Insurance Canopy’s Covered and Excluded
Personal Trainer Styles
Curious if your personal training styles are covered by Insurance Canopy’s personal trainer insurance? You’re in the right place. Check for yours below!
✅ Covered Personal Training Styles
These styles can qualify for Insurance Canopy’s personal trainer insurance coverage:
- 1-on-1 Personal Trainers
- CrossFit Trainers and Coaches
- General Fitness Trainers
- Online and Virtual Trainers
- Performance Fitness Trainers
- Physique and Bodybuilding Coaches
- Small-Group Personal Trainers
- Strength and Conditioning Coaches
❌ Excluded Teaching Styles
These styles cannot qualify for Insurance Canopy’s fitness instructor insurance coverage:
- Aerial Yoga
- Aqua Therapy
- Certified Athletic Trainers Affiliated With Organized Sports or Athletic Team(s)
- Cycling or Mountain Biking (other than stationary)
- Law Enforcement, Public Safety, or Military Training Programs
- Martial Arts or Physical Contact Training
- Medical Professional Services (such as medical, therapy, or health care service)
- Pole Dancing, Pole Fitness, and Exotic Exercise
- Water Fitness Trainers
Not seeing your training style here? If it’s not on our Covered Training Styles List, contact us! We’d love to help you get covered.
Why Insurance Canopy for Your Personal Trainer Insurance Policy
Power up your personal trainer business with Insurance Canopy’s coverage.
Our Benefits:
- Excellent-rated carrier
- Instant Certificate of Insurance
- High coverage limits at a low cost
- Monthly or yearly payment options
- Customizable policy with optional add-ons
- 24/7 online policy access via user dashboard
- Coverage for 100+ fitness modalities with one policy
- Essential general and professional liability coverage
Protection that goes where you go — work at multiple locations!
Save up to 19% a year*
on fitness instructor insurance with Insurance Canopy!
*On average, a new policyholder may pay 19% less in yearly premiums with Insurance Canopy when compared to other popular fitness insurance policies.
Coverage Details
General & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-Ons
Price
$1.33–$5.55/month
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$8.25/month
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
Why Choose Insurance Canopy for Personal Training Liability Insurance?
We Have a (Nearly) 5 Star Rating
-
Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
She is positive and friendly !
Alan Dynin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024 -
Always easy to use! Thank you!
CahillandDelene
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich Bonifazio
July 12, 2024I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024 -
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn Boze
July 5, 2024Always done very well for us. Highly recommended.
Kenny Casanova
July 5, 2024Nothing but positive things to say. Great company, have used them for years.
Brandon Kennedy
July 5, 2024 -
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf
July 5, 2024quick and easy to sign up and did not break the bank!!
Michael “Michael”
April 8, 2024Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle
April 7, 2024 -
Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia Boroczk
April 4, 2024Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
April 2, 2024It was fast and easy.
Vincent Cabello
March 31, 2024Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaney
March 27, 2024 -
Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguen
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison
March 26, 2024
-
Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024 -
Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024
FAQs About Our Covered Personal Training Styles
Does the Scope of My Offered Personal Training Style(s) Affect the Cost of My Insurance Premium?
Nope! Your personal trainer insurance policy covers you for all the different personal training styles you offer. Say you offer pre-recorded training videos and train small groups in person — the cost of your insurance premium won’t increase due to these factors.
For every session and style, Insurance Canopy has you covered with one of the most affordable policies on the market.
I’m a Personal Trainer Working as an Independent Contractor. Am I Covered?
Yes, if you’re a personal trainer working as an independent contractor, you’re covered! Insurance Canopy’s personal trainer insurance is designed for fitness professionals like you, looking to protect their small business and meet the requirements of venues where they train.
I Also Offer Nutritional Advice to Clients. Am I Covered?
If you offer nutritional advice or create meal plans for clients, your base personal trainer policy will not cover you for this service.
The good news? It’s easy to add Diet and Nutrition Advice Coverage to your personal trainer policy while applying or any time after your initial purchase through your dashboard.
Can I Get Coverage if I Work With Special Populations?
Yes, you can get coverage if you work with special populations, such as seniors or clients with disabilities or medical conditions. As long as your training specialization is not listed under our excluded methods, you can work confidently, knowing you’re covered with your personal trainer policy.
