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Pitch-Perfect Liability Insurance Coverage for Performers and Harp Teachers
Log into your AHS member portal to claim your membership discount and keep tuning your risk-management knowledge.
Performer Insurance
as low as
$18.50/month
or $59 per event
Or get event coverage for only $59 per event
Why Harpists Choose Insurance Canopy
In partnership with the American Harp Society, Insurance Canopy is offering Music Teacher Insurance and Performer Insurance at a discount to AHS Members.
Trusted by over 140,000 professionals, Insurance Canopy provides general and professional liability insurance that hits all the right notes for harp teachers and performing musicians.
- Instant Certificate of Insurance (COI)
- 24/7 Online Policy Management
- Flexible Event or Annual Musician Coverage
- Affordable Monthly Payment Options
- Covered Wherever You Teach or Play
- U.S.-Based, Licensed Support Agents Ready to Help
AHS Members Save with Insurance Canopy
Get a $10 discount when you purchase or renew your Performer or Music Teacher Liability Insurance, and $5 off of every Performer event policy—just for being an AHS member! Log into your AHS member portal to claim your membership discount and keep tuning your risk-management knowledge.
Performer Insurance
as low as
$18.50/month
or $59 per event
Or get event coverage for only $59 per event
What Does Performer Liability Insurance Cover?
Performer insurance is liability coverage for claims due to your performance, rehearsal, recording, or promotion. Whether you’re a full-time, part-time, or gig musician, you can be covered for accidents at venues from weddings to corporate events.
Coverage Details
Included
The most your policy pays when your business is legally responsible for harm to others or their property. Your limit amount refreshes every policy period (every year or every event).
$2,000,000
The most your policy pays when the products you use to perform cause harm to others or their property. It doesn’t cover products you sell or distribute.
$2,000,000
The amount your policy will pay for one or more of these claims:
– False arrest, detention, or imprisonment
– Malicious prosecution
– Wrongful eviction or wrongful entry
– Slander or libel
– Violation of privacy
– Advertising mistakes
$1,000,000
The maximum amount paid per incident during the policy period.
$1,000,000
Coverage for fire damage to spaces you rent. If you occupied the premises for seven (7) days or less, coverage for the space and its contents applies regardless of what caused the damage.
$300,000
Medical bill coverage for others’ injuries due to your business, no matter who is at fault.
$5,000
Additional Limits
Increases the amount of the general liability limit.
$1,000,000
Payment for liability due to data breaches or cyberattacks on your business.
$100,000
What Does Music Teacher Liability Insurance Cover?
Music teacher insurance is essential coverage for claims such as third-party property damage, student injury, and more. It’s a must for you if you instruct harp students in-person, online, give private lessons, or teach publicly for a school or organization. It can also cover your personal liability for gigs if you’re a teacher who also performs.
These included coverages protect against your biggest teaching and performance risks:
Coverage Details
Coverage types and limits included in liability insurance for music teachers:
$2,000,000
$1,000,000
Included
$1,000,000
$300,000
Included
Optional Add-Ons
Payment for liability due to data breaches or cyberattacks on your business
$4,000
Why Liability Insurance Is Instrumental for Harpists
Whether you teach harp lessons, book gigs, or both, mistakes happen – and not just a dropped note. Liability Insurance is made to protect you from paying out of pocket for expensive claims.
Students accidentally damage the venue where you’re holding your recital. You’re legally responsible for the property damage.
A phishing attack steals the credit card info you collected for student and gig payments. You are served with a data breach lawsuit.
You bump a wall while transporting your harp and leave a large dent. The venue holds you responsible for repairs.
Get covered instantly.
An audience member at your show hurts themselves and names you in the lawsuit, citing too many people in the venue.
Heavy audio equipment falls on a student in your studio, injuring them.
All policies have conditions, limitations, and exclusions. Please read the policy for exact verbiage. Claim circumstances vary and similar claims do not guarantee coverage.
Trusted by Over 140,000 Small Businesses Like Yours
Listen to the symphony of happy customers from Insurance Canopy’s over 420 Google reviews.
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TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025Great and affordable insurance
Peter DAntoni
December 6, 2024Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
I’m just saying that is easy to get the vendors insurance with this company
Silvia Delgado
November 6, 2024Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More
Robert Avila
November 6, 2024Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More
Rebecca Ruby
November 6, 2024 -
Quick easy sign-up convince is great
Vincent Davanzo
November 6, 2024Great to work with. Always available for assistance.
Two Pour Girls Bartending
November 6, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024 -
Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More
Paul Tolle
September 6, 2024I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More
Don Kirby
September 6, 2024Best price I have found! Excited to be a customer
Dustin Price
September 6, 2024
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025 -
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025 -
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025 -
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025 -
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025 -
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025 -
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025
