the costs associated with those damages. Defense costs alone could put a business under.
Product liability insurance can protect your business from claims arising from your cleaning products that have been sold in the marketplace. Every product carries unique risks, and Insurance Canopy can help protect you against those risks.
The cleaning product you sell exposes you and your business to lawsuits. The median product liability award in 2017 was $1.5 million. One of the main issues business owners have faced and continue to, is concerns around liability arising from their products and operations. In our litigious society, more and more third-party lawsuits are being filed, and you can’t keep your business exposed to that risk.
Under the definition of “strict liability,” a person who is injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent. Attorneys costs, court fees, medical bills, and settlement costs can accumulate at a staggering rate. Not having liability coverage puts everything you have built at risk.
Product liability insurance from Insurance Canopy for your cleaning products can help protect your business from claims arising from your products and likely protect you from paying for a lawsuit out of your own pocket.
The cost of product liability insurance is much more cost effective than the amount you’d have to shell out if your business was involved in a lawsuit. The cost of liability coverage for cleaning products is based on many variables which include: the product you manufacture, distribute or sell, the volume of sales, where your organization fits in within the chain or commerce, geographical location, and so on.
Our agents can help you find the best competitively-priced premium for your policy.
Your product liability insurance policy for cleaning products can be tailored to fit the unique needs of your business. We’ll provide coverage options for your product liability policy based upon the exposures that you may have.
Our product liability policy provides coverage for the cleaning products or goods manufactured, sold, handled, distributed, or disposed of by you and/or your company. The policy also includes protection from providing, or failure to provide, warnings or instructions about your products.
Canopy provides product liability insurance for cleaning products to both large and small businesses.
Yes! If you were to ever face a lawsuit you would be glad you had cleaning products insurance. The financial fallout alone could be enough to put you out of business. Insurance could help you
Insurance Canopy now offers Cyber Liability Insurance and can be added to your policy during your application process.
Need additional information before making a decision?
Give our team a call today at 888.600.0894
Cleaning Products Insurance
Good, Clean, Coverage — With affordable coverage from A rated insurance carriers, you can have peace of mind knowing you have the coverage your business needs.
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