Pressure Washing Insurance
Focus on spotless results — we'll handle the rest with clear, affordable coverage tailored to your business.
- Instant Proof of Coverage
- Budget-Friendly Plans You Can Customize
- Add Additional Insureds From Your Dashboard
- U.S. Based Customer Support
Why Do Pressure Washers Need Insurance?
Pressure washing businesses face unique risks every day. For example, a client could trip and fall over your equipment and end up with medical bills. Or, your work might accidentally damage client property, resulting in repair costs. Business insurance for pressure washing is designed to protect you from potential insurance claims like these, so you can confidently focus on your work.
If you accidentally strip paint or damage a client’s siding
General Liability Insurance is designed to cover the cost of repairs.
If a client trips over your equipment and gets injured
General Liability covers the medical expenses and legal costs if necessary.
If your pressure washer gets stolen from your truck
Tools and Equipment Insurance can replace your gear so you can get back to work ASAP.
If your employee steals a client’s watch while on the job
Janitorial bonds repay the client, protecting your business reputation and customer relationships.
How Much Does Pressure Washing Insurance Cost?
Pressure washing business insurance starts at $39 per month. Your policy’s cost may change based on the size of your operation and any add-ons that you select — see what can affect your cleaning business insurance cost. But you can lock in savings of up to 12% by choosing annual coverage. Get a personalized quote for your business in under 5 minutes with our easy online application!
“Signing up was easy. It’ll give any client the comfort of knowing that you have coverage.”
Plus, it’s a good, affordable coverage that covers what I need. I definitely recommend it to people—including my son and those in other industries. I tell them to call Insurance Canopy and get covered, because it’s not overly expensive. When other people in the cleaning industry say they’re not insured, I say, “Why? It’s literally $39 per month.”
– Nicole H., Owner of Nothing But Perfection
Protected by Insurance Canopy Since 2022
What Does Pressure Washing Insurance Include?
From damaged equipment to on-the-job injuries and data breaches, our coverage options are designed to protect your business in many different — but all-too-common — scenarios.
Take a closer look at what’s included in the base policy and how you can customize your coverage, as well as what is specifically excluded.
Included
General Liability Coverage
General liability insurance protects your business from third-party property damage and bodily injury claims. For instance, if high-pressure water accidentally cracks a client’s window or someone slips on a wet surface after a job, this coverage can help with things like medical bills, repair costs, and legal fees.
Keep in mind that it doesn’t cover work-related injuries sustained by you or your employees — it’s designed to protect your business from third-party claims.
Note: Our policy only covers pressure washing from the ground level and excludes cleaning the exterior of buildings or power washing if working from above the ground level.
Add-Ons
Tools and Equipment Coverage
Tools and equipment insurance, also known as inland marine, covers your valuable gear (like power washers, hoses, and surface cleaners) in cases of theft or accidental damage.
Workers Compensation Coverage (Coming Soon!)
If one of your employees sustains a job-related injury, workers compensation can cover medical expenses and lost wages. Plus, depending on your state, it could be required for your business.
Additional Insureds
It’s common for commercial clients, landlords, and other third parties to require you to add them to your policy as an additional insured before renting to you or hiring you. Insurance Canopy makes this easy – you can add additional insureds right from your dashboard.
Adding additional insureds to your policy extends your coverage to qualified third parties, protecting them from mishaps arising out of your work. If you’re pressure washing a client’s walkway and one of their customers slips and gets injured, they might name both you and your client in a claim. As an additional insured, your policy can also cover your client, since it arose out of your work.
Janitorial Bonds
Clients may also require you to be bonded as part of your contract. Janitorial bonds build client trust by providing financial protection if an employee is accused of theft. For example, if an employee steals tools from a client’s garage during a power washing job, the bond covers the cost of replacing the stolen items.
To protect your business against theft, it’s smart to pair general liability insurance with a janitorial bond. At Insurance Canopy, you can get a bond starting at just $131 a year!
Cyber Liability Coverage
Cyber liability insurance protects you from the fallout of data breaches, ransomware, and other digital threats. If your scheduling software is hacked, this coverage can help cover legal fees, business interruptions, data restoration costs, and more.
Commercial Auto Insurance (Coming Soon!)
Transporting equipment to job sites? Commercial auto insurance covers vehicles and drivers against accidents and damage.
Coverage Limits for Pressure Washing Businesses
Maximum Cleaning Liability Insurance Limits
The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.
$2,000,000
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
$5,000
Optional Coverage Options
Tools & Equipment Coverage
Limits / Occurrence / Aggregate
Premium
Deductible
$1,000/$3,000
$40
$250
$2,000/$6,000
$55
$5,000/$10,000
$60
Need Expert Support?
Monday to Friday, 8:00 am – 8:00 pm EST
se habla español
Email: info@insurancecanopy.com
Phone: 844.520.6993
Why Power Washing Businesses Choose Insurance Canopy
At Insurance Canopy, we make it simple to get the coverage you need without sales pressure or the hassle of long phone calls. Here’s what sets us apart:
Affordable and Transparent Policies
Our policies are clear and straightforward, with no hidden surprises — providing reliable protection for your pressure washing business.
Tailored for Small Businesses Like Yours
We’re aware of the unique risks power washers face. Our coverage is designed to protect and support your business as it grows.
100% Online Backed by US-Based Support
Manage everything online with ease, with the peace of mind knowing that personalized support is there when you need it. We’re happy to assist you every step of the way.
135,000+ Small Businesses Trust Insurance Canopy
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TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025Great and affordable insurance
Peter DAntoni
December 6, 2024Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
I’m just saying that is easy to get the vendors insurance with this company
Silvia Delgado
November 6, 2024Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More
Robert Avila
November 6, 2024Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More
Rebecca Ruby
November 6, 2024 -
Quick easy sign-up convince is great
Vincent Davanzo
November 6, 2024Great to work with. Always available for assistance.
Two Pour Girls Bartending
November 6, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024 -
Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More
Paul Tolle
September 6, 2024I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More
Don Kirby
September 6, 2024Best price I have found! Excited to be a customer
Dustin Price
September 6, 2024
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025 -
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025 -
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025 -
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025 -
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025 -
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025 -
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025
Questions People Ask Us About Power Washing Insurance
Is my power washing insurance policy effective immediately?
Yes! Your policy is effective as soon as you complete the application process. If you don’t want coverage to start immediately, you can choose the exact date you want coverage to start — giving you the flexibility to check “get insurance” off your to-do list any time.
Can I cancel my window cleaning policy at any time?
You can cancel your power washing business insurance whenever you need to. But note that any refund will be limited to the unused period of your policy. If you pay monthly, for example, the policy has been 100% fully earned, so a refund is not eligible. Annually pre-paid plans are refunded on a pro-rated basis.
How do I file a pressure washing claim?
It’s simple! Just log into your account, go to the “Manage Policies” section, and click on “File a Claim.” We’ll reach out within 24-48 hours to guide you through the next steps. If you need help at any point, feel free to contact us. We’re always here to assist you!
How do I renew my power washing policy?
Your pressure washing business insurance policy is set to renew automatically each year, so you never have to worry about a lapse in coverage. You’ll receive a notification before each renewal, keeping you informed and in control every step of the way.
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