Wedding DJ Insurance
Event and Annual Liability Coverage for Wedding DJs
- Grab an instant Certificate of Insurance (COI)
- Get your policy in 10 minutes or less
- Add Additional Insureds from your dashboard
- Customize your coverage
Why Insurance Canopy for Wedding DJ Insurance?
We bring low-cost, top-rated insurance to the dance floor, so you can stay focused on making sure everyone has a great time at the wedding. Our coverage includes general liability and optional equipment coverage to help you maneuver the most common risks you’ll face as a wedding DJ with peace of mind.
Save
Performing at more than a few weddings this year? Get an annual policy starting at $18.50 per month.
Protect
One lawsuit could cost you thousands. Our comprehensive insurance helps manage risks, so your DJ career keeps to the beat.
Perform
Show proof of insurance at any gig with a general liability policy you can buy online, any time, in 10 minutes or less.
What is Wedding DJ Liability Insurance?
Wedding DJ liability insurance provides financial protection against common claims, such as third-party bodily injury and property damage.
Accidents happen, and wedding DJs face unique risks that could financially ruin your business. Getting coverage from Insurance Canopy defends you against hefty claim costs, medical bills, and lawsuits.
Most venues and events require proof of insurance. An Insurance Canopy policy gives you an edge over other wedding DJs without insurance, landing you more gigs and more time to focus on spinning great tracks.
Coverage Details for Wedding DJs
Included
$2,000,000
$2,000,000
$1,000,000
$1,000,000
$300,000
$5,000
Additional Limits
+$7.50/month
+$15/month
$250
+$8.33/month
+$6.58/month
+$10
Event Policy Pricing
Event Policy — 1-3 Days Covered
From $59 per event
Annual Policy Pricing
From $18.50/month
From $24.33/month
How Much Does Wedding DJ Insurance Cost?
A basic annual DJ insurance policy starts at $18.50 per month or $192 per year. Event insurance provides general liability insurance for any 1-3 day event starting at $59.
The amount you pay varies on several factors, such as your business’ annual revenue, optional add-on coverages you select, and whether you need to add additional insureds to your policy.
What Risks Do DJs Face at Weddings?
Some risks wedding DJs face include:
- Accidentally damaging the venue during set up or take down
- Someone tripping over your equipment and injuring themselves
- Couples who aren’t satisfied with your performance
Someone stealing your equipment
Does Liability Insurance Cover My Wedding DJ Gear?
No — liability insurance does not cover wedding DJ gear and equipment. However, if you have an annual policy, you can add DJ gear insurance (aka gear and equipment, or inland marine) coverage for $6-$12.50 per month:
- $2,000 coverage per policy year ($7.50+ per month)
- $5,000 coverage per policy year ($15+ per month)
Benefits of Wedding DJ Liability Insurance with Insurance Canopy
Having DJ liability insurance for wedding venues comes with numerous perks:
- Professional Credibility: Having insurance shows you’re serious about your business and gives you an edge over wedding DJs who aren’t insured.
- Proof of Insurance: Log into your dashboard and print your wedding DJ Certificate of Insurance (COI) at any time for proof of legitimate coverage.
Additional Insureds: Most venues will ask you to add them as an additional insured in case something goes wrong during your gig. - Protection from Costly Claims: If someone trips over your DJ equipment and injures themselves, or your equipment scuffs the venue’s floor, liability insurance can protect you from paying out of pocket for legal, property damage, medical fees, and more.
- Tailored Coverage: With Insurance Canopy, you can choose to increase the limits of your policy or more fully protect your business with Equipment and Gear coverage, Cyber Liability, and more.
You're In Good Company With Insurance Canopy
Here's what some of our over 14,700 customers have to say about their experience.
-
Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
She is positive and friendly !
Alan Dynin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024 -
Always easy to use! Thank you!
CahillandDelene
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich Bonifazio
July 12, 2024I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024 -
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn Boze
July 5, 2024Always done very well for us. Highly recommended.
Kenny Casanova
July 5, 2024Nothing but positive things to say. Great company, have used them for years.
Brandon Kennedy
July 5, 2024 -
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf
July 5, 2024quick and easy to sign up and did not break the bank!!
Michael “Michael”
April 8, 2024Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle
April 7, 2024 -
Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia Boroczk
April 4, 2024Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
April 2, 2024It was fast and easy.
Vincent Cabello
March 31, 2024Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaney
March 27, 2024 -
Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguen
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison
March 26, 2024
-
Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith
October 7, 2024 -
Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024 -
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024
Wedding DJ Insurance
Picking the right insurance for your small business is critical. Avoid gaps in your coverage that could risk the future of your wedding DJ business.
Questions About Insurance for Wedding DJs
What insurance do I need as a wedding DJ?
Wedding DJs need these types of insurance coverages:
- General Liability: Protects you from third-party bodily injury, property damage, and other claims.
- Equipment and Gear Coverage (aka Inland Marine): Safeguards you from paying out of pocket for stolen or broken DJ gear.
- Personal and Advertising Injury: Defends against libel, slander, and defamation claims or that your services didn’t match up to what you advertised.
- Damage to Premises Rented to You: Protects you from having to pay out of pocket for property damage claims for space you rent to practice or play.
Should wedding DJs have insurance?
Yes! Wedding DJs need insurance for every gig — even if you only perform at a few gigs a year. Risks, such as trip-and-fall accidents or property damages during your performances, are just a few reasons why wedding DJ insurance can come in handy.
How do I add additional insureds to my policy?
You can add additional insureds to your policy in these simple steps:
- Log in to your dashboard.
- Go to your current policy.
- Go to “Additional Insureds” and add unlimited additional insureds for $10 or 1 for $5.
If you’re a new customer, you can also add additional insureds during the online application process.
Is liability insurance for a wedding DJ expensive?
Not at all! Wedding DJ liability insurance is affordable at $18.50 a month for year-round coverage or $59 per event. Compare these prices to the cost of a single claim, which can run you tens of thousands of dollars without coverage.
