Pressure Washing Insurance

Focus on spotless results — we'll handle the rest with clear, affordable coverage tailored to your business.

Starting At

$39/ month

or save up to 12% when you choose annual

★★★★★ 4.8/5

4.8/5 on

Why Do Pressure Washers Need Insurance?

Pressure washing businesses face unique risks every day. For example, a client could trip and fall over your equipment and end up with medical bills. Or, your work might accidentally damage client property, resulting in repair costs. Business insurance for pressure washing is designed to protect you from potential insurance claims like these, so you can confidently focus on your work.

If you accidentally strip paint or damage a client’s siding

General Liability Insurance is designed to cover the cost of repairs.

If a client trips over your equipment and gets injured

General Liability covers the medical expenses and legal costs if necessary.

If your pressure washer gets stolen from your truck

Tools and Equipment Insurance can replace your gear so you can get back to work ASAP.

If your employee steals a client’s watch while on the job

Janitorial bonds repay the client, protecting your business reputation and customer relationships.

How Much Does Pressure Washing Insurance Cost?

Pressure washing business insurance starts at $39 per month. Your policy’s cost may change based on the size of your operation and any add-ons that you select — see what can affect your cleaning business insurance cost. But you can lock in savings of up to 12% by choosing annual coverage. Get a personalized quote for your business in under 5 minutes with our easy online application!

“Signing up was easy. It’ll give any client the comfort of knowing that you have coverage.”

Plus, it’s a good, affordable coverage that covers what I need. I definitely recommend it to people—including my son and those in other industries. I tell them to call Insurance Canopy and get covered, because it’s not overly expensive. When other people in the cleaning industry say they’re not insured, I say, “Why? It’s literally $39 per month.”

– Nicole H., Owner of Nothing But Perfection

Protected by Insurance Canopy Since 2022

What Does Pressure Washing Insurance Include?

From damaged equipment to on-the-job injuries and data breaches, our coverage options are designed to protect your business in many different — but all-too-common — scenarios.

Take a closer look at what’s included in the base policy and how you can customize your coverage, as well as what is specifically excluded.

Included

General Liability Coverage

General liability insurance protects your business from third-party property damage and bodily injury claims. For instance, if high-pressure water accidentally cracks a client’s window or someone slips on a wet surface after a job, this coverage can help with things like medical bills, repair costs, and legal fees.

Keep in mind that it doesn’t cover work-related injuries sustained by you or your employees — it’s designed to protect your business from third-party claims.

Note: Our policy only covers pressure washing from the ground level and excludes cleaning the exterior of buildings or power washing if working from above the ground level.

Add-Ons

Tools and Equipment Coverage

Tools and equipment insurance, also known as inland marine, covers your valuable gear (like power washers, hoses, and surface cleaners) in cases of theft or accidental damage.

Workers Compensation Coverage (Coming Soon!)

If one of your employees sustains a job-related injury, workers compensation can cover medical expenses and lost wages. Plus, depending on your state, it could be required for your business.

Additional Insureds

It’s common for commercial clients, landlords, and other third parties to require you to add them to your policy as an additional insured before renting to you or hiring you. Insurance Canopy makes this easy – you can add additional insureds right from your dashboard.

Adding additional insureds to your policy extends your coverage to qualified third parties, protecting them from mishaps arising out of your work. If you’re pressure washing a client’s walkway and one of their customers slips and gets injured, they might name both you and your client in a claim. As an additional insured, your policy can also cover your client, since it arose out of your work.

Janitorial Bonds

Clients may also require you to be bonded as part of your contract. Janitorial bonds build client trust by providing financial protection if an employee is accused of theft. For example, if an employee steals tools from a client’s garage during a power washing job, the bond covers the cost of replacing the stolen items.

To protect your business against theft, it’s smart to pair general liability insurance with a janitorial bond. At Insurance Canopy, you can get a bond starting at just $131 a year!

Cyber Liability Coverage

Cyber liability insurance protects you from the fallout of data breaches, ransomware, and other digital threats. If your scheduling software is hacked, this coverage can help cover legal fees, business interruptions, data restoration costs, and more.

Commercial Auto Insurance (Coming Soon!)

Transporting equipment to job sites? Commercial auto insurance covers vehicles and drivers against accidents and damage.

Coverage Limits for Pressure Washing Businesses

Maximum Cleaning Liability Insurance Limits

General Aggregate

The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.

$2,000,000

Products & Completed Operations Aggregate

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.

$2,000,000

Each Occurrence Limit

The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.

$1,000,000

Personal & Advertising Injury Limit

The amount that your policy will pay for claims arising out of one or more of the following offenses:

False arrest, detention or imprisonment
Malicious prosecution
Wrongful eviction or wrongful entry
Oral or written publications that slander or libels a person or organization
Oral or written publication or material that violates a person’s right of privacy
The use of another’s advertising idea in your advertisement

$1,000,000

Damage to Rented Premises Limit

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$100,000

Medical Expense Limit

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.

$5,000

Optional Coverage Options

Tools & Equipment Coverage

Limits / Occurrence / Aggregate

Premium

Deductible

$1,000/$3,000

$40

$500

$2,000/$6,000

$55

$5,000/$10,000

$60

Need Expert Support?

Monday to Friday, 8:00 am – 8:00 pm EST

se habla español

Email: info@insurancecanopy.com

Phone: 844.520.6993

Why Power Washing Businesses Choose Insurance Canopy

At Insurance Canopy, we make it simple to get the coverage you need without sales pressure or the hassle of long phone calls. Here’s what sets us apart:

Affordable and Transparent Policies

Our policies are clear and straightforward, with no hidden surprises — providing reliable protection for your pressure washing business.

Tailored for Small Businesses Like Yours

We’re aware of the unique risks power washers face. Our coverage is designed to protect and support your business as it grows.

100% Online Backed by US-Based Support

Manage everything online with ease, with the peace of mind knowing that personalized support is there when you need it. We’re happy to assist you every step of the way.

135,000+ Small Businesses Trust Insurance Canopy

Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More

Paul McNeilly
November 12, 2024

Best customer service I have ever had in regards to insurance.

Edward Findley
November 5, 2024

This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too

Vickie Sundgren
November 3, 2024
Great to work with. Always available for assistance.

Courtney Araneo
November 3, 2024

Super easy and convenient. Just renewed, thanks.

Wendy Berg
November 3, 2024

Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

Fernando Ferreira
October 12, 2024
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

Jacob Smith Jr
October 7, 2024

Rey was amazing. So easy! So fast!

Herman Koch
September 30, 2024

Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

Mark Paquin
September 14, 2024
She is positive and friendly !

Alan Dynin
September 14, 2024

Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

Alana Wyld
September 14, 2024

Affordable plan and very easy to access when I need it

Angela Lobianco
July 13, 2024
Always easy to use! Thank you!

CahillandDelene
July 12, 2024

Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well

Rich Bonifazio
July 12, 2024

I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More

Angela Fischetti
July 12, 2024
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!

Jamilyn Boze
July 5, 2024

Always done very well for us. Highly recommended.

Kenny Casanova
July 5, 2024

Nothing but positive things to say. Great company, have used them for years.

Brandon Kennedy
July 5, 2024
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More

susanf
July 5, 2024

quick and easy to sign up and did not break the bank!!

Michael “Michael” Jobe
April 8, 2024

Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More

Robert Caudle
April 7, 2024
Easy to apply online, it take 5 mins and get your provf of Insurance.

Francesca Wine
April 6, 2024

I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More

Lucia Boroczk
April 4, 2024

Just the insurance I needed. I wish the website would allow me to share pages!

Ellen Brodsky
April 2, 2024
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.

Hillary Blackton
April 2, 2024

It was fast and easy.

Vincent Cabello
March 31, 2024

Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More

Patrick McElhaney
March 27, 2024
Process was easy. Relevant information accessible. Platform is very user friendly.

Carolina Santos
March 26, 2024

I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!

Aaron Copenhaguen
March 26, 2024

The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel

Lionel Harrison
March 26, 2024

Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More

Paul McNeilly
November 12, 2024
Best customer service I have ever had in regards to insurance.

Edward Findley
November 5, 2024
This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too

Vickie Sundgren
November 3, 2024
Great to work with. Always available for assistance.

Courtney Araneo
November 3, 2024
Super easy and convenient. Just renewed, thanks.

Wendy Berg
November 3, 2024
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

Fernando Ferreira
October 12, 2024
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

Jacob Smith Jr
October 7, 2024
Rey was amazing. So easy! So fast!

Herman Koch
September 30, 2024
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

Mark Paquin
September 14, 2024
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

Alana Wyld
September 14, 2024

Questions People Ask Us About Power Washing Insurance

Is my power washing insurance policy effective immediately?

Yes! Your policy is effective as soon as you complete the application process. If you don’t want coverage to start immediately, you can choose the exact date you want coverage to start — giving you the flexibility to check “get insurance” off your to-do list any time.

Can I cancel my window cleaning policy at any time?

You can cancel your power washing business insurance whenever you need to. But note that any refund will be limited to the unused period of your policy. If you pay monthly, for example, the policy has been 100% fully earned, so a refund is not eligible. Annually pre-paid plans are refunded on a pro-rated basis.

How do I file a pressure washing claim?

It’s simple! Just log into your account, go to the “Manage Policies” section, and click on “File a Claim.” We’ll reach out within 24-48 hours to guide you through the next steps. If you need help at any point, feel free to contact us. We’re always here to assist you!

How do I renew my power washing policy?

Your pressure washing business insurance policy is set to renew automatically each year, so you never have to worry about a lapse in coverage. You’ll receive a notification before each renewal, keeping you informed and in control every step of the way.