DJ Event Insurance
Get coverage for that last-minute gig with short-term DJ insurance!
Get Annual Coverage from $18.50/month Learn more.
Why Insurance Canopy for DJ Event Insurance?
With Insurance Canopy, you can get affordable, A+-rated coverage for your DJ gigs in 10 minutes or less. Our short-term general liability insurance covers you for 3 days, so you can set up, perform, and pack up without worrying.
Save
Keep your budget balanced with essential short-term DJ insurance that won’t break the bank. Save those profits for mixers and turntables!
Protect
Rock the mic without missing a beat with coverage you can trust. Slips, trips, and spills are no big deal when you have Insurance Canopy to handle unexpected claims.
Perform
Most venues require you to provide your Certificate of Insurance (COI) and list them as an additional insured before booking the gig. You can access and share your COI without missing a beat via the online dashboard!
What Is Short-Term DJ Insurance?
Short-term DJ liability insurance is our answer to one-day DJ insurance — it covers claims related to your business operations during a show or event. For example, if a club patron trips over your equipment or you damage a wedding venue’s floors, DJ event insurance could help cover the costs of these claims.
While you may only be looking for one-day DJ insurance, you need protection for set up and clean up, too. That’s why our coverage offers 3 days of general liability insurance, so you have a safety net for the duration of your event.
How Much Is DJ Event Insurance?
A 3-day general liability insurance policy starts at $59. You can also add unlimited additional insureds (like the venue or event coordinator) for an additional $5.
Want to learn more? Check out our breakdown of the cost of DJ insurance and why our DJ Insurance one-day policy got kicked up to three-day coverage at no extra charge
Why Should You Carry DJ Event Insurance?
- Having insurance boosts your credibility and professionalism
- Clients or club owners may require you to show proof of insurance and add them as additional insureds before booking with you
- DJ liability insurance gives you a layer of defense against claims, such as bodily injury or property damage
- Have the flexibility of three-day coverage so you can set up and shut down without worries, unlike with DJ insurance for a day
- Financial peace of mind!
See How We Pump Up the Crowd
Here's what some of our 14,700+ customers say about their experience with Insurance Canopy.
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More am so thankful for Canopy and to not have a shared aggregate limit with thousands of other massage therapists. Individual coverage is EXTREMELY important to Me and this coverage is very affordable!
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More their representative. Everything was painless and reasonably priced.
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More phone step by step to solve it. I definitely will be back n the future. Thank you
Ana Zavala
January 6, 2025I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More were really easy to use.
Susan Tedesco
January 6, 2025Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More a good thing to have!
Steve Bryant
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More the best company was for getting Energy auditing insurance. I went to insurance canopy and literally within five minutes I had a policy sitting in my inbox. Today I’ve scheduled three Energy Audits, which I desperately needed to pay off some bills. I was able to sign up for a program because now I meet the insurance requirements. This company really paid off for me and at $40 a month, I will keep using them as long as I do Energy Audits. I’m a real person my name is Chad Laibly and my company is Home Energy Assessors. You can verify that by googling it.
Chad Laibly
January 6, 2025Great and affordable insurance
Peter DAntoni
December 6, 2024Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More and found that Insurance Canopy fit the bill. They were affordable, and they make it very easy to add venues, print certificates, and send verifications to vendors. So now, if someone loses a limb from a papercut, I'm covered! Thanks Insurance Canopy!
Paul McNeilly
November 12, 2024 -
I’m just saying that is easy to get the vendors insurance with this company
Silvia Delgado
November 6, 2024Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More the phone. They provide peace of mind, that is priceless! Easy renewal process, easy COI's and painless, I don't have to worry about a thing. Thank you IC! @djrames_miami
Robert Avila
November 6, 2024Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More with your on site chat room was easy and helpful. Most definitely will use your company again for our next events! Thank you
Rebecca Ruby
November 6, 2024 -
Quick easy sign-up convince is great
Vincent Davanzo
November 6, 2024Great to work with. Always available for assistance.
Two Pour Girls Bartending
November 6, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024 -
Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More the website. Very satisfied! I highly recommend Insurance Canopy to all musicians and artists. .
Paul Tolle
September 6, 2024I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More it easy to make changes to my policy if I need to. Lastly, the cost of my insurance is very reasonable!
Don Kirby
September 6, 2024Best price I have found! Excited to be a customer
Dustin Price
September 6, 2024
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025 -
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025 -
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More am so thankful for Canopy and to not have a shared aggregate limit with thousands of other massage therapists. Individual coverage is EXTREMELY important to Me and this coverage is very affordable!
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025 -
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025 -
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More their representative. Everything was painless and reasonably priced.
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More phone step by step to solve it. I definitely will be back n the future. Thank you
Ana Zavala
January 6, 2025 -
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More were really easy to use.
Susan Tedesco
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More the best company was for getting Energy auditing insurance. I went to insurance canopy and literally within five minutes I had a policy sitting in my inbox. Today I’ve scheduled three Energy Audits, which I desperately needed to pay off some bills. I was able to sign up for a program because now I meet the insurance requirements. This company really paid off for me and at $40 a month, I will keep using them as long as I do Energy Audits. I’m a real person my name is Chad Laibly and my company is Home Energy Assessors. You can verify that by googling it.
Chad Laibly
January 6, 2025 -
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More a good thing to have!
Steve Bryant
January 6, 2025
Coverage Details Limits
Included
$2,000,000
$2,000,000
$1,000,000
$1,000,000
$300,000
$5,000
Additional Limits
+$50
+$5
Policy Pricing
Event Policy – 1-3 Days Covered
From $59 per event
Need coverage for more than 1-3 days? Get Annual Coverage from $18.50/month

Short-Term DJ Event Insurance
Event Policy Starting at $59 — Much like your mix, choosing the right DJ event insurance is critical. Avoid gaps in your coverage that could put your gigs or shows at risk.
FAQs About DJ Event Insurance
Do I Need DJ Event Insurance?
Yes! DJ event insurance protects your financial assets if you get sued due to an accident at one of your gigs. You could be held liable for claims like third-party injuries, illnesses, or damages. The legal costs of claims like these can be financially devastating. With short-term DJ insurance, you’ll have the protection you need if something goes wrong.
Does DJ Event Insurance Cover Lighting?
Our short-term DJ insurance policy covers lighting with two exceptions:
- We don’t cover pyrotechnics
- We don’t cover sound and lighting technicians
If you plan to set up small light displays for your own set, your event policy will cover you, but it won’t provide protection if you set up lights for another DJ’s set.
What Are The Benefits Of 3-Day DJ Insurance vs 1-Day DJ Insurance?
Our three-day DJ insurance policy covers everything that DJ Insurance for a day covers at no extra cost to you. So you can kick back and relax knowing you are covered when that party hits midnight.
Do I Need a DJ Event Policy or an Annual Policy?
Several factors determine whether you need an event or annual policy.
If you only work one or two events a year, a DJ event policy provides the basic general liability coverage you need to work safely. This is a great option if you book a last-minute wedding DJ gig.
However, if your calendar is packed or you perform more than a few times per year, annual DJ insurance is the way to go. Not only does this option provide year-round protection, but it also allows you to add options like Gear and Equipment Coverage and Cyber Liability.
Do You Offer Mobile DJ Insurance?
Both our annual and event policies cover mobile DJs. However, if you’re taking the show on the road, we suggest purchasing the annual policy for 365 days of protection for travel and gigs.
Plus, if you’re bringing your own speakers, mics, and other must-haves, you’ll need Gear and Equipment coverage to protect your DJ essentials in case they’re damaged or stolen (which is only available with our annual policy).
Ready to upgrade your current event policy to annual? Head over to your user dashboard to level up your coverage.
Choosing the right insurance is critical.

Need additional information before making a decision?
Give our team a call today at 844.520.6993.
DJ Insurance
Licensed Coast to Coast
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