Yoga Insurance Florida
Protect your practice in the Sunshine State with top-rated yoga liability insurance from Insurance Canopy. Whether you host beach yoga sessions, teach online, or rent studio space, feel grounded with peace of mind knowing you’re covered against common claims.
What Does Yoga Teacher Insurance Cover?
Yoga teacher insurance covers third-party claims relating to your business. Our base policy includes coverage for:
- General liability: Can pay for claims like student slip-and-falls or damage to their property
- Professional liability: Can cover claims specifically related to your instruction and advice, such as student injury or unmet expectations
- Products and completed operations: Designed to cover accidents caused by the products you use during class or your instruction once a student leaves your business
- Personal and advertising injury: Can pay for non-physical damages, such as libel, slander, copyright infringement, or invasion of privacy
- Damage to premises rented to you: Coverage for accidental fire damage to the space you rent
- Medical expenses: Can pay for student medical bills if they’re injured — whether or not you’re at fault
Do Yoga Teachers Need Insurance in Florida?
From Jacksonville to Miami — no matter where you teach in Florida! — liability insurance is essential.
As you guide students on their wellness journeys, accidents can happen in an instant, leading to costly claims. Yoga teacher liability insurance ensures you’re financially protected to get students the help they need and keep your business thriving.
Yoga Teacher Insurance Requirements in Florida
If you work as a contract yoga instructor in Florida, most studios and fitness centers will require you to carry:
- General Liability Insurance
- Professional Liability Insurance
Insurance Canopy bundles these coverages into one comprehensive policy, with options for add-ons based on your needs.
Even though Florida does not legally mandate yoga instructors to carry insurance, it is strongly recommended for all yoga instructors, including:
- Self-employed yoga instructors
- Yoga instructors who work as W-2 employees at gyms or other facilities
- Online yoga instructors
How Much Does Florida Yoga Instructor Insurance Cost?
Insurance Canopy’s affordable yoga insurance starts at just $15/month or $159/year. For about 44 cents a day, you get $2 million in coverage per claim and $3 million in coverage for the entire policy year!
Your total premium cost is determined by the payment plan (monthly or yearly) you select, plus any optional coverages you add, such as:
- Gear and Equipment Coverage
- Cyber Liability Insurance
- Diet and Nutrition Advice Coverage
- Additional Insureds
The average cost our Florida yoga instructors pay per month is $16.63! In the southeasternmost state and across the U.S., teach confidently with yoga insurance that balances low-cost premiums with strong coverage.
About Insurance Canopy’s Insurance for Yoga Teachers
Insurance Canopy offers the best yoga instructor insurance aligned to your practice’s needs.
- Top-rated carrier
- Instant online purchase and proof of insurance
- 24/7 coverage for wherever* you work
- Comprehensive base policy
- Occurrence-based coverage**
- Customizable with optional coverages
- Transparent pricing at competitive rates
- Licensed support team ready to help
- One policy covers all the yoga styles you teach
- Free resources to grow your business
*Currently not for sale in Missouri.
**All new policies purchased after July 1, 2024 include occurrence-based coverage.
A (Nearly) 5-Star Rating!
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Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
She is positive and friendly !
Alan Dynin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024 -
Always easy to use! Thank you!
CahillandDelene
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich Bonifazio
July 12, 2024I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024 -
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn Boze
July 5, 2024Always done very well for us. Highly recommended.
Kenny Casanova
July 5, 2024Nothing but positive things to say. Great company, have used them for years.
Brandon Kennedy
July 5, 2024 -
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf
July 5, 2024quick and easy to sign up and did not break the bank!!
Michael “Michael” Jobe
April 8, 2024Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle
April 7, 2024 -
Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia Boroczk
April 4, 2024Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
April 2, 2024It was fast and easy.
Vincent Cabello
March 31, 2024Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaney
March 27, 2024 -
Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguen
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison
March 26, 2024
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Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024 -
Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024
Coverage Details
General & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-Ons
Price
$1.33–$5.55/month
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$8.25/month
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
How to Get a Yoga Teacher Insurance Quote in Florida
- Select “Get a Quote.”
- Customize your policy with add-ons.
- Tell us about your business.
- See your instant quote in the app.
Buy your policy online and get instant proof of insurance — all in under 10 minutes!
FAQs About Florida Yoga Liability Insurance
Yes! Insurance is vital in case of claims related to your yoga instruction. You can get support for scenarios like these:
- You’re leading a sunset yoga class at South Beach in Miami when a student trips on uneven sand, twists their ankle, and demands you cover their medical expenses.
- A month after attending your power yoga class at a fitness center in Tampa, a student reports chronic wrist pain and blames a pose you instructed. They file a claim for medical expenses and lost wages.
- During a private session at a rented St. Petersburg studio, a student trips over a yoga block and crashes into a wall mirror, shattering it. The landlord insists you pay for a replacement.
Yes, your insurance policy covers you whether you’re still a student, working part-time, or teaching online! Insurance Canopy’s coverage is designed to flex with your business, no matter where you are in your journey.
You can even choose a monthly payment plan and make changes to your policy through your online dashboard at any time.
General liability insurance covers general damages that occur at your business (think slip-and-falls or damage to a client’s property). Professional liability insurance covers professional mistakes, misinterpreted instructions, or students claiming you didn’t help them meet their fitness goals.
Both of these coverages are essential for yoga instructors and are included in your base policy. Learn more with our Guide to Yoga Liability Insurance.
Yes, your yoga teacher insurance also covers you for other services like meditation, Pilates instruction, reiki, and energy work. Contact us with any questions about covered services!
