Wedding DJ Insurance
Event and Annual Liability Coverage for Wedding DJs
- Grab an instant Certificate of Insurance (COI)
- Get your policy in 10 minutes or less
- Add Additional Insureds from your dashboard
- Customize your coverage
Why Insurance Canopy for Wedding DJ Insurance?
We bring low-cost, top-rated insurance to the dance floor, so you can stay focused on making sure everyone has a great time at the wedding. Our coverage includes general liability and optional equipment coverage to help you maneuver the most common risks you’ll face as a wedding DJ with peace of mind.
Save
Performing at more than a few weddings this year? Get an annual policy starting at $18.50 per month.
Protect
One lawsuit could cost you thousands. Our comprehensive insurance helps manage risks, so your DJ career keeps to the beat.
Perform
Show proof of insurance at any gig with a general liability policy you can buy online, any time, in 10 minutes or less.
What is Wedding DJ Liability Insurance?
Wedding DJ liability insurance provides financial protection against common claims, such as third-party bodily injury and property damage.
Accidents happen, and wedding DJs face unique risks that could financially ruin your business. Getting coverage from Insurance Canopy defends you against hefty claim costs, medical bills, and lawsuits.
Most venues and events require proof of insurance. An Insurance Canopy policy gives you an edge over other wedding DJs without insurance, landing you more gigs and more time to focus on spinning great tracks.
Coverage Details for Wedding DJs
Included
$2,000,000
$2,000,000
$1,000,000
$1,000,000
$300,000
$5,000
Additional Limits
+$7.50/month
+$15/month
$250
+$8.33/month
+$6.58/month
+$10
Event Policy Pricing
Event Policy — 1-3 Days Covered
From $59 per event
Annual Policy Pricing
From $18.50/month
From $24.33/month
How Much Does Wedding DJ Insurance Cost?
A basic annual DJ insurance policy starts at $18.50 per month or $192 per year. Event insurance provides general liability insurance for any 1-3 day event starting at $59.
The amount you pay varies on several factors, such as your business’ annual revenue, optional add-on coverages you select, and whether you need to add additional insureds to your policy.
What Risks Do DJs Face at Weddings?
Some risks wedding DJs face include:
- Accidentally damaging the venue during set up or take down
- Someone tripping over your equipment and injuring themselves
- Couples who aren’t satisfied with your performance
Someone stealing your equipment
Does Liability Insurance Cover My Wedding DJ Gear?
No — liability insurance does not cover wedding DJ gear and equipment. However, if you have an annual policy, you can add DJ gear insurance (aka gear and equipment, or inland marine) coverage for $6-$12.50 per month:
- $2,000 coverage per policy year ($7.50+ per month)
- $5,000 coverage per policy year ($15+ per month)
Benefits of Wedding DJ Liability Insurance with Insurance Canopy
Having DJ liability insurance for wedding venues comes with numerous perks:
- Professional Credibility: Having insurance shows you’re serious about your business and gives you an edge over wedding DJs who aren’t insured.
- Proof of Insurance: Log into your dashboard and print your wedding DJ Certificate of Insurance (COI) at any time for proof of legitimate coverage.
Additional Insureds: Most venues will ask you to add them as an additional insured in case something goes wrong during your gig. - Protection from Costly Claims: If someone trips over your DJ equipment and injures themselves, or your equipment scuffs the venue’s floor, liability insurance can protect you from paying out of pocket for legal, property damage, medical fees, and more.
- Tailored Coverage: With Insurance Canopy, you can choose to increase the limits of your policy or more fully protect your business with Equipment and Gear coverage, Cyber Liability, and more.
You're In Good Company With Insurance Canopy
Here's what some of our over 14,700 customers have to say about their experience.
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025Great and affordable insurance
Peter DAntoni
December 6, 2024Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
I’m just saying that is easy to get the vendors insurance with this company
Silvia Delgado
November 6, 2024Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More
Robert Avila
November 6, 2024Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More
Rebecca Ruby
November 6, 2024 -
Quick easy sign-up convince is great
Vincent Davanzo
November 6, 2024Great to work with. Always available for assistance.
Two Pour Girls Bartending
November 6, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024 -
Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More
Paul Tolle
September 6, 2024I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More
Don Kirby
September 6, 2024Best price I have found! Excited to be a customer
Dustin Price
September 6, 2024
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025 -
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025 -
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025 -
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025 -
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025 -
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025 -
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025
Wedding DJ Insurance
Picking the right insurance for your small business is critical. Avoid gaps in your coverage that could risk the future of your wedding DJ business.
Questions About Insurance for Wedding DJs
What insurance do I need as a wedding DJ?
Wedding DJs need these types of insurance coverages:
- General Liability: Protects you from third-party bodily injury, property damage, and other claims.
- Equipment and Gear Coverage (aka Inland Marine): Safeguards you from paying out of pocket for stolen or broken DJ gear.
- Personal and Advertising Injury: Defends against libel, slander, and defamation claims or that your services didn’t match up to what you advertised.
- Damage to Premises Rented to You: Protects you from having to pay out of pocket for property damage claims for space you rent to practice or play.
Should wedding DJs have insurance?
Yes! Wedding DJs need insurance for every gig — even if you only perform at a few gigs a year. Risks, such as trip-and-fall accidents or property damages during your performances, are just a few reasons why wedding DJ insurance can come in handy.
How do I add additional insureds to my policy?
You can add additional insureds to your policy in these simple steps:
- Log in to your dashboard.
- Go to your current policy.
- Go to “Additional Insureds” and add unlimited additional insureds for $10 or 1 for $5.
If you’re a new customer, you can also add additional insureds during the online application process.
Is liability insurance for a wedding DJ expensive?
Not at all! Wedding DJ liability insurance is affordable at $18.50 a month for year-round coverage or $59 per event. Compare these prices to the cost of a single claim, which can run you tens of thousands of dollars without coverage.
