Energy Healing Insurance
- Protect your practice from client injuries or property damage
- Stay covered against claims of ineffective or harmful services
- Keep your tools safe from theft, damage, or loss
“Energy Healer faces a $40,000 lawsuit after a client claims their session worsened their condition.”
It’s a scenario no one wants — but it could happen.
Insurance Canopy has you covered.
Why Do Energy Healers Need Insurance?
Your mission is to help clients find balance, peace, and renewed energy flow. Don’t let the risks of everyday practice (from misunderstandings with clients to accidents in your workspace) result in costly legal claims. Whether you specialize in Reiki, reflexology, aromatherapy, breathwork, or acupressure, this work is done to serve others — so let us take care of you!
If an unstable reiki table causes a client injury
General liability insurance takes care of the medical bills, so you don’t have to.
If a client claims your services caused physical or emotional distress
Professional liability coverage helps cover legal fees, protecting your practice.
If a client drops and shatters your crystal sound bowls
Our tools and equipment coverage ensures you can replace your essentials.
If a candle sparks a fire in your studio, causing damage
We reimburse you for repairs, so you can get back to healing faster.
How Much Does Energy Healing Insurance Cost?
Insurance for energy healers starts as low as $21 per month. Factors that can influence the final cost, include the size of your business, location, claims history, and the add-ons and coverage limits you choose.
Don’t get stuck on the phone waiting for a quote. With our 100% online application, you can get a personalized, no-hassle quote in less than 5 minutes!
Save when you choose annual!
Why deal with the hassle of monthly payments when you can pay once and save? Pay upfront each year and enjoy a 14% discount. This lets you focus on your practice with peace of mind, knowing you’re fully covered if anything unexpected occurs.
What Does Energy Healing Practitioner Insurance Include?
The base plan for energy healer insurance is a general liability policy. We also recommend energy healers add coverages to protect them from accidental property damage, client injuries, data breaches, and/or lost or stolen supplies.
Included
General Liability Coverage
General liability insurance for energy healers protects your practice from potential claims related to third-party injury or property damage. This coverage can kick in when:
- A client sits on your Reiki table and it collapses, causing injury — general liability can help cover their medical expenses.
- You accidentally knock over a lit candle during an at-home session, ruining a client’s
rug — this coverage pays for the replacement costs. - A client claims emotional distress injury after misunderstanding your services, alleging negligence — general liability can help manage legal defense costs.
Any of these situations could result in out-of-pocket costs amounting to thousands of dollars. Don’t leave your finances to chance; invest in general liability to provide a solid foundation for your business.
Professional Liability Coverage
Professional liability insurance for energy healers protects your practice against claims of negligence, errors, or omissions in their healing services. For instance, if a client feels your energy-balancing session didn’t provide the expected results and blames you, this coverage handles legal expenses and settlements, turning potential disasters into mere bumps in the road.
Additional Insureds
Adding an additional insured to your policy (like a landlord, event organizer, or studio space you rent) extends the coverage of your policy to them. For energy healers, this is especially important as it’s often a requirement to host workshops, rent a treatment room, or participate in events.
For instance, if a client attending your workshop at a rented studio slips on a wet floor, they could sue both you and the studio for damages. As an additional insured, the studio can also be covered under your policy, protecting your relationships and professional reputation. It’s a simple way to show professionalism and protect everyone involved.
Add-Ons
Cyber Liability Coverage
If your energy healing business faces a cyberattack or data breach, cyber liability covers the costs of getting back on your feet, like legal bills, notification expenses, and credit monitoring for affected individuals.
Tools and Equipment Coverage
Tools & Equipment Coverage protects the essential items you use in your energy healing practice (think crystals, tuning forks, massage tables, or sound bowls!) from damage or theft. For example, if your crystal set is stolen during a retreat or your sound bowl cracks in transit to a client session, this coverage can help repair or replace them.
Tools and equipment coverage safeguards the physical items that make your practice possible, so you can continue to support your clients if anything goes awry.
Coverage Limits for Consultant Insurance
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$1,000,000
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
$300,000
Medical Expense (Any one person)
$5,000
Unlimited Additional Insureds
Included
Additional Limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.
$4,000
Have Questions? We’re on it.
Our licensed agents are available to answer any questions you may have!
Monday to Friday, 8:00 am – 8:00 pm EST
se habla español
Email: info@insurancecanopy.com
Phone: 844.520.6993
Why Energy Healers Love Insurance Canopy
We’re here for what you’re here for: instant coverage, no high-pressure sales tactics, an easy claims process, and customer service you can rely on.
Affordable and Transparent Policies
Our policies are clear and straightforward, with no hidden surprises — just reliable protection for your energy healing business.
Tailored for Small Businesses Like You
We’re aware of the unique risks energy healers face. Our coverage is designed to protect your expertise and support your business as it grows.
100% Online With Human Expert Support
Manage everything online, knowing personalized support is just a chat, phone call, or email away when needed. We’re here to assist you every step of the way.
Over 135,000+ Small Businesses Insured
-
Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
She is positive and friendly !
Alan Dynin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024 -
Always easy to use! Thank you!
CahillandDelene
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich Bonifazio
July 12, 2024I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024 -
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn Boze
July 5, 2024Always done very well for us. Highly recommended.
Kenny Casanova
July 5, 2024Nothing but positive things to say. Great company, have used them for years.
Brandon Kennedy
July 5, 2024 -
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf
July 5, 2024quick and easy to sign up and did not break the bank!!
Michael “Michael” Jobe
April 8, 2024Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle
April 7, 2024 -
Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia Boroczk
April 4, 2024Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
April 2, 2024It was fast and easy.
Vincent Cabello
March 31, 2024Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaney
March 27, 2024 -
Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguen
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison
March 26, 2024
-
Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024 -
Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024
Questions About Energy Healing Insurance
Is my energy healing insurance policy effective immediately?
Yes — your insurance policy can be immediately active upon purchase! You’ll receive instant coverage confirmation and your Certificate of Insurance (COI) as soon as you complete the online application and make a payment. You’ll even get a badge for your website, so prospective and current clients know you’re insured!
Can I cancel my energy work insurance at any time?
You may cancel your policy at any time, but any refund will be limited to the remainder of your policy term. Remember, insurance only offers protection while your policy is active, so make sure you have continuous coverage to stay protected.
Note: If you file a claim after canceling your insurance, you won’t be covered unless your policy was active when the incident occurred.
How do I file an energy healing claim?
Filing claims with Insurance Canopy is easy! Here’s the fastest route to success:
- Log in to your dashboard
- Find “Manage Policies”
- Click on “File a Claim” and share your info
Once you’re done, our claims adjuster will assist you. They’ll be with you every step of the way to ensure the claims process goes smoothly.
Our support team is here to help any time. If you have any questions or need assistance, please reach out.
How do I renew my energy healing insurance policy?
Your policy will automatically renew at the end of your policy term to ensure you have uninterrupted coverage. We’ll email you a reminder before it renews, so you’ll always know when to expect billing. And if you need to make changes or adjustments to your policy, our support team is ready to assist.
What Energy Healing professions are covered?
Currently, Insurance Canopy covers the following Energy Healing practices:
Subtle Healing
- Access
- Consciousness/BARS
- Acupressure
- Akashic Records
- Alexander Technique
- Angel Reading/Card Reading
- Aura Healing and Aura Reading
- Barbara Brennan Healing Science
- BioMagnetic Code
- Breathwork
- Bodytalk
- Cardinal Method
- Color Therapy
- Craniosacral Therapy
- Crystal Healing
- Direct Divine Light Healing
- Eden Energy Medicine
- Emotional Freedom Techniques
- Energetic Healing (EH)
- Energy Balancing
- Energy Field Work
- Energy Tapping
- Esoteric Healing
- Havening
- Natural Bioenergetics
- Pranic Healing
- Polarity Therapy
- Quantum Access
- Quantum Touch
- Reconnective Healing
- Reiki
- Resonance Repatterning
- Rising Star Healing
- Rosen Method
- Seven Cups of Consciousness
- Shamballa Multi-Dimensional Healing
- Shamanic Healing
- Splankna
- Star Magic Energy Healing
- Sufi Spiritual Healing
- Tapas Acupressure Technique (TAT)
- The Practical Path Medical Intuition
- Theta Healing
- TFT (Thought Field Therapy)
- Therapeutic Touch
- TOLPAKAN Healing Method
- Touch For Health
- Zero Balancing
- Verbal Modalities
- ARTbundance
- Energy Psychology
- Family Constellation Work
- Guided Imagery/Guided Meditation
- HeartMath
- Hypnosis/Hypnotherapy
- Integrative Quantum Healing
- Laughter Leader/Laughter Yoga
- NLP o Quantum Healing Hypnosis Technique
- Percussive Suggestion Technique (PSTEC)
- PSYCH-K
- Rapid Transformational Therapy
- RoHun Therapy
- RIM Method
Subtle Energy of the Senses
- Aromatherapy
- Art Therapy
- Biofield Tuning
- Flower Essence Therapy (excluding ingestibles)
- Raindrop Therapy/AromaTouch
- SoulCollage
- Summit Transformation
Other
- Applied Kinesiology
- Biofeedback
- Emotion Code/Body Code
- Iridology
- NES Health (excluding ingestibles)
- Qest 4 (excluding ingestibles)
- Essential Motion
- Feldenkrais Method
- Qigong
- Somatic Movement/Experiencing
- Somatic Personal Resonance Education
- T’ai Chi
- Amma Therapy
- Bowen Technique
- Clairvoyant/Medium
- Numerology/Astrology
- Bodywork and Somatic Education (BASE)
- Core Energetics
- Reflexology
- Hawaiian Bodywork
- Kripalu Bodywork
- Qoya
Related Articles
How to Get Consulting Clients: 7 Strategies to Attract Your Next Big Project
Tired of chasing down clients? Want to land that next big consulting project?
Freelance Consulting 101: Everything You Need to Know
If you’ve ever dreamed of being your own boss, setting your own hours,
Inside the Role: What Does a Business Consultant Do?
Observing the dynamic business world, you might wonder how companies navigate challenges, seize
