844.520.6993

Photographer Insurance

STARTING AS LOW AS

^$129

/year

Annual and Show Policies Available

Canopy & Photography Insurance

Insurance Canopy provides A+ rated Photographer Insurance. In just minutes, you can purchase coverage that will protect your business from exposures associated with the photography industry—no pun intended. We provide high quality insurance at an affordable price so you can shoot, frame, and hang with peace of mind

Our Partners

Coverage Details

General & Professional Liability Limits

General Aggregate Limit

$2,000,000

Products-Completed Operations Aggregate Limit

$2,000,000

Personal and Advertising Injury Limit

$1,000,000

General Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You (Any One Premises)

$300,000

Medical Expense Limit (Any One Person)

$5,000

Still doing your research?

Have Questions?

Our licensed agents are available to answer any questions you may have (se habla español)

What You Get

General Liability: covers expenses from third-party insurance claims that come from injuries or damages that occurred at your business location or as a result of your business equipment or operations.
Product Liability: covers expenses, such as legal fees, that arise as a result of someone getting sick or injured by the product you sold them.
Business Personal Property: covers expenses that arise from your business personal property or equipment, like a computer, being damaged or stolen as a result of or during your business operation.
Additional Insureds: covers the event or venue so it is not held liable should an accident occur. It is often required for vendors to cover events as additional insureds. $15 to add one and $30 to add unlimited.

Need More Coverage?

Professional Liability ($125): protects against third-party claims as a result of errors or omissions that occurred during a lesson or demonstration. If you teach lessons to do demonstrations, we recommend having this coverage.
Cyber Liability ($99): covers expenses that arise from cyber crime, like stolen data or customer information. If you collect or store data electronically, we highly recommend this coverage.
Workers Compensation: If you have employees, you may want to consider workers compensation, which covers medical fees and loss of income as a result of injury during business operations.

Questions About Photographer Insurance

What is Photographer Insurance?

Photographer Insurance can protect your business from paying out of pocket for insurance claims that may arise as a result of your business operations—like injuries, equipment loss, or property damage that takes place during a photo shoot. Without insurance, your photography business could be held liable and required to cover hefty legal, medical, or equipment expenses. Our policy includes general liability and product liability coverage. Additional insurance options ensure that no matter your business operation, you can have the coverage you need. Get a quote today

Why Do I Need Photographer Insurance?

Photographer insurance can protect your business from expenses that come from injury, property damage, and broken or stolen property as a result of your business operation. Without insurance, these expenses could be financially crippling and even cost you your business. As a photographer, you work intimately with other people, so it is vitally important to protect your business from out-of-pocket expenses should injury or other damages occur as a result of your business. Get a quote today

What is an Additional Insured for Photographers?

Many events and venues require you to add them as an additional insured, which extends your insurance coverage to them. This prevents the event or venue from being held liable should an accident occur as a result of your business operation. If you ever participate in an event or do a photoshoot at a particular venue, you may be required to include them as an additional insured on your policy. Insurance Canopy’s Photographer Insurance policy allows you to include additional insureds for a small extra cost depending on the coverage you need. For event policies, you can include unlimited additional insured for $5 per addition. For annual policies, you may include one additional insured for $15 or unlimited additional insureds for $30. Get a quote today

How Much is Photographer Insurance?

Photographer Insurance starts at $129 a year for up to $2 million coverage in general liability as well as business personal property coverage. For additional cost, you can add protection such as increased equipment coverage for your camera gear, professional liability insurance if you teach lessons, or cyber liability coverage which can protect your business from the expenses that arise should your business fall victim to cyber crime. Get a quote today

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

Need additional information before making a decision?

Give our team a call today at 844.520.6993

Photographers Insurance

Annual Policy: Starting at $129 – Get the protection your business needs today with Insurance Canopy’s Photographer Insurance. Rest easy knowing your business has a comprehensive financial safety net including general liability, business personal property coverage, and more according to your business needs.

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