Insurance Canopy & Pet Sitting Insurance
Insurance Canopy provides affordable, 5-star-rated Pet Sitting Insurance. We provide both general liability and animal bailee insurance to cover the most common pet sitter claims. Canopy offers coverage at affordable prices so you can protect your pet sitting business and work with peace of mind knowing you have coverage.
Our Partners
Get Additional Coverage
Insurance Canopy offers endorsements, or policy options, that can be added onto your base coverage. If you are a pet sitter that also performs grooming or training services, you can add these as a separate endorsement to your policy. Other endorsements will be easy to add to your policy during checkout.
Benefit from Cyber Liability
We also offer a Cyber Liability Insurance policy that can also be added onto your base coverage. Nearly 1 in 4 businesses has experienced a cybersecurity event. If your business collects or stores customer information–including names, addresses, and payment information–that information needs to be secured. Compromised or stolen customer information can put your business at risk of liability and this policy has coverage for those risks.
Purchase Easily
Insurance Canopy offers the ease of purchasing your policy online in 10 minutes or less. If you have any questions, you can chat with one of our certified insurance agents, or if you’d prefer you can give us a call. We make it easy for you to sign up through Facebook or Google and also offer the option to set up an account with your email address to purchase your policy.
Coverage Details
General Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
$2,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libel a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.
$1,000 Each Occurrence
$5,000 Aggregate
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
$5,000 Each Occurrence
$10,000 Aggregate
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.
$2,000 Each Occurrence
Additional limits
Additional Insured
$10 for the first one,
no additional charge after that
Coverage for Employees
$25 per Employee
Coverage for Independent Contractors
$50 per Contractor
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Animal Bailee
Covers expenses related to an animal’s injuries or death–which you are legally liable for–while it is in your care, custody or control. The base policy provides $5,000 per occurrence and has a $10,000 aggregate limit. Higher limits are available if needed.
Policy Date & Cancellations
- Policy Date: Your policy coverage begins on the date that you set as the effective date. The policy effective date is set when you are purchasing your policy.
- Cancellations: You may cancel your Insurance Canopy policy at any time, but there is no money back guarantee on months that you have already paid for.
Proof of Insurance
We provide a proof of insurance badge for each of our policyholders. This is so the policyholders can display their proof of insurance how they’d like–on their business cards, in their office, on their website, etc. This helps your clients trust you more and adds credibility to your business.
Questions About Pet Sitting Insurance
Pet Sitting Insurance covers claims related to the day-to-day operations of your pet sitting business. We know that as a trained professional, you do your best to keep your furry clients safe. However, unplanned incidents are bound to happen. Perhaps you are watching a dog and they do damage to the owner’s home. You could be held responsible for any damage. Whatever the case, you’ll be glad that you’re insured. Protect your business and practice with peace of mind.
The Animal Bailee and Veterinary Expense Reimbursement work hand in hand. If the claim involves an accident, injury or sickness to one of the animals in your care, custody, or control, then the first coverage to respond will be the Vet Reimbursement. This means you will be insured up to $1,000 for this incident and there will be a $250 deductible.
If the cost of the claim exceeds the $1,000 per occurrence limit, then the Animal Bailee coverage will kick in. This would insure you up to $5,000 more for the incident, unless you’ve already paid to increase this limit to either the $10,000 or $15,000 per occurrence.
Whatever ends up getting paid out for the incident will be deducted from the aggregate.
Being insured is an essential part of being a pet sitter. It’s an important component of your business to protect your financial assets if you were to be sued as a result of your business operations. You could be held liable for common slip-and-fall accidents, client injuries or illnesses, or damages arising from your pet sitting services. The legal costs alone from any of the above could put you out of business. With Pet Sitting Insurance from Insurance Canopy, you’ll be protected from common claims and have coverage in case something goes wrong.
Pet sitting insurance, which includes both general liability and animal bailee insurance, starts at $139 per year.
Choosing the right insurance is critical.
Need additional information before making a decision?
Give our team a call today at 844.520.6993.
Pet Sitting Insurance
Annual Policy: Starting at $139 – Your business involves working closely with animals and people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your pet sitting business thrive.
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