Zen & Friendly Goat Yoga Instructor Insurance
Hello! Have you herd the good news?
Yes, Goat Yoga is a thing! Plus, you can teach it safely and securely with the right insurance coverage
What is Goat Yoga Insurance?
Goat yoga insurance is a safety net designed to help cover the risks of yoga instruction and the additional risks when your yoga class includes a friendly team of goats interacting with students.
Say you’re leading a class with a trio of Swiss Alpine goats for a community event at a local park. While you’re demonstrating a block-assisted shoulder stand pose, one of the participants decides to perform the more advanced version without the block. The student gets lightheaded and loses their balance.
As they try to avoid falling on one of the goats, they end up kicking another participant in the face. Now you have one student with neck pain and a torn rotator cuff, and another sporting a bloody nose and a chipped tooth. And both want you and the event organizers to pay for their medical bills.
Your goat yoga instructor insurance is designed to help you pay for injuries like these, or for legal fees should one of the students choose to name you in a lawsuit.
How Much Does Goat Yoga Insurance Cost?
Our instructor insurance for goat yoga starts at $159 per year, or $15 a month.
For as low as 44 cents a day, you get comprehensive insurance that includes both general and professional liability coverage in one simple policy – allowing you to worry less and cultivate joy more.
Plus, we don’t raise the price of your policy based on your zip code, the number of yoga styles you teach, or the number of locations you work!
Do I Need Insurance to Offer Goat Yoga?
Yes! You need insurance to teach yoga with goats because even though goats are cute, claims are not.
The farms, property owners, or studios that host your goat yoga classes may require you to have your own personal liability insurance before working with you.
What Does Goat Yoga Insurance Cover?
Our Goat Yoga instructor insurance includes general liability, professional liability, medical expenses, personal and advertising injury coverages, and more.
- General Liability Insurance: Protection for claims related to bodily injuries and property damage experienced by others, like a goat accidentally stepping on a student’s finger and bruising it
- Professional Liability Insurance: Coverage for claims related to damages or injuries to others stemming from advice or instruction you gave while teaching, also known as malpractice insurance or errors and omissions coverage
- Medical Expense Coverage: Helps cover payments for medical bills quickly if someone gets hurt during your instruction, no matter who is at fault, like one student knocking over another after getting startled by a loud bleat
- Personal and Advertising Injury: Protection for incidents that produce harm other than bodily harm, like another yogi or yoga studio claiming you stole their advertising messaging or imagery
You can also personalize your plan with optional add-on coverages like:
- Gear & Equipment Coverage (+ $1.33/month)
- Diet & Nutrition Coverage (+$6.83/month)
- Unlimited Additional Insureds (+$30/year)
Get The G.O.A.T of Insurance Coverage
Coverage Details
General & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-Ons
Price
$1.33–$5.55/month
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$8.25/month
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
Frequently Asked Questions About Goat Yoga Insurance
Can I Get Coverage Online, or Do I Need to Speak With an Agent?
Get coverage in minutes online, with instant proof of insurance! Follow these steps:
- Choose Yoga on the first page
- Opt-in to any additional coverages
- Input the requested business and location info
- Select the date you want your policy to take effect — including same-day if needed!
- Click continue and review your coverage details and cost quote
You can compare premium quotes based on monthly or annual payments at checkout before submitting your final application.
Does This Policy Cover Other Farm-Related Activities I Offer, Like Petting Zoos or Farm Tours?
No. This policy is designed for yoga instructors only. It covers a variety of yoga styles, including goat yoga, but no additional farm or animal-related activities. The policy excludes yoga or other services involving an equine (horse).
What if a Participant Claims an Allergic Reaction to a Goat?
A claim involving an allergic reaction may be covered under this policy. Participants could experience an allergic reaction to the goats or other allergens in the environment (like pollen, hay, or grass).
To best protect yourself from these claims, use a liability waiver form that includes a section about potential allergens. A waiver does not guarantee legal protection, but it does provide reasonable informed consent and adds an extra layer of protection in the event someone files a claim.
Does This Policy Cover Injury to the Goats?
No. This policy applies to the instructor and their human students only. Care for the goats should be handled by the farm, organization, or owner who provides them. Some will also provide an official goat handler to monitor the goats during class.
